aratbars Live Training Webinar February 9th, 2013 Guests, Affiliates and Customers Are you aware that there is an ASSET CLASS that has doubled in price 5 times since Y-2-K? Did you know that there is a ZERO DOWN strategy to add this asset class to your Financial Statement?

* KARATBARS – WHAT WE DO* In the event that you did not know, I have taken a position as an Account Specialist with Karatbars International Financial Services Industry They are headquartered in Stuttgart, Germany but I am able to work from home. I did this because I found a profitable outlet for my concerns about the growing debt, spending and currency crisis. Our Company specializes in helping people protect and multiply CAPITAL. I thought you might want to take a look at what we are doing. It is absolutely fascinating what I have learned about money and finances.

FREE KARATBARS ACCOUNT * WHAT WE OFFER* FREE KARATBARS ACCOUNT Access to an asset class that has an unmatched history of price and performance. FIGHT INFLATION Conserve - Capital (Hedge Strategies) CREATE - Cash Flow Financial Awareness - Financial Education We advocate paying only the legal minimum in taxes People in 75 Countries Can Use and Enjoy the Benefits All are FREE! Steps To Success: Create Account Set up - KYC Approval Make 1st Exchange Acquire Package Use Package Show & Enroll Set up Aid, Support, Assistance

Many other benefits – ALL FREE OUR OFFER In order of URGENCY – Positive Financial Instruments – Instant Benefits – All FREE FREE Karatbars International ACCOUNT ACCESS TO SOFTWARE & ASSET CLASS Video + Personal TRAINING How To Use Your Account Access to FINANCIAL EDUCATION daily Access to Home Based Business Tax Information Audit Proof any Tax return Pay the Legal Minimum each year E Quadrant Affiliates – learn how to add $300 to $500 a month to your take home pay Many other benefits – ALL FREE

INSTANTLY UPGRADE YOUR FINANCIAL STATEMENT FREE & DIRECT ACCESS to: FINANCIAL SWISS ARMY KNIFE * and * The ASSET CLASS That has doubled in price 5 times since 2000 GREAT Asset Class To Own & List on your Financial Statement. Unmatched history of price and performance. The Business Model Asset Protection/Appreciation - Cash Flow - TAX BENEFITS YOUR KEY TO YOUR OWN PRIVATE GOLD MINE!

* 2 PART OFFER* Aid, Support and Assistance is ALWAYS available. With a few mouse clicks, easily move/exchange paper or digital currency into currency grade gold. If inflation continues to go up, so will your account balance because you are leveraged to gold, not interest rates. Use any internet connection to access your account. Account Holders have many benefits – All are FREE! PART 1 ACCOUNT SET-UP Do Yourself or We can walk you through the process step by step.

Work with Top Income Earners * 2 PART OFFER * Support and Assistance until you are making $1,000 a week. *Direct & In-Direct Passive Income* Add another income producing asset to your balance sheet Add another weekly income stream $1,000's in tax benefits Hedge against inflation PART 2 Support & Assistance Work with Top Income Earners Leverage their experience, confidence and success Learn while you earn

Learn The Truth About Our Money YOUTUBE VIDEO – 7 Minutes Hedge and Leverage Let Robert Explain YOUTUBE VIDEO – 7 Minutes Why Savers are Losers

Financial Basics Wealth Building Strategies Balance Sheet Money coming in Money coming in Money going out Money going out Financial Statement Mortgage/Rent Car payment Phone College Loan Utilities Insurance Real Estate Mort payment Car Car payment IRA Phone Jewelry College Loan Gold Utilities

GOLD Access to a Self Managed - On-Line Account Immediate access to: ASSET Class that has doubled in price 5 times since 2000 GREAT Asset Class To Own & List on your Financial Statement. Unmatched history of price and performance. HEDGE against inflation DISCOUNTS are available $130 or 3% FREE Storage or Delivery to 53 Countries The Business Model Asset Protection/Appreciation - Cash Flow - TAX BENEFITS Instant Upgrade for any Financial Statement

Activity and Results We can NEVER control RESULTS We can ALWAYS control our ACTIVITY MOST “B” and “I” Quadrant People – Yes Waiting To Happen MOST “E” and “S” Quadrant People – May NOT SEE IT

Karatbars Online System FREE MONEY MANAGEMENT SYSTEM - TOOL - INSTRUMENT Move Money Fast - Exchange Paper Money into Gold Money

