AVOID BECOMING THE NEXT VICTIM SCAMS

SOCIAL NETWORK WEBSITES 1. PASSWORD SECURITY 2. GAMES AND WIDGETS Who Knows You Best? The message reads: “Can you do this? My middle name ___, my age ____, my favorite soda ______, my birthday __/__/___, whose the love of my life ______, my best friend in high school ______, my favorite color ________, my favorite food ________, my mother’s name ________. Put this as your status and see who knows you best.” The message reads: Can you do this? My middle name __________, my age ___, my favorite soda _______, my birthday ___/___/___, whose the love of my life ______, my best friend _____, my favorite color ______, my eye color _______, my hair color ______ my favorite food ________ and my mom's name __________. Put this as your status and see who knows you best.

SOCIAL NETWORK WEBSITES 1. PASSWORD SECURITY 2. GAMES AND WIDGETS The message reads: Can you do this? My middle name __________, my age ___, my favorite soda _______, my birthday ___/___/___, whose the love of my life ______, my best friend _____, my favorite color ______, my eye color _______, my hair color ______ my favorite food ________ and my mom's name __________. Put this as your status and see who knows you best. 3. LOOK AT THE VIDEO I FOUND OF YOU!

SOCIAL NETWORK WEBSITES The message reads: Can you do this? My middle name __________, my age ___, my favorite soda _______, my birthday ___/___/___, whose the love of my life ______, my best friend _____, my favorite color ______, my eye color _______, my hair color ______ my favorite food ________ and my mom's name __________. Put this as your status and see who knows you best.

SOCIAL NETWORK WEBSITES 1. PASSWORD SECURITY 2. GAMES AND WIDGETS The message reads: Can you do this? My middle name __________, my age ___, my favorite soda _______, my birthday ___/___/___, whose the love of my life ______, my best friend _____, my favorite color ______, my eye color _______, my hair color ______ my favorite food ________ and my mom's name __________. Put this as your status and see who knows you best. 3. LOOK AT THE VIDEO I FOUND OF YOU! 4. WE’RE STUCK! HELP!!!

SOCIAL NETWORK WEBSITES The message reads: Can you do this? My middle name __________, my age ___, my favorite soda _______, my birthday ___/___/___, whose the love of my life ______, my best friend _____, my favorite color ______, my eye color _______, my hair color ______ my favorite food ________ and my mom's name __________. Put this as your status and see who knows you best. Subject: SAD NEWS!!!! How are you doing? Honestly, I’m doing pretty awful! I’m with family on vacation in London, England and we got mugged last night in alley by a gang of thugs on our way back from shopping. One of them had a knife poking my neck for almost two minutes and everything we had on us including my cell phone, credit cards were all stolen, quite honestly it was beyond a dreadful experience for us but looking on the bright side we weren’t seriously hurt or injured and we are still alive so that is what’s important. I’ve reported to the cops here and canceled all our cards. Because of this, I’m really having some difficulties clearing our hotel bills and also need to pick up a voucher ticket at the counter for us to catch a flight back home in a couple of hours. I was wondering if you could please loan me some $$? You can wire money to this location via Western Union….. PLEASE HELP!!

DALLAS MORNING NEWS

COUNTERFEIT CHECKS  Use “Off-the-Shelf” Check Writing Software  Use High Quality Scanners Printers and Paper  May Contain Security Features (ie. Watermarks, Micro Printing)  Printed with Names of Legitimate Financial Institutions and Companies (US or Foreign)  Bank Account #s and Routing #s May Be Real (obtained thru ID Theft)  Money Orders Cashiers Checks Personal Checks Corporate Checks Travelers Checks U.S. Treasury Checks YOUR NAME HERE

 The suspect wants the victim to send the money before the victim finds out the check is counterfeit.  Just because funds are available on a check you’ve deposited, does not mean the check is good !!!!!  Until the bank tells you the check has cleared, YOU ARE LIABLE !!!! COUNTERFEIT CHECKS

ONLINE AUCTION / CLASSIFIED AD SCAM  “Buyer” sends overpayment for goods to cover S&H  “Buyer” requests refund via wire transfer for remainder of money  “Buyer’s” payment is fraudulent and Seller loses the $OR  “Buyer” sends exact payment for goods  “Buyer” waits for the Seller to deposit payment  “Buyer” demands a refund due to family emergency, financial crisis, etc.  “Buyer’s” payment is fraudulent and Seller loses the money

 “Seller” advertises a valuable item at an extreme discount  Buyer attracted by the allure of a bargain  “Seller” demands Buyer use a wire transfer service for payment  “Seller” never sends the item and the Buyer left with loss ONLINE AUCTION / CLASSIFIED AD SCAM

