For Assistance to Individuals & Families (FEMA Individual Assistance/ONA or SBA)

Individual Assistance provides money and services to people in a disaster area where there has been a Presidential Disaster Declaration for Individual Assistance for losses not covered by insurance to assist in the repair and/or replacement of property that has been damaged or destroyed. The Individual and Household Program for Individual Assistance is funded by FEMA and is designed to help with critical expenses that cannot be covered in other ways. Human Needs Disaster Impact to Community (approx. 100 homes destroyed) Mental Health Impact Concentration of Damages Trauma: Injuries, fatalities Special Populations Available Voluntary Agency Assistance Insurance How does a community qualify for Individual Assistance? What if my county is not eligible for an Individual Assistance Declaration? Small Business Administration If the damages are less extensive the Governor can ask for a Small Business Administration Administrative Declaration. When the Governor’s request for assistance is received, a survey of the damaged area(s) is conducted with State and local officials, and the results are submitted to the Administrator for a decision. When the Administrator of SBA declares an area, both primary and adjacent counties are eligible for the same assistance. Voluntary Organizations Active in Disaster Some voluntary agencies provide assistance to disaster survivors in the form of financial assistance, clothing, food, shelter, case management, and other services. SBA Basics Declaration may be possible when: 25 homes and/or businesses have sustained major damages (a loss of 40% or more of their estimated fair value replacement) ; or at least 3 businesses have a loss of 40% or more of their fair replacement value

INFORMATION GATHERED Insurance Coverage Appraisal Value Primary/Secondary Homes Occupancy Status Renter/Homeowner Businesses Damaged

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Degree of Damage Destroyed Structure cannot be repaired Not economically feasible to repair -4 feet or more of water on the first floor in a single-family dwelling -6 inches or more of water in a mobile home

Degree of Damage Major Substantial failure to walls, floor, foundation, and roof Requires major repairs (more than 30 days) -18 inches to 4 feet of water on the first floor of a single-family dwelling -Water in dwelling more than 24 hours -Sewer backup (sufficient contamination) -1-6 inches of water in a mobile home

Degree of Damage Minor Structure damaged Will require minor repairs to be made -Less than 18 inches of water on the first floor in the structure -Sewer backup-basement -Water above or just below bottom-floor of mobile home -Less than 50% damage to the structure

Degree of Damage Minor Structure damaged Will require minor repairs to be made -Less than 18 inches of water on the first floor in the structure -Sewer backup-basement -Water above or just below bottom-floor of mobile home

Degree of Damage Affected Some damage to structure and contents (generally less than $500) Vehicle damage -Water entered basement or home -Seepage

Degree of Damage Inaccessible Property is inaccessible

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