You are about to discover… 1.Why 95% of Americans FAIL to become financially free. 2.The simple solution that will allow you to create financial security.

Slides:



Advertisements
Similar presentations
Making The Most of Your Retirement Dollars Presented By: Jeffrey Cutter, CPA, PFS Cutter Financial Group, LLC Seeking A Tax-Free Retirement Educational.
Advertisements

Dial in For Audio: Access Code: Taxes Matter…Renewing the Opportunity for Tax Free Income Strategies Revenue Generation Call #3.
Use your IRA to Invest in Real Estate. Contents Purpose Facts and History Benefits and Guidelines Security Trust Company Investment examples Summary and.
Luke Erickson, Extension Educator Jim Schaffer, Extension Educator 1.
An Introduction to Investing Fin 302 Spring 2008 James Dow.
Investing 101. Types of Savings tools Savings Account: An interest-bearing account (passbook or statement) at a financial institution. Certificates of.
For a Retirement Driven By You SELF-DIRECTED IRA BASICS iPlanGroup Learning Center.
Investing Wisely to Avoid the Financial Risk of Longer Life Expectancy Seminar #3.
Industry Research Personal Finance Group 5. Overview 1) Introduction of Personal Finance 2) 4 main ways of Personal Finance 3) Introduction a big player.
ECONOMICS STUDY GUIDE. Investing – saving in a way that earns income Diversification – distributing funds among a variety of investments to minimize overall.
Protect Your Retirement. Three Phases of your Financial Life Phase One Accumulation Accumulation Phase Two Protection Phase Three Phase Three Distribution.
Is Retirement Within Your Reach?. Is a retirement plan really necessary?
Personal Money Management Choices
Banking. What does the banker do? Banking Financial Institution permitted to – hold savings deposits – offer loans and mortgages – issue credit rating.
A Saving TO BUILD WEALTH Welcome to MoneyWI$E A CONSUMER ACTION AND CAPITAL ONE PARTNERSHIP Make money work for YOU © 2011.
Investment Options.
Today’s Topics Introduction Emergency Fund Life Insurance College Funding Retirement Planning Questions & Answers Entails these topics during 1 st client.
College Financial Planning. 2 06/29/2007 2:30pmeSlide - P WorkLife4You Objectives Understand the basics of college financial planning Discuss guidelines.
Chapter 30 Savings Accounts pp
1 PLP PENSION LIQUIDITY PLAN Presented by (Click to continue) GET FURTHER DETAILS.
Retirement and Estate Planning
Vocabulary. Section 9.1 Vocabulary Pre-tax dollars: Deposit into a retirement account before taxes have been taken out of your paycheck. This lowers your.
“Don’t put all your eggs in one basket.” Diversify!
Saving and Investing. Why Save?  Saving : setting aside income for a period of time so that it can be used later  People save for purchases that require.
Chapter 6 Saving and Investing. Section 6-1: Why Save?  Deciding to save  People save for purchases that require more funds than available, for emergencies,
457 Retirement Education for LIFE ® Is Your Retirement Rockin’ or Rollin’?
IT’S NOT GETTING ANY EASIER, AND IT’S CRUNCH TIME!!! “So what do I do? Where can I park my money that’s safe and get a decent return without the risk?
What is an IRA? An IRA is an Individual Retirement Account. An IRA is an Individual Retirement Account. Which means that it’s a tax-deferred retirement.
WJM 7 COMMERCIAL LENDING - SELF DIRECTED IRA’s - “BE YOUR OWN BANK ” When you absolutely positively have to retire affluent. Presented By WJM 7 Commercial.
Ms. Lewis Personal Finance. General Overview There are no sure things when investing Any investment has a certain degree of risk Most securities are not.
Take Shelter from the 2013 Tax Storm Chad Smith CFP®, ChFC, CLU.
Personal Money Management Choices
Or IRAs Independent Retirement Accounts.  Capital Gains are taxes on earnings from investments  This is considered income.
1 SELF-DIRECTED REAL ESTATE DEALS. THE SELF DIRECTED IRA Using an investment tool called a “Self-Directed IRA,” you can move beyond stocks, bonds, and.
I. Types of Investments Buying stock
Savings & Investment Vehicles Mike Meade. Saving vs. Investing Saving o Putting money away for safe-keeping o Emergency funds o Zero risk Investing o.
Planning INFLATION- the general rise in price of goods and services (savings must exceed) You have to have a plan for retirement Years ago companies had.
Investing your money in IRAs. ROTH IRA! What is a Roth IRA, and why should I start one? An after tax investment All withdrawals are tax free as long.
Long Term Investing 401K’s, IRA’s, Mutual Funds. Financial Literacy Bank Accounts Credit Cards Brokerage Accounts Stocks Bonds Student Loans Real Estate.
Budgeting Credit Checking Investing Living on your.
1 LTC Planning Options… -Three ways you can fund your LTC plan 1. Use your own personal or family’s savings & investments - Self Insure - Self Insure 2.
Personal Finance 101 Part AGENDA Purpose Budgeting Credit Cards Three Tenets of Personal Finance Emergency Savings Retirement Investing –Thrift.
Personal Finance. Warm Up 1) What kind of information can be found in a paycheck? 2) What deductions do you think are made to your salary? Be specific.
North Dakotans Saving for Education 1 North Dakotans Saving for Education.
Long Term Investing 401K’s, IRA’s, Mutual Funds.
PNM-0369AO.3 ISAC 2012 Fall Education School INVESTING, SAVING, RETIRING!
Chapter 11. – A savings account pays interest, has no maturity date, and allows funds to be withdrawn at any time without penalty.savings account –
Plan for Your Retirement. What Does the Bible Say About Retirement? Numbers 8:23-26 – The LORD said to Moses, "This applies to the Levites: Men twenty-five.
Shares of Oppenheimer funds are not deposits or obligations of any bank, are not guaranteed by any bank, are not insured by the FDIC or any other agency.
CEE Fund Introduction to Tax Planning Or “Keeping More of What You Earn”
Investing for Your Future Subtitle. Why Should I Start Investing NOW You have time for your money to grow Establish the habit of saving Risk vs Reward.
Georgia Studies Unit 9: Personal Finance Lesson 1: Personal Finance
Your Strategic Affluence 401k: Truly Self-Directed This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC.
What are the most successful methods to ensure a secure financial future? By Mike Carlos.
Important Distinction So far, the only strategies we’ve discussed for getting money into your Strategic Affluence 401k have been called “Contributions”
Deferral of Income  Future Tax Rates Federal budget  Income: 2009 Individual Income Taxes: $1,210 billion Social Security Taxes: $949 billion Corporate.
Brokerage Firms 401K’s, IRA’s, Mutual Funds. Banks vs. Brokerage Firms Brokerage Firm Specialize in accounts for stocks, bonds, mutual funds Banks Offer.
What is an IRA? An IRA is an Individual Retirement Account. Which means that it’s a tax-deferred retirement account for an individual that wants to set.
Financial Services. 2 Financial Services - Guidelines for Military OneSource financial services All financial services are conducted by one of the following:
Managing Your Investments Chapter 11 Page 259 Personal investing – using your savings to earn a financial return
CHAPTER 6 NOTES. Statement savings account: savings account where the depositor receives a monthly statement showing all transactions. Money market deposit.
Retirement Protection Insurance Four part case study that uses alternatives to using traditional long term care FP 1019.
SAVING AND INVESTMENT CHOICES  Savings plans  Savings account  Certificate of deposit  Money market account  Securities  Stock investments  Bond.
Personal Finance Life Skills Preparing for a financially secure future.
III. INVESTING Investing Options 4. Real Estate – Property
THE GOVERNMENT PLAN IRA 401(k).
Investing and Retirement
Financial Planning Ryan Simmen 05/29/2019.
Presentation transcript:

