Junior Achievement Dollars with Sense

To inspire and prepare young people to succeed in a global economy MISSION AND VALUES Mission To inspire and prepare young people to succeed in a global economy Values With over 55 years of experience in Canada, Junior Achievement (JA) has influenced millions of youth to help achieve their dreams. By inspiring them to succeed in a global economy, JA prepares students for the real world. We show young people how to become productive members of the workforce, apply their entrepreneurial spirit and manage personal finances. • Belief in the boundless potential of young people • Commitment to the principles of market-based economics and entrepreneurship • Passion for what we do, and honesty, integrity, and excellence in how we do it • Respect for the talents, creativity, perspectives, and backgrounds of all individuals • Belief in the power of partnership and collaboration

THE JA PHILOSOPHY… Learn By Doing… I forget what I hear I remember what I see I learn what I do Be the link between the world of Education and the world of Business… Today’s students are tomorrow’s leaders and workforce. They need to understand how the workplace functions and how businesses operate Educate today’s youth to help them become tomorrow’s leaders by focusing on work readiness, entrepreneurship and financial literacy

PROGRAM PORTFOLIO Elementary School (Business Basics) Our Community: Needs, Jobs, Tools Our Country: Technology and Innovation Our Business World A Business of Our Own Middle School JA Dollars with Sense Economics for Success Stronger Together: Diversity in Action High School JA Company Program JA Titan Investment Strategies

JA Screening Protocol Why do we Screen? To create a safe environment, free of risk to our students, Mentors, and JA How do we Screen? Volunteer Registration Form Interviews Reference Checks Police Reference Checks Volunteer Commitment Agreement

Creating a Safe Environment The teacher MUST remain in the classroom at all times Never be alone with a student Never have physical contact which is inappropriate to a teacher-student relationship Never take a student in your car

JA Mentors… Act as a role models Share your life experiences Facilitate the students’ learning experience Motivate and inspire Be committed Enjoy your time in the classroom

Student Characteristics What to Expect… Need and want approval Are often insecure or self-conscious Enjoy active learning Underestimate their own potential

CLASSROOM MANAGEMENT Develop a strong working relationship with the teacher Integrate your own style and energy Ask questions to keep the students involved and active Always use positive reinforcement Be sensitive to students’ special circumstances Use language that the students can understand Use examples from the students’ frame of reference

WHAT TO DO WHEN… TIPS You have a compulsive talker - Acknowledge their answer and let others participate You begin to lose control of the class - The teacher is there for your support – ask them to help! A student does not participate - Try to get them to participate, but we never know the surrounding circumstances, so encourage them but don’t force them Class does not respond to your question - Give them time to think about their answer, rephrase the question TIPS Make eye contact Use students’ names Move around the room

PROGRAM MATERIALS Barter Activity Cards (6 sets of 5) Program Guides (2) Money Bingo Cards (30) Student Workbooks (30) Certificates of Accomplishment (30) Money Bingo Clue Cards Tent Cards (30) Investors Game Boards (6) Game Pieces & Dice (6 sets) JA Dollars

Dollars with Sense “Dollars with Sense” is an interactive program designed to encourage students to consider and reflect on their money, financial profile and shopping habits. Students discuss different methods of payment and investment options, and learn how to shop SMART, budget their money, and avoid identity theft.

Program Facilitation Outline Before you start the program: Give certificates for the teacher to fill out Have your materials and plan ready to go When you’re ready to start: Teacher introduces you to the students Introduce yourself and tell students a bit about your work. Tell students you’re there to talk about “Dollars with Sense”. Ask students to explore the title – what does “Dollars with Sense” mean? (a good way to build expectations and create engagement)

Lesson Format Core activities are mandatory Extended activities are optional Use the “Planning Your Time” boxes on the Program Guide in order to plan which extended activities you have time to include in the program (half day programs versus full day programs) The times proposed for each activity are an estimation Don’t dismiss the discussions! It’s a good opportunity for students to reflect on what they’ve just learned and recycle concepts.

Lesson 1: Let’s Talk Money… Core Activities Materials Needed What Would You Do? (5 min) None You and Your Money (10 min) Student Workbook page 2 Exploring Methods of Payment (20 min) Student Workbook pages 4 & 5 Discussion (5 min) Extended Activities Trade Versus Money (20 min) Student Workbook page 3 Barter Cards How do I Pay? (15 min) Student Workbook page 6

Lesson 2: Be a SMART Shopper Core Activities Materials Needed Why Do We Buy the Things We Buy? (20 min) Student Workbook page 7 Are You a SMART Consumer? (15 min) Student Workbook page 8 Discussion (5 min) None Extended Activities Make SMART Consumer Decisions (5 min) Student Workbook page 9 Don’t Pay For a Year! (20 min) Student Workbook page 10 & 11 Newspaper ads for “Zero down, zero interest” (optional) Know Your Consumer Rights Student Workbook page 12

Lesson 3: Look After Your Money Core Activities Materials Needed Think About Goals (10 min) Student Workbook page 13 A Project Budget (30 min) Student Workbook page 15 (may want to discuss budgeting for real upcoming class activities with the teacher) Discussion (5 min) None Extended Activities Shop for Financial Services (15 min) Student Workbook page 14 Know About Cheques (10 min) Student Workbook page 18 Look Out for Fraud (15 min) Student Workbook page 19

Lesson 4: Make Your Money Work Core Activities Materials Needed Become Investment Wise (10 min) Student Workbook page 21 Personal Investment Choices Student Workbook pages 22 & 23 Investors Game (30 min) Student Workbook pages 25 & 26 Investors Game Board, Annual Report Cards, Game pieces & die Discussion (5 min) None Extended Activities Investment Promotion (30 min) Poster paper and markers Investors Game (extended – 30 min) Program Wrap-Up: Money Bingo (5 min) Money Bingo Game Cards, Money Bingo Question Cards, Game Markers

The Investors Game

WRAP UP Thank students for a great day! Collect any leftover materials Distribute Parent Letters Hand out student certificates

Before you deliver a JA Program: Contact your teacher and… WHAT NOW? Before you deliver a JA Program: Contact your teacher and… Confirm the date, time and location of your program delivery Confirm the number of students in the class Ask about the characteristics of the class ie: gifted, special needs etc. Tell them students will need a pencil and eraser Inquire about lunch procedures, parking rules Tell the teacher how much support you require Check your kit Is it complete? Do you have enough program materials for each student?

On the day of your program delivery, ask the teacher to… WHAT NOW? On the day of your program delivery, ask the teacher to… Complete the Certificates of Accomplishment Introduce you to the class and engage in the activities throughout the day REMAIN IN THE CLASSROOM AT ALL TIMES! Things to remember… Arrive early and check in at the office upon entering the school Take a bottle of water Wear comfy shoes Hand certificates and parent letters at the end of the day Complete Feedback Survey online after program has taken place Return your program kit and any unused materials to the JA office HAVE FUN!

Thank You for Volunteering with JA You are making a difference!