AUGUST 2002 STOKVELS IN SOUTH AFRICA

Claimed Membership of Stokvels & Burial Society – Total Population 3,56 m 8,08 m

LSM

Claimed Membership of Stokvels by LSM Source: Marketscape 2002 % k 269k472k432k737k697k331k208k274k60k %

No of Stokvels Belong to - by LSM Source: Marketscape 2002 % k 269k472k432k737k697k331k208k274k60k Based on those that claim to be members of stokvels

Average Monthly Investment into Stokvel by LSM Source: Marketscape R770R879R1,104R1,534R2,195R3,575R5,504R7,427R10,56 1 R21,59 1 Total Estimated Amount Invested in Stokvels Annually - R5,61 Billion Average Monthly HH Income 8% 9%4%5% 4% 2% 3% 2% As a % of total monthly income

Personal Banking by Stokvel Members

Have a Personal Bank Account (Based on those that are members of a Stokvel) 910

Share of Money - Total Stokvel Investments by LSM

Claimed Membership of Burial Societies by LSM Source: Marketscape 2002 % k 269k472k432k737k697k331k208k274k60k %

No of Burial Societies Belong to - by LSM Source: Marketscape 2002 % k 269k472k432k737k697k331k208k274k60k Based on those that claim to be members of stokvels

Average Monthly Investment into Burial Societies by LSM Source: Marketscape R770R879R1,104R1,534R2,195R3,575R5,504R7,427R10,56 1 R21,59 1 Total Estimated Amount Invested into Burial Socities Annually - R6,42 Billion Average Monthly HH Income 7% 5% 3% 2% 1% 0.4% As a % of total monthly income

Personal Banking by Burial Society Members

Have a Personal Bank Account (Based on those that are members of a Burial Society) 910

Share of Money - Total Burial Society Investments by LSM

THE UNBANKED SEGMENTS

Claimed Membership of Stokvels by the Unbanked Segments 48 k69 k138 k186 k 194 k % Source: AMPS 2001

Average Monthly Investment into Stokvel by Unbanked Segments Source: Marketscape 2002 Total Estimated Amount Invested in Stokvels Annually by the Unbanked Sector - R1,36 Billion

Claimed Membership of Burial Societies by the Unbanked Segments 48 k158 k404 k757 k 595 k % Source: AMPS 2001

Average Monthly Investment into Burial Societies by Unbanked Segments Source: Marketscape 2002 Total Estimated Amount Invested into Burial Societies Annually by the Unbanked Sector - R2,6 Billion

PROFILE OF THE STOKVEL MEMBER

DEMOGRAPHICS

Population Group OF Stokvel Member Source: AMPS 2001

Gender Source: AMPS 2001

Age 420 k969 k1,3 m605 k229 k % Source: AMPS 2001

Highest Level of Education Source: AMPS 2001

Province % Source: AMPS 2001

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Ownership of Dwelling

Type of Dwelling

Area

MINDSET & LIFESTYLE

Communication Segment Source: Marketscape 2002

STILL DISADVANTAGED 33% OLD SOUTH AFRICA 13% EMERGED 11% NEW SOUTH AFRICA 12% EMERGING 31% Mindsets 2002