You are about to discover… 1.Why 95% of Americans FAIL to become financially free. 2.The simple solution that will allow you to create financial security and rewrite your family legacy. 3.How to get started.

“According to a recent study conducted by the Social Security Administration, only 5 in 100 people are financially secure at age 65.” Take 100 People… According to the Social Security Administration…

Why?

The three forces working against people today 1.Uncertainty and Unpredictability 2.Expensive Loads & Commissions 3.Taxes

With a $100,000 IRA you could pay $5,300 in commissions plus ongoing fees of $1,500 per year according to the ICI. That’s $6,800 your first year!

The Trouble with Taxes Federal Income tax………..25% to 39.6% State income tax…………….4% to 10% Local income tax…………..1/2% to 3% Medicare Tax……………..1.45% to 2.9% Social Security Tax…………6.2% to 12.4% If you make $100,000…. you could pay in taxes …$42,200.

Is it no wonder families today can’t seem to get ahead?

If this has happened to you or someone you love…

…it’s not your fault

What’s the Solution? 1.Eliminate taxes using a Self Directed IRA. 2.Stop paying expensive commissions and fees -keep all your profits. 3.Eliminate Uncertainty …Invest in things you believe can be more predictable, certain and secure like real estate and notes.

Is it really legal to buy real estate in an IRA?

What’s the Secret Tip?

The Secret isn’t Magic

The Secret is a Self Directed IRA

Harvard’s Endowment Fund has leveraged these principles for decades and you can too

The Headline from July 18, 1917

The Headline from 2009 – $36.9 Billion

How did Harvard do it?

The 3 Things Harvard does (that you can too) 1.Harvard Self Directs 2.Harvard’s Endowment Fund makes Tax Protected Profits 3.Harvard invests in Alternative Assets like Real Estate

Warren Buffet Endorses this Strategy

Your Current Plan 1.A commission based salesman gives “advice” 2.Fee and commission based investments 3.Stocks 4.Bonds 5.Mutual Funds 6.CD’s

What does Self Directed mean? 1.You get control… 2.You keep all your income and profits. 3.Yes, stocks, bonds mutual funds…PLUS 4.Real estate 5.FOREX /Futures 6.Notes 7.Virtually anything you can imagine!

WHY HORIZON TRUST? Trust | Knowledge | Dependability

With a Horizon Trust SDIRA… It’s your choice… You can pay less taxes or You can pay less taxes

At Horizon Trust You can self direct a Traditional IRA, a Roth IRA, a 401(k) and many other accounts. Using a Roth Self Directed IRA you can make money and spend it 100% Tax Free!

Is it really possible to keep all the money you make and spend it 100% tax free?

Is making money (truly tax free) really possible? Meaning …No federal income tax …No state income tax …No local income tax …No capital gains tax …No social security tax …No Medicare tax …No AMT tax NO TAX AT ALL?

Is making money (truly tax free) really possible?

Tax Free Income is truly possible and the IRS put it in writing!

Getting started is easier than you think Contribute from you current income Rollover over money from your old 401(k), 403(b) or other TSP. Transfer money from your current IRA at your bank or brokerage.

What kinds of results can you expect?

Consistency Predictability Security

What does it take to generate $100,000 per year for the rest of your life?

Contribute $5,000 per year For 30 years Invested at 10%

= $991,964 Annual Income at 10% = $99,000

What’s the best way to get started?

Get Started for FREE! FREE Guide FREE Video FREE Consultation