Chapter 9- Vehicle Information Miss Panno

Title and Registration New Jersey residents who buy a new or used vehicle must title, register, and insure it before driving it on public roads New Jersey law states a vehicle classified under the Lemon Law must have that classification on the title If a motorist moves into this state, the law requires his/her vehicle to be titled and registered within 60 days (pg 146)

New Jersey Lemon Laws and the federal Lemon Law provide for compensation to New Jersey consumers of defective Automobiles and trucks   Motorcycles RV’s Boats To qualify under the New Jersey Lemon Law or the federal Lemon Law, you must generally have a product that suffered multiple repair attempts under the manufacturer’s factory warranty

How to Title a New Vehicle Obtain the title through the dealership where the vehicle was purchased. Obtain the manufacturer’s certificate of origin assigned to the owner, ensuring that the document has the sales tax satisfied stamp on the back (pg 147)

How to Title a Used Vehicle Complete the reverse side of the title with the Buyer’s name Address Date of sale Mileage odometer reading Sale price Buyer’s signature and seller’s information and signature Present the signed title and pay the required titling fee The buyer must pay sales tax on the purchase price when titling the vehicle (pg 147)

How to Replace a Title If the title is lost or stolen, a duplicate title can be issued at any MVC agency or by mail for a $60 fee If the title is damaged, defaced or illegible, a replacement title can be issued at any MVC agency or by mail for a $60 fee (pg 14)

How to Complete an Initial Registration Complete a New Jersey Vehicle Registration application at any MVC agency Provide the name of the vehicle’s current insurance company name and the policy number on the application Show proof of vehicle ownership For a new vehicle a manufacturer’s certificate of origin and a dealer’s certificate of sale are proof For a previously owned vehicle a title signed by the previous owner is proof For a leased vehicle get a power of attorney from the leasing company For out-of-state vehicles that are leased or financed secure the original title from the lien holder or leasing company Show proof that the required sales tax has been paid, or pay the tax at the agency (pg 148)

Registration Renewal The MVC mails renewal notices at least 60 days before the annual registration expires (pg 149)

Title and Registration Corrections Title and registration corrections may be made at any MVC agency or regional service center (pg 149)

License Plates Facts Report to the police, keep copy of report Replace lost or damaged plates within 24 hours at the MVC and turn in old plates to MVC in person or by mail Old plates can be transferred to another vehicle at any MVC if you do not wish to transfer them the old plates must be turned in to the MVC. Valid plates should be placed on a vehicle Forged or counterfeit plates on a motor vehicle will result in: a fine up to $500 60 days imprisonment Up to 6 months license suspension

Handicapped Plates Placards/Cards Plates or rearview mirror Placards at no charge Application at MVC and online 2 part process PART 1: Motorist’s Physician required to complete PART 2: Establishes and certifies eligibility according to the law Send or bring to MVC for processing MVC will issue only one: either a set of license plates or one Placard

Temporary Placards Obtained by the Chief of Police in municipality he/she resides Physician must certify the need for card Return completed application and return it to the police station with a $4 fee payable to MVC Police will issue TEMPORARY Placard Placards are valid for 6months Cards may be renewed if necessary for an additional 6 months When a car is parked in a designated space Placard must hang from the rearview mirror and removed prior to driving

Handicapped Plates/Placards (continued) Individuals are also issued an identification card with plates/placards ID cards are NOT transferable and will be forfeited if used by another individual Abuse in privilege will result in revocation of license plates/placard Upon death license plates/placard must be surrendered at a MVC office License plates Cards must be renewed every year Placards must be renewed every three years Upon renewal MVC may request a statement from physician recertifying the applicant’s condition

Handicapped Plates/Placards Fraud/Abuse Under New Jersey law, making a false statement or providing misinformation on an application to obtain or facilitate the receipt of license plates or placards for persons with disabilities is a fourth- degree crime Individual convicted of fraud or abuse be subject to a fine, not to exceed $10,000, and to a term of imprisonment, which shall not exceed 18 months

Vehicle Inspection With the exception of new vehicles in New Jersey all gasoline-fueled vehicles must pass safety and emissions inspections every 2 years New gasoline-fueled vehicles must pass safety and emissions inspections every 4 years All motorists must bring a valid driver license and valid New Jersey registration and insurance documents for the vehicle to be inspected Motorists can go to either a state inspection station or a state-licensed private inspection facility (PIF) Moving to New Jersey from another state, you must have your vehicle inspected within 14 days after registering it

Inspection Test Results A vehicle will receive a certificate of approval when they pass inspection If a vehicle fails inspection the owner will have up to one month from the last day of the month indicated on the inspection sticker to make the necessary repairs and return to station Vehicles overdue for inspection do not receive additional time to make necessary repairs

New Jersey Car Insurance All motorists must have Liability Insurance in the state of New Jersey An Insurance Card will be issued by the motorist’s insurance carrier for each vehicle insured by a policy The Insurance Card must remain in the vehicle when it is being operated by the motorist Motorist must display this card prior to car inspected, when involved in a car accident, and when stopped by law enforcement for traffic violations or road checks Driving with no insurance will result in fines, community service, license/registration suspensions, and insurance surcharges

New Jersey Insurance Fraud OFFICE OF INSURANCE FRAUD PROSECUTOR (OIFP) If person commits insurance fraud providing false information to an insurance company while making a claim or submitting an insurance application OIFP file charges resulting in incarceration Impose $15,000 in civil fines for each violation Loss of driver license