Data on Slab-wise Housing Loans of PSBs and HFCs - Importance and Uses.

Slides:

Advertisements

Similar presentations

1 John Rwangombwa Permanent Secretary and Secretary to Treasury Ministry of Finance and Economic Planning Republic of Rwanda 1 Challenges and opportunities.

Advertisements

The Federal Reserve In Action

“CREDIT RISK GUARANTEE FUND TRUST FOR LOW INCOME HOUSING (CRGFTLIH)”

CREDIT RISK GUARANTEE FUND SCHEME FOR LOW INCOME HOUSING.

Presented By : Sreedhar V. An end to end integrated solution with an ERP platform of Microsoft Dynamics NAVISION o A single platform that provides overall.

State Bank of Pakistan Various Departments

Reserve Bank Of India To regulate the issue of bank notes. To maintain reserves with a view to securing monetary stability. To operate the credit & currency.

PCU OFFICE HOD OFFICE PROCESS FOR RELEASE OF FUND DDO OFFICE.

Data & Statistics and Consumer Related Issues. Importance of Data Data and Information are the vital inputs in framing of fiscal, monetary, regulatory.

Expanding Engagement with the Private Sector on GEF Projects 1 ECW Nicaragua 3-5 March 2015.

G. P. Garg. Agenda Background - National Strategy for Financial Education (NSFE) Development of NSFE document Benefits envisaged from NSFE implementation.

Dairy Entrepreneurship Development Scheme (DEDS).

Scheme of 1% Interest Subvention for Housing Loans upto Rs. 15 Lakh.

Presented by. C.A Suresh Kumar Subrahmanyan & Associates Office: 14 A/11. Manish Nagar J.P.Road, Andheri (West) Mumbai 53. CGTMSE - IMC/ICSI

NHB RESIDEX- Status, Challenges and Way Forward Presentation on NEW DELHI MAY 31, 2013.

REFORM PHASE India faced a macro- economic crisis in The economy was growing at a very low rate. There was a general consensus that the banking.

Guidelines for “Central Sector Scheme for Salvaging & Rearing of Male Buffalo Calves” GoI has introduced a Centrally Sponsored Scheme called.

Developing Guiding Principles for ICT in Education Policy

SBS.AZEEMUDDIN 10- Anjaneyar Koil Street 2nd Floor, Annai Flats, West Saidapet. Chennai Tamilnadu. Mobile:

PRINCIPLES OF BANKING Sample Questions and Answers

Caribbean Financial Statistics Project. Background and Rationale The process of integration within the region is increasingly deepening;  financial integration.

INDIAN FINANCIAL SYSTEM

Presentation on Preparation of Bank Reconciliation Statement by Chief Consultant, TSG and Finance Controller, SSA Assam.

Using Information and Communications Technology to promote regulatory services A Case Study of Mauritius January Mr. Kevin.

Technology Navigator Reports Reporting Solutions for the Financial Institution Industry

Panel 5: The Politics and Economics of Land and Housing (March 24, 2011) R. V. Verma National Housing Bank India The 21 st Century Indian City -Developing.

Refinance Issues and Way Forward Peeyush Pandey Manager National Housing Bank April 20, 2012.

Using alternative financing tools to improve agribusiness finance by Yan Zhang UNCTAD Caribbean Rural Development Briefings

Financial Management for Africa Centers of Excellence Project Presented by Patrick Umah Tete, World Bank on May 20, 2014 during the launch of the project.

NHB NHB RESIDEX Status, Challenges and Way Forward NEW DELHI APRIL 20, 2012 Presentation on.

Partial Credit Guarantee Scheme Lesotho National Development Corporation.

FINANCIAL SUSTAINABILITY - FINANCE RESOURCES STRATEGY Objective 1 – Activities & TargetsTargets2012/13 To generate adequate cash surpluses to fund reinvestment.

George McAllister ext The SBTDC is a business advisory service of The University of North Carolina System operated.

REPCO FOUNDATION FOR MICRO CREDIT

Presented by Patrick Umah Tete, World Bank on May 20, 2014 during the launch of the project in Abuja, Nigeria Financial Management for Africa Centers of.

Coordination and Net Working on DRR Rapid Emergency Assessment and Coordination Team (REACT) Bishkek November, 2009.

1.  Channelize the Credit Linked Subsidy to the Primary Lending Institutions  Scheduled Commercial Banks  Housing Finance Companies  Regional Rural.

Government and NPISHs Final Consumption Present practice in India Session III: P.Bhanumati and Anindita Sinharay Ministry of Statistics & Programme.

 Sana Riaz  Registration No  Saira Khalid  Registration No

Video Conference am noon.

REPORTING, MONITORING AND PERFORMANCE EVALUATION PROVISIONS ON NON-FINANCIALS – 2013/14 1 MIG Quarterly Workshop 3 – 4 September 2013.

Agricultural Outlook and Situation Analysis for Food Security Proposal Submitted to National Food Security Mission Ministry of Agriculture By NCAER, New.

Technology Readiness, MIS for Business Expansion Reji Varghese AVP – IT Consulting, BASIX.

