Health Reform: Why We Should Celebrate

Coverage for Those with Pre-Existing Conditions

Pre-Existing Conditions: What Reform Will Do Stop denials of coverage Eliminate higher premiums based on health status or gender

A Consumer- Friendly Marketplace

Standardize plans Promote competition Provide coverage like members of Congress get Insurance Marketplace: What Reform Will Do

Coverage Regardless Of Your Workplace

Offer coverage choices for all, regardless of place of work Create a safety net for job loss Stable Coverage: What Reform Will Do

Limits on Out-of- Pocket Costs

Cap out-of-pocket costs for all Extend extra help to lower- and middle-income people Out-of-Pocket Costs: What Reform Will Do

Subsidies for Middle-Income Families

Offer help to middle- income families Provide subsidies to buy insurance Subsidies for Care: What Reform Will Do

Accountability For Insurer Spending

Focus spending on care, not profits Give refunds to consumers if requirements not met Insurance Company Accountability: What Reform Will Do

Protection Against Losing Coverage

Stop unfair rescissions of coverage Require evidence of fraud or intentional misrepresentation in rescission cases Loss of Coverage: What Reform Will Do

Tax Credits For Small Businesses

Help small businesses afford coverage Increase buying power Help for Small Businesses: What Reform Will Do

Coverage For Young Adults

Allow coverage through parents’ plan until age 26 Offer stable coverage for recent graduates Help for Young Adults: What Reform Will Do

Coverage for Low-Income Families

Expand Medicaid to millions of Americans Provide help for those affected by the recession Help for Low-Income Families: What Reform Will Do

Help for Seniors and People with Disabilities

Eliminate the “doughnut hole” Provide free preventive care Extend life of trust fund Improvements to Medicare: What Reform Will Do

Investment in Preventive Care

Call for innovations to: bring down costs prevent errors improve delivery of care Improve information systems Reward quality Preventive Care: What Reform Will Do

Savings for Taxpayers and The Federal Government

Contain the rising costs of health care Reduce the federal deficit Saving Money: What Reform Will Do

Coverage for Those with Pre- Existing Conditions A Consumer-Friendly Marketplace Coverage Regardless of Workplace Limits on Out-of-Pocket Costs Subsidies for Middle-Class Families Accountability for Insurer Spending Let’s Celebrate!

Protections against Losing Coverage Tax Credits for Small Businesses Coverage for Young Adults Coverage for Low-Income Families Help for Seniors and People with Disabilities Investment in Preventive Care Savings for Taxpayers and the Federal Government More Reasons to Celebrate!

Resources This presentation is based on Help Is on the Way: 13 Reasons to Embrace Health Reform, available on Families USA’s Web site: reform/13-reasons-to-support-reform.pdf