FIN SVCS 11/29/20121

HTH Worldwide International Health Insurance IMPORTANT CHANGE HTH Worldwide Health Insurance is now mandatory for all University- sponsored international travel. Students Employees Optional for accompanying travelers 2

Why Do I Need Insurance? November 28, Government Warning Issued for Albania November 26, More than 800 homes flooded in England and Wales, two killed November 26, Ebola in Uganda November 21, Travel Warning Issued for Honduras November 20, Travel Warning Issued for Mexico November 14, Six dead from dengue fever outbreak in Peru 3

Why Do I Need Insurance? 4 Accidents Do Happen!

HTH Worldwide International Health Insurance 2012 HTH Worldwide Insurance Policy Provides medical coverage and coordination assistance for injuries and sickness anywhere in the world Only available for university-related travel No coverage within home country Excludes certain high-risk activities Provides evacuation coverage for Political Unrest and Natural Disasters Covers pre-existing conditions 5

HTH Worldwide Valuable Resources Websites for students, parents, and participants Details on health and security risks Country specific emergency numbers Necessary immunizations Notable hospitals, clinics, pharmacies, and doctors Translate medical terms Lookup names of brand name and generic drugs in specific countries Review physician and clinic profiles including languages spoken and credentials 6

HTH Worldwide Valuable Resources Other Resources Make medical appointments Assist and monitor medical care until situation is resolved Coordinate care and arrange travel if medically necessary Coordinate evacuation in event of qualified natural disaster or security situation 7

HTH Worldwide Policy Coverage Coverage Limits Medical Expenses Lifetime Maximum Benefit$1,000,000 Policy Year Maximum Benefit$250,000 Maximum Benefit per Injury or Sickness $250,000 Repatriation of Remains$25,000 Medical Evacuation$100,000 Security & Natural Disaster Evacuation Services $100,000 8 Deductible - $0

HTH Worldwide Premiums 2012 Premium Rates (Minimum of 1 week purchased at a time, can not mix weeks and months) Cost for the employee will be charged to Travel Authorization (TA) Cost for family will be charged to employee’s personal account * Price subject to change, contact Tyler Andreasen (ext. 1972) for quote ParticipantSpouse*Child*Children* Weekly$9.54$25.39$13.51$27.02 Monthly$35.64$96.08$50.75$

Enrolling in HTH Worldwide Student Travel Groups 30 days before departure Submit Insurance Roster available online Employee Travel Enrolled from information provided on TA Don’t have an individual TA, contact Tyler Andreasen (ext. 1972) Spouse/Dependent Coverage Contact Tyler Andreasen (ext. 1972) 10

Process for Using HTH Worldwide International Travel Emergency Policy Emergency Go immediately to nearest medical facility Contact HTH Worldwide Non-emergency Contact HTH Worldwide first Direct you to reputable facility and coordinate care Payment HTH Worldwide will pay medical provider If not possible, you pay and submit claim to HTH Worldwide for reimbursement 11