| 1 Innovations that Empower Consumers October 4, 2013 Shauna Sanford Howell & Ryan Schmid

| 2 Castlight Health enables employees to make educated, data-driven decisions about their healthcare while offering employers visibility into their spend.

Right Provider Right Care Right Engagement | 3 Properly managed and appropriate referrals give patients the exact care they need at the best value. Providers get to treat patients the way they were trained and rewarded for improved health, not number of services. Patients are enabled to navigate healthcare using simple software that incorporates familiar shopping tools.

| 4 Data Driving Behavior High Cost MRI: Employee uses Castlight mobile app to review referral options in doctor’s office & saves $1000 on a provider that fits his needs. High Stage 4 Breast Cancer Rate: Due to high incidence of Stage 4, employer determines women aren’t having mammograms. Targeted messages were incorporated to address. Under Utilized Surgery Support Benefit: Advertisement of the benefit & on the Castlight tool resulted in drastic increase of utilization.

Vera Whole Health is a market-leading healthcare service that delivers comprehensive, intelligent primary care to employees via employer-funded worksite clinics.

Right Care Evidence based care Primary, preventive, urgent, occ health, and wellness services Right Provider Appropriate referrals; decision rules built into referral process Price and outcomes transparency Right Engagement Population health management Comprehensive annual exam – Whole Health Visit – 60 min. Coaching, disease management, provider relationships Right care, right provider, right engagement

CURRENT COMPLIANCE: ALL LIVES (MEDai from 7/1/2012 – 8/30/2013)