cdfa annual conference 7-8 September 2011 CDFA member survey 2011 Preliminary findings Harry Glavan Policy & Research Manager, CDFA Conference Sponsor:
Presentation agenda CDFA annual survey of members Where CDFIs operate Markets CDFIs serve CDFI lending activity Capital and revenue Implications
Participating members
CDFI loan portfolio outstanding
CDFI markets served MicroSME Civil Society ConsumerHome Imp’t BusinessPersonal
Loan number & value by market
CDFI geographic scope
Consumer loan portfolio NO DATA
Consumer loan supply and demand
Consumer avg loan size by CDFI £1500 Avg: £540
Home Improvement loan stats ValueNumber Portfolio £ 42,000,0003,200 Applications £ 29,000,0001,600 Agreements £ 12,000,0001,100 Disbursals £ 4,800,
Home Imp’t avg loan size by CDFI £45k
Personal customer demographics
Civil Society loan portfolio NO DATA
Civil Society loan supply and demand
Civil Society avg loan size by CDFI £1.2m Avg: £150,000
Micro loan portfolio NO DATA
Micro loan supply and demand
Micro avg loan size by CDFI Avg: £11,200
SME loan portfolio NO DATA
SME loan conversion rate
SME average loan size by CDFI Avg: £37,000
Enterprise customer company structure Unincorporated 37% For Profit 34%
Enterprise customer demographics
Capital for lending
Capital for lending 2011 Other loans 6% Trusts 10% Other 6% DWP 4%
Revenue for operations
Grants for operations 2011 Un- ID’d 7% ERDF 6% Donations 5% Trusts 5% Other 4%
Community Investment Tax Relief