Payment Gateway Onno W. Purbo Issu Utama Payment Method Security Certificate Authority Cyberlaw.

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Presentation transcript:

Payment Gateway Onno W. Purbo

Issu Utama Payment Method Security Certificate Authority Cyberlaw

Transaction Security SSL (Secure Socket Layer) SET (Secure Electronics Transaction)

SSL (Secure Sockets Layers) is a program layer created by Netscape for managing the security of message transmissions in a network.programlayer Netscape's SSL uses the public-and- private key encryption system from RSA, which also includes the use of a digital certificate.encryption RSAcertificate

Payment Method Transaksi model ATM. Pembayaran 2 pihak tanpa perantara. Pembayaran 2 pihak dengan perantara. Micropayment. Anonymous Digital Cash.

Type 2 pihak Bank- Customer 3 pihak Bank - Bisnis - Customer Bank - Bisnis - Bisnis

B2C Transaction GUI (Web Browser) Product Search Shopping Cart Product Database Transaction Server Customer Bank Merchant Bank Order Processor Delivery Service CA

9. Transaction status update Buyer Payment Process. CSP Seller/Mall/Retailer 1. I ‘ll take those items 2. URL Redirect to CSP 4a. Valid card check8. Credit merchant a/c 7. Debit the Card 4b. Card limit Check 10. Smart Receipt 6. Batch settlement (e.g Hourly) 5. Authorization return code 3. Authorize purchase Card Issuing Bank Merhant’s Bank & A Total E-Commerce Solution for B-to-C A Total E-Commerce Solution for B-to-C