Japanese Social Insurance Japan, Nihon Fukushi University International Welfare Development 1

Outline 1 Overview of Japanese social insurance 2 Worker’s health insurance 3 Nursing care insurance 4 National pension 5 Conclusion 2

3 Social Insurance in Japan Worker’s Health InsuranceNursing Care InsuranceNational Pension

Insurance Cost (2014) Insurance Cost (2014) 4

Employee’s Health Insurance (1) Part of medical costs paid for Sick days from work paid for Family members are also covered 5

Employee’s Health Insurance (2) Don’t have to pay full cost System pays about 70% up front Patient only pays 30% of total cost 6

Question! If a dentist bill is 100 dollars, how much will you pay? A 100 dollars B 30 dollars C 20 dollars 7

The right answer is…… B 30 dollars !! National Health Insurance will pay 70 dollars 8

Nursing Care Insurance Helps elderly who need assistance 9 Increasing elderly population

National Pension make an annual payment for 25 years ◦ (average US$ 2,000 / a year) get the right to receive a pension at age 65 ◦ (about US$ 7,000 / a year) 10

Company Pension Both Company and workers save the money until retirement. Employee may receive US$ 20,000/ a year after retirement. 11

Conclusion Japanese social insurance ◦ has worked well for the most part ◦ has been very good for us For Cambodia ◦ We hope that you may use this information about Japan to develop your own system 12

Thank you for listening. 13