Monetary Policy Update April Lower repo rate necessary to subdue the fall in production and employment and to attain the inflation target of two.

Trends in Retail Housing Loans - HFC’s Perspective Presented by: Anil Sachidanand (CEO - DHFL) NHB – CEO’s Meet 17 th March’ /26/2015.

No fore-closure charges and pre-payment penalties for floating interest rate loans taken by individual borrowers.

No fore-closure charges and pre-payment penalties.

MONEY AND THE FINANCIAL SYSTEM. OVERVIEW Monetary transmission mechanism Modern financial system Money – kinds, functions, significance Supply of money.

Improving Aid Coordination in Tajikistan Aid Coordination in Tajikistan Improving and Challenges Aid Coordination in Tajikistan Improving and Challenges.

BANKING REGULATION ACT,1949 & THE BANKING OMBUDSMAN SCHEME,1995.

FINANCIAL SUSTAINABILITY - FINANCE RESOURCES STRATEGY Objective 1 – Activities & TargetsTargets To generate adequate cash surpluses to fund reinvestment.

Presentation on Micro Finance Institutions (Development & Regulation) Bill, 2012 by M R Umarji.

DEPARTMENT OF STORAGE & MARKETING GUJARAT REGIONAL OFFICE AHMEDABAD.

FISIM: Current Research at Statistics Canada October 4th and 5th, 2010 Eurostat Task Force on FISIM Jim Tebrake – Statistics Canada.

1 FAO REGIONAL WORKSHOP ON RICE AND AQUACULTURE FOR PRODUCTIVITY INCREASE AND MARKET DEVELOPMENT IN EAST AFRICA, KAMPALA,UGANDA, APRIL 2009 AQUACULTURE.

What is the maximum cover under CGTMSE Scheme?  A) 100 lacs  B) 50 lacs  C) 10 lacs  D) No Limit  Ans: A 

AKHTIAR AHMED JOINT DIRECTOR IH&SME FINANCE DEPARTMENT STATE BANK OF PAKISTAN JANUARY 26, 2016 SBP ROLE FOR PROMOTION OF SME BANKING SME BANKING 1.

Istanbul Forum Country Exercise: Kazakhstan. From natural resources (oil & gas) to knowledge R&D basis declining Weak links between publicly funded R&D.

Sample Questions and Answers Multiple Choice. Question 1 Which of the following instruments is used by public to directly lend to the Government? (a)

Biosimilar (Insulin) – Competitive Landscape and Market & Pipeline Analysis, 2016 DelveInsight’s, “Biosimilar (Insulin) – Competitive Landscape and Market. Request for sample of this research report:

HOUSING FINANCE NANDU NATESAN No:26.

How do Firms in India Finance Themselves

MANDATE Set up in 1935 based on the Recommendations of Royal Commission on Agriculture Integrated Development of Agricultural Marketing Twin objectives.

Rapid Appraisal of Labor Market Information in Laos

Delayed June 2018 State Aid Borrowing Process

CREDIT LINKED SUBSIDY SCHEME

PRADHAN MANTRI AWAS YOJANA (URBAN)

PRADHAN MANTRI AWAS YOJANA DEPARTMENT OF HOUSING, GOVT OF KARNATAKA.

Monitoring Results Rena Eichler, PhD Broad Branch Associates

Presentation transcript:

Data on Slab-wise Housing Loans of PSBs and HFCs - Importance and Uses

 Helps in analyzing the trend of institutional credit in Housing Sector.  Indicates flow of the institutional credit to various Slab-wise borrower segments.  Helps in analyzing movement of NPA, in slab- wise Housing loans.  Analysis of the data helps in recommending the required Policy Interventions by the GoI or RBI.  Helps in forecasting the requirement of funds under various Interest Subvention Schemes.

 National Housing Bank (NHB) is collecting the slab-wise housing loan data from Public Sector Banks (PSBs) and Housing Finance Companies (HFCs) on quarterly and yearly basis.  The data is collected in five different slabs namely: housing loans upto 2 lakh, Above 2 lakh and upto 5 lakh, Above 5 lakh and upto 10 lakh, Above 10 lakh and upto 25 lakh and above 25 lakh.  The slab wise data so collected captures following attributes: Total housing loans disbursed during the quarter. Total Housing loans outstanding as on last day of the quarter. % of NPA in respect of the slab-wise loans.

 The format for submitting the Data has been designed and forwarded to all the Banks.  NHB has requested all Public Sector Banks (PSBs) to appoint Nodal Officers as one-point contact for submission of the data.  15 PSBs out of 26 PSBs have appointed the Nodal Officers.  The data so collected is shared with Ministry of Finance regularly on monthly basis.

 Collection of such data will help in building a strong and broad based data for the Industry.  Such database will help in undertaking various sector-related studies which can be shared with industry players.  Sharing of data/study findings, will facilitate Banks & HFCs in designing their future Business Strategies/Targets.  Data pertaining to NPA across the various slabs may help Banks & HFCs in further improving their recovery mechanism and NPA Management System.  Availability of Data will serve as a vital input for the Government, RBI and NHB for appropriate policy and regulatory interventions.