This asset doubled in price “5 times” since 2000 There are 3 primary reasons that people use Karatbars “system”, as an instrument, to: 1. Protect money from inflation – HEDGE (R. Kiyosaki) Use their FREE Karatbars account , to create an instant “hedge” against inflation Hedge = the way to protect money Leverage gold prices – not interest rates. 2. “B” Quadrant Profit Potential / Cash Flow / Tax Benefits 3. “I” Quadrant Weekly & Monthly Cash Flow Asset accumulation Asset is appreciating in price 500% Gain Since Y-2-K Gold History Price & Performance SAVE THOUSANDS $$$ Pay Only Legal Minimum Referrals = CASH FLOW This asset doubled in price “5 times” since 2000

Dual TEAM Sales System Optional The Karatbars System People in 75 Countries are using this system to protect money from the ravages of inflation. FREE Account & Access Instantly Create a fast and easy way to: Control Your Money Move Your Money Create a Hedge For Your Money Add a new “B” & “I” to your Balance Sheet FREE ACCESS Includes: Access to Currency Exchange Software Monthly auto-save programs Exchange anytime Discounts & Coupon Codes Are Available Direct Access to: 999.9 fine 24 Karat gold LBMA Stamped & Certified London Good Delivery Gold Free Storage or Delivery Affordable 1 gram weights (delivered to 53 Countries) 3% discounts are available 100 euro discounts are available Referral Rewards – Monthly Referrals - Earn up to 6% - Paid 1st/month Cash Pool / Gold Pool   Dual TEAM Sales System Optional Strategy To Maximize Earnings Get started fast – select and activate - DUAL TEAM System INCREASE EARNING POWER & WEEKLY PAY Select Package – Acquire Package – Use Package Contents Activate your back office dashboard in “real time” Affiliates retain all Uni-Level System benefits plus: Enjoy Weekly Access To Earnings Package will give you everything you’ll need to start your business right. Earn $80 (up to $400) per sale Direct Sales Earn $50 - $100 Team Sales (Sales Others Make) Work by yourself or with a team Create teams and override gross sales volume Set up Businesses with K-Exchange Centers Set up new customer and affiliate accounts

Teddy & Dave Susan Examples Why – B & I College Education Fund How To USE SYSTEM Teddy & Dave Why – Savings Vehicle “BLADE” College Education Fund for Grandson David USE SYSTEM To Protect Money (HEDGE) Leverage to Gold Prices Multiply Money $1 - $5 Since Year 2000 $10K = $50K Since Year 2000 $100K = $500K Since Year 2000 Susan Why – B & I Asset – Income – Tax Benefits She acquired a Package to maximize earning potential Earn up to * $400 Direct Commission * $50-$75-$100 Cycle Income * 6% Residual Income on future transactions Use System Improve Financial Statement and Balance Sheet

STRATEGY Month #1 - Find Two Left Team: 1 VIP 798Pts + 100 Units Month New VIP’s PTS UNITS #Cycles Right Team: 1 VIP 798Pts + 100 Units EURO New VIP’s PTS UNITS 1 1 798 100 2 2 2 1596 200 4 3 4 3192 400 8 4 8 6384 800 16 5 16 12768 1600 32 846 1 798 100 350 2 1596 200 720 4 3192 400 1520 8 6384 800 3120 16 12768 1600 6556 Euros = at 60 Euros a gram for Karatbars Is more than 110 grams of FREE Karatbars Gold * Not an income projection or guarantee of earnings , merely a number multiplication chart for training

STRATEGY Month #1 - Find Two Left Team: 1 VIP 798Pts + 100 Units Month New VIP’s PTS UNITS #Cycles Right Team: 1 VIP 798Pts + 100 Units EURO New VIP’s PTS UNITS 1 1 798 100 2 2 2 1596 200 5 3 4 3192 400 9 4 8 6384 800 19 5 16 12768 1600 39 6 32 25536 3200 77 7 64 51072 6400 153 8 128 102144 12800 307 9 256 204288 25600 618 10 512 408576 51200 1227 11 1024 817152 102400 2459 12 2048 1634304 204800 4915 846 1 798 100 350 2 1596 200 720 4 3192 400 1520 8 6384 800 3120 16 12768 1600 6160 32 25536 3200 12,240 64 51072 6400 24,560 128 102144 12800 49,440 256 204288 25600 98,160 512 408576 51200 196,720 1024 817152 102400 393,200 2048 1634304 204800 787,036 euro = $1,023,147 USD If You: Take 50% in cash or digital spendable money Exchange 50% into Karatbars 13,110 grams 421 ounces TOTALS 4,096 VIPs 12 MONTH EARNINGS: 787,036 Euro = $1,023,147 ( 1.3 USD/Euro) * Not an income projection or guarantee of earnings , merely a number multiplication chart for training

