Research and analysis project Business and financial analysis of Meezan bank (January, 2010 to December, 2012)

Introduction Research report on the business and financial performance of Meezan bank. This topic is selected as it is in line with my academic knowledge. This organization is selected because of my interest in Islamic finance. The report answered how well Meezan had performed in the past three years.

Framework for analysis Information sources Analysis SWOT Ratios Evaluation As against a Competitor Conclusion and recommendation

Information sources Secondary research was performed. Predominantly, the internet was used for the retrieval of information. Sources used, mainly, were:  ACCA text books.  Google books and online journals.  Annual reports.  Financial press.

SWOT analysis

Ratio analysis

Evaluation Profit grew by 63% since 2010, recording a profit of 5.9 billion in Assets are being utilized more efficiently than Meezan bank. ADR decreased to 51% while IDR increased to 49%. EPS grew to 1.53 while P/E decreased to 8.1 Profit grew by 118% since 2010, recording 3.5 billion in 2012 Shareholder funds being used more efficiently than Standard Chartered. ADR decreased to 38% while IDR increased to 66%. EPS grew to 3.88 while P/E decreased to 7.7

Conclusion and recommendations Meezan bank is availing the opportunity of growing market to build the strength of branch network. Bank is refraining from private sector lending and shifting its assets from financings to investments hence altering gross investment portfolio risk. Revenue and earnings are growing year on year which are fueled mostly by GOP Sukuk.