Finance Information for Entry

Student Funding Advice Team To help our students now and throughout their studies to succeed We have specialist advisers that can help you with: Financial advice and guidance Benefits information Employment and consumer advice

Key facts You do not pay tuition fees up front You need to be earning at least £21,000 a year before you start paying back Repayments are from as little as £4.00 a month Graduate employment rates remain high (92.7% within six months of graduation) Government figures are subject to parliamentary approval Residual household income? This is effectively the household income BEFORE tax and AFTER any pension contributions or allowances for dependant children.

How much will it cost?  Annual Tuition Fees for York St John University tuition fees are £9,000  Accommodation - approx. £4,000-£7,300 Pay termly, in advance, by cheque or direct debit  Living Expenses - approx. £4,000 (but varies!) Food, books, course costs, clothes, laundry, entertainment, travel home

Financial help is available Tuition Fees  Do not have to pay up front or whilst studying  Tuition Fee Loan available from the Student Loans Company  Loan also available for eligible part-time, first-degree students who complete minimum of 25% of full time course load  Some exemptions to fees– NHS courses e.g. Physiotherapy and Occupational Therapy

Financial help is available Living Cost Loan  Available for all eligible full-time students  All students are eligible for 65% of the loan, further 35% is means-tested on residual household income  In 2014/15 the maximum annual loan available if you live with your parents will be £4,393, if you live away from home £5,341.  Paid in three instalments at the beginning of each term

Financial help is available Living Cost Grant for full-time students:  The amount of the grant is dependant on residual household income  Available for eligible full-time students  This help does not have to be repaid  Maximum grant available of £3,387 if your residual household income below £25,000  Partial grant available if residual household income is up to £42,620 Apply via

NB: Figures above are for

Financial help available from York St John Bursaries YSJ Bursary Paid by YSJ to UK/EU students starting in September 2015, enrolled on a programme charging the maximum fee of £9,000. You don’t need to apply for this bursary, because you will be automatically assessed. The bursary is paid in two instalments. Residual family income YSJ Bursary <£25,000£1,000

NHS Funding Tuition Fee for NHS Courses Students on NHS funded course do not pay tuition fees. The NHS meet the full cost of tuition fees. NHS Grant Available for all eligible full-time NHS students Non means-tested Maximum amount available £1,000 Once you have a place on an NHS funded course you will need to register for an account and then make your application via the website below:

NHS Funding NHS Bursary Available for eligible full-time NHS students Non-repayable Maximum amount available £5,460 ( figures) The amount of bursary you can get depends on:  Where you live  Where you study  Whether you live with your parents  The number of weeks you study each year  Household income Paid over 12 months

Financial help is available Living Cost Loan  Available for all eligible full-time NHS students  In 2014/15 the maximum annual loan available £2,324 (final year loan rate £1,811)  Apply on a online application via  Paid in three instalments at the beginning of each term

Repayment of loans SalaryAmount of salary from which 9% will be deducted Monthly repayment £21,500£500£4.00 £25,000£4,000£30.00 £30,000£9,000£67.50 £35,000£14,000£ £40,000£19,000£ £45,000£24,000£ £50,000£29,000£ £55,000£34,000£ £60,000£39,000£292.50

Interest Rates During study until entering repayment Retail Price Index (RPI) +3% Income: Below £21,000 RPI Only Income Between: £21,000 - £41,000 RPI plus some amount between 0% and 3% Income: Above £41,000 Retail Price Index (RPI) +3%

Don’t struggle alone… speak up! There are many points of contact throughout the university if you are having money worries, but start with the Student Funding Advice Team! Many universities have hardship funds available in extreme circumstances. Visit the money saving expert website for specific advice and tips for students, including: Council tax discounts Student bank accounts Overpayment of tax TV licence refunds Student insurance

Contacts Student Funding Advice Team Useful websites:

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