Money is Moving – Is Yours? Financial Expert, Mike Maloney, said: “There are brief moments in history when the safe haven asset class becomes the asset class with the single most potential for appreciation and gains in purchasing power. This is one of those “rare” times. Exchange paper money into gold money now. You will be able to buy more stuff later! Stay in paper money and you will buy less stuff in the future. It is as simple as that."

A FINANCIAL SWISS ARMY KNIFE Simply Give Others Access Show How It Works The SYSTEM Private, Personal, Password Protected On-line Currency Exchange System FREE ACCOUNT Fast, Easy Options Exchange anytime Monthly Auto-Save FREE Storage or Delivery Paid Weekly Paid Monthly $100’s $1,000’s Up to 6% Individual Branding Cards Repeat orders Car Dealers Pawn Shops Sports Team/Star Celebrities Corporate Non-Profit Orgs (fundraisers) Private Retirement Accounts IRA / 401K Corporate Account(s) (offer “SYSTEM” to employees & customers) World Aurum Licenses Retailing Online sales Buy/Sell grams Additional Products (Other than Gold) A FINANCIAL SWISS ARMY KNIFE

Very Much Like Real Estate Karatbars International Business Model Very Much Like Real Estate 6% - 7% Commissions Work Alone or with a TEAM Broker – work alone - NO LEVERAGE Uni-Level System – 6% Commission Good for someone that has already made their money and want to protect it. Good for someone that wants to work the business alone. Broker – work w/ a TEAM = LEVERAGE Dual System – 26% Commission Interview and position a TEAM of Agents Create earnings from their sales activity Get Paid MORE from the efforts of others. MUCH MORE INCOME potential.

Understand what income producing Activity is. Expose people daily! This is where your income and success begins and ends. Are you willing to do the units of work required?

Teddy & Dave Susan B & I Examples Savings Vehicle How To USE SYSTEM Teddy & Dave Savings Vehicle College Education Fund for Grandson David USE SYSTEM To Protect Money (HEDGE) Leverage to Gold Prices Multiply Money $1 - $5 Since Year 2000 $10K = $50K Since Year 2000 $100K = $500K Since Year 2000 Susan B & I Asset – Income – Tax Benefits She acquired a Package to maximize earning potential Earn up to * $400 Direct Commission * $50-$75-$100 Cycle Income * 6% Residual Income on future transactions Use System Improve Financial Statement and Balance Sheet

No one is actually spending money No one can get hurt! Finally we have an opportunity where: We have a Company with enough financial strength and stability that they DO NOT have to nickel and dime their members with enrollment fees, web site fees, annual renewal fees or auto-ship requirements. No one is actually spending money Simply exchange fiat paper currency (bad money) Using your online, personal, private CASH Management SYSTEM Exchange it for Currency Grade Gold (good money)

Open Your Karatbars Account Today! Take Control of your money. Instantly Improve Balance Sheet Financial Statement Hedge – Asset – Income - Tax Benefits Top Asset Class – PRICE & PERFORMANCE Take Control of your money. Instantly Upgrade Your Financial Future.

CREATE, MANAGE & MULTIPLY CAPITAL USE SYSTEM CREATE, MANAGE & MULTIPLY CAPITAL We know people will be, either better or worse financially, in the future based on decisions they make today. Fail to Plan (be pro-active) = Plan to Fail We show people, what we do, what we have, how it works and how to use it to improve any Financial Statement, including yours. Education + Skills = Confidence FREE Financial Education is also one the greatest benefits of joining this venture. Learn from professionals that live on the frontlines of real time accurate, factual information. We get important news before anyone else does because of our real time affiliate networks. REAL TIME NEWS, Analyst Reports and Opinions. SKYPE – AnyMeeting + E-Mail Lists Live Event Schedule KaratbarsIntro.com

For your time and attention Thank You For your time and attention aratbars