HIGHLY CONFIDENTIAL – DO NOT COPY. All the information contained herein is confidential and proprietary and belongs solely to AIG. The unauthorized use,

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Presentation transcript:

HIGHLY CONFIDENTIAL – DO NOT COPY. All the information contained herein is confidential and proprietary and belongs solely to AIG. The unauthorized use, reproduction or disclosure of this information is prohibited. Protection you never knew you always wanted Presented by: Name Title Policies issued by American General Life Insurance Company, member of AIG HIGHLY CONFIDENTIAL – DO NOT COPY. All the information contained herein is confidential and proprietary and belongs solely to AIG. The unauthorized use, reproduction or disclosure of this information is prohibited.

What keeps you up at night?  Are you concerned about having enough money for retirement?  You are not alone...

Americans are scared of outliving their assets The facts speak for themselves, November 2014, December 2013

Healthcare expenses significantly affect retirement assets THE 2Q11 SUNAMERICA RETIREMENT RESET SM STUDY CONDUCTED BY HARRIS INTERACTIVE SURVEYED A NATIONALSAMPLE OF ADULTS AGE 55+., September 2014, ASCO Annual Meeting

What if you could get “Retirement Insurance”? During everyone’s lifetime, they will most likely do 1 of 3 things: 1.Die too soon 2.Get sick 3.Live a long life We know that life insurance can take care of #1... but what about protecting retirement assets from #2 and #3? Become the beneficiary of your own life insurance policy  Turn life insurance into a liquid pool of money that can be used for virtually any expense  Enjoy retirement with additional financial security This is the new generation of life insurance

What does this solution look like? Protection for retirement assets throughout the Financial Life Spectrum

Life insurance you don’t have to die to use AG Asset Protector ® Life Insurance Rider Package AG Secure Lifetime GUL II – base policy for AG Asset Protector  Permanent life insurance with Optionality®  Guaranteed death benefit and cash value Accelerated Access Solution® – Chronic Illness Rider 1  Qualifying illness makes you unable to preform 2 of 6 Activities of Daily Living or severe cognitive impairment  3 payout options: 2% or 4% of the chronic illness benefit Per diem option with built-in inflation adjustment 2 Lifestyle Income Solution – Longevity Rider 1  Access 100% of your death benefit while you are LIVING for any reason after age There may be a charge for each rider selected. See the rider for details regarding the benefit descriptions, limitations and exclusions. 2 IRS caps the maximum daily rate each year. The 2014 maximum per diem is $330/day or $9,900/month. Subsequent years may be higher. 3 Based on current federal income tax laws, policy owners should consult a qualified tax advisor.

Consider “Retirement Insurance”  Help address your retirement fears with “Life Insurance You Don’t have to Die to Use”... AG Asset Protector  Become the beneficiary of your own life insurance policy

This is the protection you never knew you always wanted  Hear how the innovative AG Asset Protector could work for you

Learn More: RetireStronger.com  Go to RetireStronger.com  Eye opening healthcare statistics  Helpful retirement statistics  Informative videos  Product brochures

Questions?

Policies issued by: American General Life Insurance Company (AGL), Policy Form Numbers 13460, ICC , 13717, ICC ; Rider Form Numbers 13600, ICC , Issuing company AGL is responsible for financial obligations of insurance products and is a member of American International Group, Inc. (AIG). AGL does not solicit business in the state of New York. Products may not be available in all states and product features may vary by state. Guarantees are backed by the claims-paying ability of the issuing insurance company. AGLC CLIENT © AIG All rights reserved.