Natu brought to you by: Metropolitan Group Schemes Affordable products for members of: Metropolitan is an authorised Financial Services Provider

Do you know what a funeral can cost you? Burial costs – up to R –Basic fee, coffin, mortuary, funeral service, grave costs, etc. Other –Flowers –Traveling to and from the funeral –Accommodation of guests –Hiring of tents, chairs –Catering –Obituaries –Pamphlets in church, etc.

Have you made provision for these costs? How to solve the problem Become a member of this scheme You need to be younger than 65 at your age next birthday

Metropolitan Group Schemes offers you: Family Funeral Plan Parent Funeral Plan Extended Family Funeral Plan Investment Plans

DreamBuilder Standalone Family Funeral Plans Member & childrenFamily Member & life partner Member only

Funeral cover Family –Covers the member, Life Partner and dependent children –Cover level varies from R5 000 up to R Member and children –Covers the member and children –Cover level varies from R5 000 up to R30 000

Funeral cover Member and Life Partner –Covers the member and Life Partner –Cover level varies from R5 000 up to R Member-only –Covers only the member –Cover level varies from R5 000 up to R30 000

Premium rates Cover levels Member onlyMember and children 18-45>46-50> >46-50>

Premium rates Cover levels Member and Life partnerFamily 18-45>46-50> >46-50>

Cover levels Cover levels for member and life partner Cover levels for children Older than 14 but younger than 21 Older than 6 but younger than 14 Younger than 6 (incl. stillborn babies)

Standalone Parent Funeral Plan Maximum cover level – R Cover 4 parents Own parents and/or parents-in-law

Parent Funeral Plan Cover your own parents and parents-in-law - maximum of 4 parents Cover level varies from R1 000 up to R Months waiting period Parents need to be younger than 85 years age next birthday Can be taken as a standalone plan

Premium rates and cover levels Premium per parent younger than 75 years Premium per parent older than 75 years, but younger than 85 years Cover levels PremiumCover levels PremiumCover levels PremiumCover levels Premium Parents need to be younger than 85 years age next birthday at entry or upgrade of cover

Standalone Extended Family Funeral Plan Cover up to 9 relatives Aunts, uncles, cousins, nieces, brother-in-law, etc. Maximum cover level R30 000

Extended Family Funeral Plan Covers up to 9 extended family members e.g. aunts, uncles, grandparents, cousins Cover level varies from R3 000 up to R Months waiting period Extended family members need to be younger than 85 years age next birthday Can be taken as a standalone plan

Premium rates Sum assured 14 or younger to 85 years Extended family members need to be younger than 85 years age next birthday at entry or upgrade of cover

Cover levels Age next birthday of relative Older than 14Older than 6 but younger than 14 Younger than

Benefits included in the funeral plans Paid-up benefits at the main member's –Death, Disability or Retirement –No more premiums will be payable for the rest of the participants if a Paid-up policy is issued –Paid-up benefits at retirement will be calculated according to a sliding scale Accident benefits (double your cover) for the members, spouse and children older than 14 at the accidental death of the participant Continuation benefit: cover continues if you are no longer a member of the scheme

Funeral Services Benefits Provides funds for costs after the burial at the funeral, i.e. Hiring of tents, chairs, equipment at the funeral Providing for a ceremonial tombstone Catering on the day of the funeral Funeral clothes, etc. Member only: cover varies from R5 000 up to R Life Partner: cover varies from R5 000 up to R Optional Benefits

Premium rates and cover levels Member onlyLife partner Cover levels PremiumCover levels Premium

Automatic Inflation Management (AIM) Benefit Allows cover level to keep track with inflation Choose 6% premium increase and 4.2% cover increase or 10% premium increase and 7% cover increase Cover level increases annually on policy anniversary Optional Benefits

DreamBuilder Investment Plans Pension Plan Education Plan Cash Plan Savings Plan

DreamBuilder Savings Plan Product need: to create a culture of saving for a specific goal, i.e. deposit on a small car, house, business, vacation, etc. Minimum premium: R85 pm for a 15-year term Optional supplementary benefits: –Automatic Inflation Management (AIM) –Premium waiver at death / at death and disability of life 2 –Premium waiver at disability of life 1

DreamBuilder Education Plan Product need: provide funds for educational purposes, i.e. school fees, extramural classes, college, university, etc. Minimum premium: R160 pm for a 15- year term Optional supplementary benefits: –Automatic Inflation Management (AIM) –Premium waiver at death / at death and disability of life 2 Cash withdrawals after five years – one withdrawal allowed per year

DreamBuilder Cash Plan Product need: to provide cash for i.e. house renovations, carpeting, purchasing a computer, etc. Minimum premium: R160 pm for a 15-year term Optional supplementary benefits: –Automatic Inflation Management (AIM) –Premium waiver at death / at death and disability of life 2 –Premium waiver at disability of life 1 Cash withdrawals after five years – one withdrawal allowed per year

DreamBuilder Pension Plan Product need: provides pension at retirement Minimum premium: R90 pm for a 15- year term Optional supplementary benefit: –Automatic Inflation Management (AIM)

Can you afford to lose out on these benefits? Affordable premiums Variety of benefits to choose from You do not have to undergo medical testing We have a wide network of offices where you can claim Specialised consultants to assist you to make your choice

provides affordable products for all your needs! Metropolitan Group Schemes