Calculando pasivo laboral
Panorama general de Mexico
IMSS
Scenario 1: 40 years of service with 10 years in AFORE Base Salary Monthly Money in AFOREPension (women)Pension (men)IMSS pension $8,000$92,367$471$540$7,010 $15,000$173,189$883$1,013$13,116 $25,000$288,648$1,472$1,689$21,861 $50,000$405,261$2,067$2,371$22,559 $100,000$405,261$2,067$2,371$22,559
Scenario 2: 40 years of service with 20 years in AFORE Base Salary monthlyMoney in AFOREPension (women)Pension (men)IMSS pension $8,000$273,452$1,395$1,600$7,010 $15,000$512,723$2,615$3,000$13,116 $25,000$854,538$4,358$5,000$21,861 $50,000$1,199,771$6,119$7,020$22,559 $100,000$1,199,771$6,119$7,020$22,559
Scenario 3: 40 years of service with 40 years in AFORE Base Salary monthlyMoney in AFOREPension (women)Pension (men)IMSS pension $8,000$1,198,335$6,111$7,011$7,010 $15,000$2,246,878$11,459$13,146$13,116 $25,000$3,744,796$19,098$21,910$21,861 $50,000$5,257,694$26,814$30,761$22,559 $100,000$5,257,694$26,814$30,761$22,559
Assumptions (1) There is no entry into the system since July 1, 1997 (2) People are not leaving the private sector to join the public sector (3) The disability experience of the future will be the same as that of (4) The mortality experience of the future retirees will be the same as that of (5) The rate of wage growth is 1 percent real (6) The rate of growth of pension paid is the same as the wage growth rate (7) Those getting less than the minimum salary at retirement will opt for the minimum pension
ISSSTE
Assumptions (1) There is no entry into the system any more (2) Persons who leave the job permanently will follow the same pattern as the actual experience of (3) The disability experience of the future will be the same as that of (4) The mortality experience of the future retirees will be the same as that of EMSSA 2009 (5) The interest rate paid by the recognition bond is 3.5 percent real (6) The rate of wage growth is 1 percent real (7) Those getting less than 2 times the minimum salary at retirement will opt for the minimum pension
IMSS-RJP
Estados Aguascalientes, Baja California Norte, Campeche, Cuahuila, Colima, Chiapas, Chihuahua, Durango, Guanajuato, Guerrero, Jalisco, México (Estado), Michoacán, Nayarit, Oaxaca, Puebla, Querétaro, San Luís Potosí, Sonora, Tabasco, Tamaulipas, Veracruz, Yucatán and Zacatecas.
YearRetireesAnnual Pension Per person ,317$91, ,389$96, ,730$104, ,398$109, ,656$120,500
PEMEX
ISSFAM
Years of serviceMonths of salary 5 years6 months 6 years7 months 7years8 months 8 years10 months 9 years12 months 10 years14 months 11 years16 months 12 years18 months 13 years20 months 14 years22 months 15 years24 months 16 years26 months 17 years28 months 18 years30 months 19 years32 months
Resumen