FRAUDULENT CAR ADS POSTED IN LOCAL NORTH TEXAS NEWSPAPERS

** CRAIGSLIST ADVISORY --- AVOID SCAMS BY DEALING LOCALLY ** Avoid: wiring money, cross-border deals, work-at-home ** Beware: cashier checks, money orders, escrow, shipping ** More Info: Hi There, I am very interested in purchasing the love seat you have or sale on Craigslist. I may even be willing to pay you a little more than what you are asking if it is what I am looking for. My brother has a very similar love seat in his apartment I believe. Can you please take a look to see if what you have for sale is similar to what my brother has by clicking on the following link VID 1 ? Thanks, I look forward to hearing back from you. All the best, George CRAIGSLIST COMPUTER VIRUS SCAM

NEED A JOB? $ $ $

MONEYMULE $$$ A money mule is a person who transfers stolen money or merchandise from one country to another. The term is commonly used to describe on- line scams that prey on victims who are unaware that the money or merchandise they are transferring is stolen. In these scams, the stolen money or merchandise is transferred from the victim's country to the scam operator's country.

EMPLOYMENT SCAM  “Employer” advertises the job opening in a legitimate forum (ie. online or in the newspaper)  Example job titles are Customer Service Rep, Account Manager, Personal Assistant, Distribution Manager, Regional Sales Specialist, etc.  “Employer” can claim to be in any industry from electronics and computers to hardware and textiles  “Employer” may require victim to open a “business” bank account or provide their own bank account information to conduct business

 Victim may be allowed to keep a % of the money as payment  Checks, money orders or deposits are fraudulent and victim is held accountable for the loss by their bank  Victim’s job responsibilities include depositing checks or money orders OR receiving direct deposits into their bank account. Victim instructed to wire transfer the money to someone designated by the “Employer” EMPLOYMENT SCAM

VARIATION VARIATION: Victim may be asked to receive merchandise at their address as one of their job responsibilities (ie. electronics, jewelry, clothing, etc.) and then forward that merchandise to other locations (both U.S. and overseas) Merchandise is purchased with stolen credit cards or through other fraudulent means. Victim held accountable. EMPLOYMENT SCAM

FRAUDULENT JOB POSTING

NIGERIAN ADVANCE FEE / 419 SCAMS  Government Official, Lawyer, Judge, Law Enforcement, Doctor, Widow, CEO  Many different cover stories (ie. lottery, inheritance,business deal, charity, etc.) CHARACTERISTICS:

USSS SCAM

NIGERIAN ADVANCE FEE / 419 SCAMS  Government Official, Lawyer, Judge, Law Enforcement, Doctor, Widow, CEO  Official Looking Documents or Checks  Sense of Urgency  Confidential nature emphasized  Delivered by Regular Mail, /Internet, Telephone  “Wire”, “Send”, “Ship” $ or Deposit $ Into Account  Many different cover stories (ie. lottery, inheritance,business deal, charity, etc.) CHARACTERISTICS:

CREDIT CARDS

CREDIT CARD SECURITY SCAM  Scammer calls purporting to be a fraud investigator from your credit card company  Claims that some fraudulent activity has occurred on your account but they will help get the charges reversed  Before they can reverse the charges, however, the scammer states that they need to confirm your social security number, mother’s maiden name, CVV or CVC number, etc.

IRS TAX RETURN SCAM  Rebate Phone Calls  Tax Refund s  Audit s  Check Verification Phone Calls

PHISHING  Use a website/logo that looks like that of the legitimate company.  Sender pretends to be a legitimate company or bank.  A fraudulent scheme involving ID Theft typically by .

What is a fraudulent scheme using SMS texting on cell phones called? A fraudulent scheme involving ID Theft by is called “PHISHING”. SMISHING

COMPUTER VIRUS SCAMS Hacker tricks the victim into downloading a virus, trojan, malware or spyware onto their computer.  United Parcel Service (UPS) Delivery Problem  Anti-Virus “Scareware” Pop-Ups

UPS Delivery Problem NR Wednesday, March 31, :33 AM From: "Manager Ben Rhodes" Add sender to To: Message contains attachments Dear customer! We were not able to deliver your postal package which was sent on the 22nd of December in time because the addressee's address is incorrect. Please print out the invoice copy attached and collect the package at our department. United Parcel Service of America. 1 File (47KB) UPS_invoice_6845.zip COMPUTER VIRUS SCAM EXAMPLE

WHAT SHOULD YOU DO ? STOP!  STOP! THINK FIRST, ACT SECOND !!!  Conduct your own background investigation. Ask family, professors or law enforcement for guidance.  Companies/Agencies should never ask you for your personal information over the phone or via . DON’T RESPOND! Never give out your personal info over the phone or internet unless you initiate contact and you know you are dealing with a true company representative.