EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED You focus on exports. We cover the You focus on exports. We cover the risks.You focus on exports. We cover the You focus on exports. We cover the risks. EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED A PRESENTATION ON THE CREDIT INSURANCE PRODUCTS

EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED You focus on exports. We cover the You focus on exports. We cover the risks.You focus on exports. We cover the You focus on exports. We cover the risks. EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED EXPORT CREDIT INSURANCE Credit Insurance Covers to exporters against Credit Risk losses in export of goods & services both under Short term and Medium and LTCredit Insurance Covers to exporters against Credit Risk losses in export of goods & services both under Short term and Medium and LT Credit Insurance covers to banks to protect them against risks of non payment by exporters both under Short term and Medium and LTCredit Insurance covers to banks to protect them against risks of non payment by exporters both under Short term and Medium and LT Domestic Credit Insurance covers to Exporters and Banks in respect of their local sales and working capital finance, respectivelyDomestic Credit Insurance covers to Exporters and Banks in respect of their local sales and working capital finance, respectively Overseas Investment Insurance covers to protect Indian Entrepreneurs investing in Overseas Ventures (Equity/Loans) against expropriation risksOverseas Investment Insurance covers to protect Indian Entrepreneurs investing in Overseas Ventures (Equity/Loans) against expropriation risks Exchange Fluctuation Covers to exporters to protect them in respect of their exchange losses under Medium and LT exportsExchange Fluctuation Covers to exporters to protect them in respect of their exchange losses under Medium and LT exports

EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED You focus on exports. We cover the You focus on exports. We cover the risks.You focus on exports. We cover the You focus on exports. We cover the risks. EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED ECGC – An Export Promotion Institution –Provides credit risk covers to Exporters against non payment risks of the overseas buyers / buyer’s country in respect of the exports made. –Provides credit Insurance covers to banks against lending risks of exporters –Assessment of buyers for the purpose of underwriting –Preparation of country reports –International experience to enhance Indian capabilities –An ISO organisation excelling in credit insurance services

EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED You focus on exports. We cover the You focus on exports. We cover the risks.You focus on exports. We cover the You focus on exports. We cover the risks. EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED  VISION To excel in providing credit insurance and trade- related services.  MISSION To support the Indian Export Industry by providing cost-effective insurance and trade-related services to meet the growing needs of the Indian export market through the optimal utilization of available resources.

EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED You focus on exports. We cover the You focus on exports. We cover the risks.You focus on exports. We cover the You focus on exports. We cover the risks. EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED A Brief Profile of ECGC No. of offices 5 Regional offices and 51 BranchesNo. of offices 5 Regional offices and 51 Branches ( Head office and all Branches ISO certified) ( Head office and all Branches ISO certified) Paid Up Capital Rs 900 CrPaid Up Capital Rs 900 Cr Reserves Rs CrReserves Rs Cr IRDA registered Insurance company classified under General Insurance-Specialised InstitutionIRDA registered Insurance company classified under General Insurance-Specialised Institution Data for Data for Premium Income Rs CrPremium Income Rs Cr Claims paid Rs CrClaims paid Rs Cr Recoveries Rs CrRecoveries Rs Cr No. of Policies in force 12533No. of Policies in force No. of shipments covered No. of shipments covered No. of buyers covered 46799No. of buyers covered No. of countries covered 193No. of countries covered 193 No. of banks holding covers 65No. of banks holding covers 65 No. of bank branches covered 3709No. of bank branches covered 3709 No. of exporters financed by banks 20568No. of exporters financed by banks 20568

EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED You focus on exports. We cover the You focus on exports. We cover the risks.You focus on exports. We cover the You focus on exports. We cover the risks. EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED Statistics Particulars Initial Years ( ) PremiumRs 43,109 ( )Rs crores ClaimsRs 4.51 lacs (1960)Rs crores RecoveriesRs 2.00 lacs (1960)Rs crores Value of shipments covered Rs 1.30 crores( )Rs crores Policies in Force146 no. ( )12533 no. No. of banks covered under Guarantees 3 no. (1960)65 No. of bank branches 3 no.3709 no. Paid up CapitalRs lacsRs 900 crores

EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED You focus on exports. We cover the You focus on exports. We cover the risks.You focus on exports. We cover the You focus on exports. We cover the risks. EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED Payment Risk EXPORT INSURANCE GoodsReceivables Exchange Risk Loss or Damage Marine Insurance Hedging by Authorized Dealers CREDIT INSURANCE

EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED You focus on exports. We cover the You focus on exports. We cover the risks.You focus on exports. We cover the You focus on exports. We cover the risks. EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED LC RISKS POLITICAL RISK (Open Cover and Restricted cover ) COUNTRY BUYERBANK LC / NON – LC COMMERCIAL RISK Risks Covered by ECGC

EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED You focus on exports. We cover the You focus on exports. We cover the risks.You focus on exports. We cover the You focus on exports. We cover the risks. EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED RISKS COVERED COMMERCIAL RISKS –Insolvency of buyer/LC opening bank –Protracted Default of buyer –Repudiation by buyer POLITICAL RISKS –War/civil war/revolutions –Import restrictions –Exchange transfer delay/embargo –Any other cause attributable to importing country

EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED You focus on exports. We cover the You focus on exports. We cover the risks.You focus on exports. We cover the You focus on exports. We cover the risks. EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED Products offered to Exporters Standard Policy Small Exporters policy Specific Shipment Policy (short term) Export Turnover policy Specific buyer wise policy Consignment export policy Global entity policy Single buyer exposure policy Multi buyer exposure policy Software project exports policy IT enabled (single customer) policy IT enabled (multi customer) policy SME Policy Customer specific policy (Tailor made)

EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED You focus on exports. We cover the You focus on exports. We cover the risks.You focus on exports. We cover the You focus on exports. We cover the risks. EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED Shipments ( Comprehensive Risks) Policy Whole Turnover principle- all exports covered Selective options for LC/Associates/Consignments 90% cover Advance Premium subject to Minimum premium of Rs.10,000/- Policy Period - 2 years Credit limit (Drawee wise) on all the buyers Monthly declarations with premium due Premium rates schedule issued with Policy No claim Bonus – every year 5% subject to maximum of 50%

EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED You focus on exports. We cover the You focus on exports. We cover the risks.You focus on exports. We cover the You focus on exports. We cover the risks. EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED Small Exporters Policy Export turnover not exceeding Rs.50 Lakhs per annum Advance Premium subject to Minimum Premium Rs.2000/- Policy Period - one year Cover for Commercial risks 95% and Political risks 100% No Claim bonus applicable Quarterly Declarations Premium payment as per standard premium schedule attached to Policy

EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED You focus on exports. We cover the You focus on exports. We cover the risks.You focus on exports. We cover the You focus on exports. We cover the risks. EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED Export Turnover Policy Minimum anticipated Premium of Rs.10 Lakhs Period of Policy- One year Monthly or quarterly declaration as per exporter’s choice Higher Discretionary Limit of drawee wise limits on buyers (uptoRs100 lakhs for DP and Rs50 lakhs for DA) Premium rates discounted by 20% Premium payable upfront or in Quarterly instalments based on anticipated exports 5% cash discount for upfront payment of full annual premium

EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED You focus on exports. We cover the You focus on exports. We cover the risks.You focus on exports. We cover the You focus on exports. We cover the risks. EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED Specific Shipment Policy (SSP) Covering one shipment or One contract Processing fee of Rs.1000/- 80% cover Premium higher than standard premium rates Upfront premium before issue of Policy Commercial / Political risks and L/C comprehensive risks covered Submission of Shipment Statement and realisation report later

EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED You focus on exports. We cover the You focus on exports. We cover the risks.You focus on exports. We cover the You focus on exports. We cover the risks. EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED Specific Buyer wise Policy Covering One buyer / One Bank Processing fee Rs.1000/- Period of cover - One year All shipments to buyer on Non LC terms or shipments under LC from bank covered Quarterly/Annual premium payable upfront based on projected exports 80% cover Monthly or quarterly shipment statements 5% No Claim Bonus reduction on renewal

EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED You focus on exports. We cover the You focus on exports. We cover the risks.You focus on exports. We cover the You focus on exports. We cover the risks. EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED Buyer Exposure Policy Cover issued on exposure basis as opposed to turnover ( Exposure: Likely outstanding at any given point of time) One time payment of premium on exposure Single Premium rate based on country rating for Comprehensive risks/Political risks Processing fee Rs.1000/- on application Cover is up to Exposure or the Loss limit (Credit Limit) Premium payable either quarterly or annually on the loss limit No monthly statements Annual statement of shipments at the end of Policy period on renewal Coverage is 80% Selective cover for each buyer at exporter’s discretion

EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED You focus on exports. We cover the You focus on exports. We cover the risks.You focus on exports. We cover the You focus on exports. We cover the risks. EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED Multi buyer exposure policy Cover on exposure as opposed to turnover and cover for more than 1 buyer Discretion to choose buyers for cover with exporter and shall be acceptable to ECGC Processing Fee Rs.5000/- to accompany application List of buyers to be given with proposal and any addition to be advised Minimum 10% of projected turnover will be fixed as Aggregate Loss Limit (ALL) which will be the Maximum Liability Exporter can opt for higher exposure than 10% of turnover Cover for each buyer is 10% of ALL as Single Loss Limit (SLL) Exporter to have access to ECGC website for checking defaulter buyer list. Coverage is 80% and lower cover available with proportionate reduction of premium. Single premium rate irrespective of country grading Upfront premium payable before issue or in quarterly instalments 5% No Claim Bonus reduction on renewal

EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED You focus on exports. We cover the You focus on exports. We cover the risks.You focus on exports. We cover the You focus on exports. We cover the risks. EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED Consignment (Stock holding Agent) Policy Consignment exports covered under this exclusive cover for a period of 1 year Premium on shipments to the agent payable on the turnover Upfront premium quarterly / annually Coverage 80%. Exporters holding Standard Policy will get 90% cover One Agent / Multiple buyers Cover on agent or on ultimate buyers as desired by exporter Credit limits (Drawee wise limits) to be obtained on ultimate buyers Discretionary Credit limit available upto 5% of turnover with max of Rs100 lakhs Longer period of 360 days for realization of bills Premium payable on the basis of country classification and tenor of 90/180/360 days. Extension upto 540 days permissible with additional premium 5% No Claim Bonus reduction on renewal

EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED You focus on exports. We cover the You focus on exports. We cover the risks.You focus on exports. We cover the You focus on exports. We cover the risks. EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED Consignment Exports (Global Entity) Policy Coverage for selling goods through exporter’s own subsidiary or branch office during a period of 1 year Premium on shipments to the GE payable on the turnover Upfront premium quarterly / annually Coverage 80%. Exporters holding Standard Policy will get 90% cover One GE / Multiple buyers Cover on GE or on ultimate buyers as desired by exporter Commercial cover of Insolvency of GE only if Joint stock company and equity stake not exceeding 49%; Otherwise only Political risks cover Credit limits (Drawee wise limits) to be obtained on ultimate buyers Discretionary Credit limit available upto 5% of turnover with max of Rs100 lakhs Longer period of 360 days for realization of bills Premium payable on the basis of country classification and tenor of 90/180/360 days. Extension upto 540 days permissible with additional premium 5% No Claim Bonus reduction on renewal

EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED You focus on exports. We cover the You focus on exports. We cover the risks.You focus on exports. We cover the You focus on exports. We cover the risks. EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED MSME POLICY Policy issued for small exporters with Export Turnover not exceeding Rs10 Lakhs and registered under MSME Act, 2006 Cover available upto Rs10 lakhs with annual premium of Rs 5,000 and a processing fee of Rs1,000 Cover available will be 90% Maximum claim payable is Rs3 lakhs on any buyer No requirement of monthly declaration of shipments

EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED You focus on exports. We cover the You focus on exports. We cover the risks.You focus on exports. We cover the You focus on exports. We cover the risks. EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED EXPORT FACTORING SERVICES Factoring services involving finance, credit protection, collection under one roof Finance against export receivables facilitated through a bank Credit protection available after assessment of buyers Receivables financed without recourse 80% prepayment against invoices and balance after 90 days from due date less charges, if payment not received Details available on specific request at

EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED You focus on exports. We cover the You focus on exports. We cover the risks.You focus on exports. We cover the You focus on exports. We cover the risks. EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED Export Credit Insurance Covers to Banks Covers for working capital granted by commercial banks to Exporters at Pre shipment and Post shipment stages Covers available on exporter wise, bank branch wise and bank wise Losses due to protracted default / Insolvency of exporters covered Cover varies from 60% to 95% depending on the type of cover

EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED You focus on exports. We cover the You focus on exports. We cover the risks.You focus on exports. We cover the You focus on exports. We cover the risks. EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED Export Stimulus Package Additional cover of 5%, subject to maximum protection of 95% available for all MSME exporters All exporters of Textiles ( including handicrafts and handlooms), Gem & jewellery, leather, engineering goods, carpets, project goods, auto components and chemicals will also get the additional protection of 5% Additional cover through the National Export Insurance Account of the GOI Bank advances to MSME borrowers for exports will get an additional protection of 10% subject to maximum protection of 85% under the Credit Insurance covers to banks Additional cover available for shipments /advances made/ granted during the period 1 st Jan 09 to 30 th June 09

EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED You focus on exports. We cover the You focus on exports. We cover the risks.You focus on exports. We cover the You focus on exports. We cover the risks. EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LIMITED In the Service of Exporters and Banks since 1957 Thank You Please visit us at: Mail us at