GPUG ® Summit 2011 November 8-11 Caesars Palace – Las Vegas, NV Advantages of having integrated ePayments and eCommerce By Fauwaz Hussain Nodus Technologies Inc.

GPUG Summit 2011– Las Vegas Agenda  Introduction  Integrated Solutions  Nodus Automated SOP and Payment Solutions  Nodus Advantage  What is PCI-DSS?  How Nodus can help achieve PCI?

GPUG Summit 2011– Las Vegas Nodus Technologies, Inc. Fauwaz Hussain Channel Sales Manager x239

GPUG Summit 2011– Las Vegas  Started since 2002, Nodus is the leader in ePayment & Business Process Automation in the Microsoft Dynamics GP Market.  Focus on automating SOP and Payment Collections for superior Order-to-Cash performance.  1,000+ Customers globally  PA-DSS Certified Credit Card payment application seamlessly integrated with Dynamics GP for PCI Compliant. Nodus Technologies, Inc. Microsoft ® Gold Certified ISV (Independent Software Vendor)

GPUG Summit 2011– Las Vegas Integrated Solutions  Applications Integrated Directly with Financial or Accounting Systems  Integrated Credit Card Processing Applications, e.g. Credit Card Advantage  Extending Integrated Solutions to Internet – Integrated eCommerce Solutions, e.g. eStore Solution Stack – Integrated Online Bill Payments, e.g. ePay Advantage

GPUG Summit 2011– Las Vegas Benefits of Integrated ePayment Solutions  Reduce Processing Time  Reduce Errors in Double Data Entry  Allow Automation of Recurring Transactions  Improve Reporting and Reconciliation  Simplify Administrative Tasks  Can Be Fast, Secure, Reliable and Meet PCI compliance – Reduction of Chargebacks; Fraudulent Charges; Cost of Processing

GPUG Summit 2011– Las Vegas End-Results  Save Money, Improve Operation Efficiency!  Cost per Payment using a Paper Check is $2.60 – Study Done by NACHA (National Automated Clearing House Association)  Indirect cost per payment including dispute resolution can be between $10 to $20 – The Institute of Management & Analysis and Gartner Group’s Benchmark Studies

GPUG Summit 2011– Las Vegas Benefits of Integrated eCommerce  Sales Order Directly Integrated, Reduce Extra SOP Data Entry  Real-Time Synchronization of Inventory  Pricing and Tax Management in Sync with Financial System  Track Online/Offline Customer Information  Improve Fulfillment Process  Allow Effective Procument Automation

GPUG Summit 2011– Las Vegas End-Results  Better Inventory Management  Better Customer Care  Improve Financial Visibility  Know What are Selling in Near Real-Time  Reduce Cost  Improve Competitive Position

GPUG Summit 2011– Las Vegas Nodus Integrated Solutions Focus on SOP and ePayments

GPUG Summit 2011– Las Vegas Nodus Technologies, Inc Nodus Technologies, Inc. Integrate and Automate e-payment and eCommerce Business Processes

GPUG Summit 2011– Las Vegas Nodus Advantage  Nodus Ties ePayment from Different Sources Together with Dynamics GP  Allow Organizations to Automate ePayment and eCommerce Processes Seamlessly with Dynamics GP  Commitment to Meet the Most Stringent PCI Data Security Standard  One Stop Shop for ePayment Applications and Services to Save Time and Money

GPUG Summit 2011– Las Vegas WHAT IS PCI DSS?

GPUG Summit 2011– Las Vegas On Premise Option  Customer Can Store Sensitive Credit Card Information on Premise – Company Data Security Policy – IT Infrastructure Must be Secured – Quarterly Vulnerability Scanning of External IP Addresses – All Sensitive Credit Card Data Must be Encrypted with Split Key Control and Encryption Key Rotation Management – Data Access Control – Provide Audit Trail

GPUG Summit 2011– Las Vegas Off-Premise Option  New Payment Industry Technology – Tokenization  No Credit Card Number Stored at Enterprise Application Databases  Replace Credit Card Numbers with “Tokens” of No Intrinsic Value  Store Sensitive Credit Card Data in Off-site, Centralized and Secure Data Vault  Key Management, Key Rotation Processes Performed Outside of Enterprise  Reduce Merchants IT Infrastructure Cost and Scope of PCI Compliance

GPUG Summit 2011– Las Vegas Why Nodus Solutions?  Nodus is the Leader of Integrated ePayment, eCommerce Application Provider in Dynamics GP Market  Unmatched Domain Expertise in ePayment within MBS Market  Committed to Meeting Most Stringent PCI Data Security Standards  Offer On-Site/Off-site Choices for Sensitive Credit Card Information Management  The Only One-Stop Shop for Payment and Services in Microsoft MBS Market

GPUG Summit 2011– Las Vegas

On-Site/Off-Site Comparison ENCRYPTIONTOKENIZATION Encrypt Credit Card sensitive data according to best practice Replace credit card sensitive data with “Token” Multisystem – Each requires encryption Credit card Data storage in off-site vault Data stored on site, require key management and rotation Token can be used as surrogate of the original credit card number Higher IT infrastructure cost to protect data security Encryption, Key rotation and management occur at off-site secured data vault (PCI compliance off-site facility) If compromised, still vulnerable to data security breach Tokens are useless – cannot be traced to credit card holder information unless paired with data at off-site vault Higher Cost/Scope of PCI compliance More secure, Reduce Cost/Scope of PCI compliance