BTLEW Lesson 4—The Boy and the Bank Officer Part One ENTER

BTLEW Lesson 4—The Boy and the Bank Officer ENTER I. Words & ExpressionsWords & Expressions II. At the BankAt the Bank III. Oral WorkshopOral Workshop IV. Warm-up QuestionsWarm-up Questions V. ProverbProverb Warm-up

BTLEW Lesson 4—The Boy and the Bank Officer Guess the meaning of the following words. 1. open an account 2. close an account 3. deposit 4. withdraw 5. overdraw 6. balance 7. credit 8. passbook 9. pass card 10. an account book 11. a savings account 12. a current account 1. 开户头 2. 结清账户 3. 存款 4. 提款 5. 透支 6. 节余 7. 信用 8. 存折 9. 银行卡 10. 存折 11. 定期存款 12. 活期存款 I. Words & Expressions The end of Words & Expressions.

BTLEW Lesson 4—The Boy and the Bank Officer Listen to the following dialogue and pay attention to the related words and expressions. Keys II. At the Bank To be continued on the next page.

BTLEW Lesson 4—The Boy and the Bank Officer At the Bank Bank Clerk: Can I help you, sir? Wang: Hello. I want to open an account. Clerk: Fine. Have a seat, please. What sort of account do you want? Wang: I’m not very sure. Perhaps you can make some suggestions to me. Clerk: How much money do you plan to keep in your account on a regular basis? II. At the Bank To be continued on the next page.

BTLEW Lesson 4—The Boy and the Bank Officer Wang: I don’t have much money. I receive $500 a month from my university and that has to cover all my expenses. Besides, I’ll just be here for a year or two. Clerk: So you want to deposit your paycheck and be able to get money whenever you need it. Is that right? Wang: Exactly. Clerk: I see. What you really need is a checking account. It will let you write as many checks as you want and you can also withdraw money when you need it. II. At the Bank To be continued on the next page.

BTLEW Lesson 4—The Boy and the Bank Officer Wang: I was told that there was a kind of joint checking-savings account that allows me to earn a little interest on my deposit. Clerk: Yes. We have an account like that. We call it “Home” account. Wang: Can you tell me how it works? Clerk: Certainly. You deposit your monthly check in your savings account, where it earns interest until you transfer it to your checking account to cover the checks you write to pay your bills. II. At the Bank To be continued on the next page.

BTLEW Lesson 4—The Boy and the Bank Officer Wang: What is the annual interest rate? Clerk: It varies from time to time. At present it is six percent. Wang: That sounds good. All right, I’ll open a “Home” account. Clerk: Fine. Will you please fill out this form? Sign it here where I have marked the “X”. (Wang fills out the form.) Clerk: How much money do you want to deposit today? Wang: Here is a $500 check. I want to cash $50 for my pocket money and deposit the rest, that is, $450. II. At the Bank To be continued on the next page.

BTLEW Lesson 4—The Boy and the Bank Officer Clerk: Well, according to our policy, you have to wait for a week or so before you can get any cash. But I’ll make an exception in your case. Wang: Thank you. Clerk: Please sign your name on the back of the check. All right. Here’s your passbook and your pass card. This passbook is for your own record. Bring the pass card with you every time you come to deposit or withdraw money. It also allows you to bank by computer during non-banking hours. Wang: Thank you. Is that all? Clerk: You’re all set. II. At the Bank The end of A the Bank.

BTLEW Lesson 4—The Boy and the Bank Officer (At the bank) Two groups of students Group A: Opening an Account Group B: Closing an Account III. Oral Workshop The end of Oral Workshop.

BTLEW Lesson 4—The Boy and the Bank Officer I.Why did the author go to the bank one day? II.What did he see in the bank? III.Why did the boy have trouble withdrawing his money? IV.What did the author do then? V.Why did the officer refuse to let the boy withdraw his own money? To be continued on the next page. IV. Warm-up Questions

BTLEW Lesson 4—The Boy and the Bank Officer VI. How do you understand the author’s friend’s attitude toward banks? (Para. 1) What can banks do for us? And what about churches? VII. Are there any differences and similarities between banks and churches? What do you think of the ending of the story? What effect may it bring to the story? The end of Warm-up Questions. IV. Warm-up Questions

BTLEW Lesson 4—The Boy and the Bank Officer V. Proverb The end of Proverb. 1) A great society is a society in which men of business think greatly of their functions. —Alfred North Whitehead 2) Every great man of business has got somewhere a touch of the idealist in him. —Woodrow Wilson

BTLEW Lesson 4—The Boy and the Bank Officer Part One This is the end of Part One. Please click HOME to visit other parts. HOME