Presentation on BGREI NABARD Bihar Regional Office 17 May 2013

Presentation6.pptx 2 BGREI Districts in Bihar 23 districts covered( 10 districts common ) Under Paddy : Bhagalpur, Kaimur, Khagaria, Munger, Nawada, Purnea, Rohtas, Saran, Sheikhpura, Vaishali Under Wheat : Gaya, Saharsa, Siwan Common Districts : Arwal, Aurangabad, Begusarai, Bhojpur, Buxar, Gopalganj, Jehanabad, Lakhisarai, Patna and Sheohar

Presentation6.pptx 3 ROLE OF NABARD IN BGREI Ensuring Adequate Credit to farmers Ensuring convening of Special SLBC meetings Monitoring credit flow to Agriculture at the State level Preparing district specific credit plans/ targets Monitoring the credit flow at the district level Ensuring opening of KCC accounts of farmers Bring more farmers under the fold of JLGs / SHGs Ensure revision of Scale of Finance by the DLTC Impress banks to expand their outreach Strengthen the Short Term Co-operative credit structure

Presentation6.pptx 4 Action Initiated Special SLBC held on chaired by the Hon’ble C.M. Quarterly SLBC meetings being held regularly chaired by the Deputy C.M. Last SLBC meeting held on attended by Hon’ble Union Finance Minister & Chief Minister Regular intense monitoring at the State level DCC/DLRC meetings being held at the district level regularly. Performance being monitored. DDMs of NABARD invariably participate in all meetings DDMs of NABARD in 20 out of 23 BGREI districts Three districts viz Patna, Vaishali and Lakhisarai are looked after by exclusive officers from NABARD RO at Patna

Presentation6.pptx 5 Action Initiated contd..... DDMs of NABARD discuss with the Agriculture dept at the district level and make projections for the credit requirement in the PLPs PLPs for prepared for all districts of the State The PLPs aggregated to State Focus Paper SFP presented to stake holders in State Credit Seminar on chaired by Deputy C.M. Agriculture projections for credit to agriculture Cr. of which Cr. for crop loan Projections of NABARD have been accepted both at the State level and at the district level as Annual Credit Plan for

Presentation6.pptx 6 ANNUAL CREDIT PLAN(ACP) achievement Crop Loan ( Rs. in Crore) ( Rs. in Crore) % increase Crop Loan Agri. Term Loan Total Agri. Credit SME OPS TPS

Presentation6.pptx 7 ACP Achievement contd... YearCrop Loan ( Rs. in Crore) Term Loan ( Rs. in Crore) Total Agriculture ( Rs. in Crore) % increase ( target)

Presentation6.pptx 8 Other Achievements during JLGs sanctioned and Rs. 142 Cr. disbursed For JLG target fixed at 60, SHGs provided Rs.198 Cr. loan Target for fixed at 1,10, lakhs new KCCs and 13.7 lakhs KCC renewed Credit disbursed is Rs Cr.

Presentation6.pptx 9 NABARD Specific Initiatives  NABARD provided Rs.1077 Cr. concessional refinance on Short-term Credit to RRBs/Co-ops during to ensure low interest rate to farmers.  NABARD provided 460 Crores at concessional rate  Rs.2000/- provided as incentive to JLPIs (Joint Liability Promoting Institutions) for promotion of each JLG  NABARD sanctioned incentive to JLPIs for promoting JLGs during the year

Presentation6.pptx 10 NABARD Specific Initiatives contd….. NABARD sanctioned grant support for promoting (including for LWE/ Backward districts) no. of SHGs during the year For LWE districts, support provided to ‘JEEVIKA’ (NRLM nodal agency) for promotion of SHGs 1400 no. of Farmers Clubs opened during the year taking the total to 5794 Introduction of CBS in Co-op(95% branches on CBS)

Presentation6.pptx 11 Strategies 1.Regular review in the SLBC 2.Regular review in the DCC/DLRC meetings 3.Special review of districts with low CD ratio 4.Adequate credit projection in PLPs – DDMs advised to discuss the credit requirement of the BGREI districts with the LDMs and Agriculture officers and make adequate credit projections 5.DDMs advised to associate in district level BGREI activities 6.Promotion of more JLGs/SHGs 7.Promotion of more Farmers clubs 8.Issue of more KCCs 9.Issue of KCC as Rupay cards

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