Successful Interviews What questions to expect…

Personal Questions  Introduce yourself (Prepare it real good!)  Meaning of Name  Hobbies (can go in detail; like “What is the length of a basketball court?” !)  Family background (“Why didn’t you join your father’s business?”)

Personal Questions  Understanding of local geography (“What is your city famous for?”)  Details of your current / last job, if employed  Whether appeared / shortlisted / selected earlier?

Personal Questions  Ready for rural posting? How will you adjust?  How will you go about marketing various products of this bank?  Why bank? (esp if your background is not commerce)  Strengths / Weaknesses (not very likely)

Questions on Banking  Short forms: Full forms and short explanation AMC, ASBA, ATM, CAR, CASA, CBS, CC, CPI, CRR, CTS, FD, FDI, FII, GDP, GNP, IFSC, IMF, IRDA, KYC, L/C, LIBOR, MIBOR, MICR, MoU, MSF, NABARD, NAV, NBFC, NEFT, NPA, NRE, NRI, NRO, OD, PIN, PLR, RBI, RRBs, RTGS, SEBI, SLR, SME, TDS, VAT, WPI, WTO

Questions on Banking Bank Operations:  What is a bank? What are its main operations?  Why KYC?  What all different operations can I do at an ATM?  Who can open a Savings Account or Current Account?

Questions on Banking Bank Operations:  What is an at-par cheque?  What is the difference between a cheque, a demand draft and a banker’s cheque?

Questions on Banking Bank Operations:  What is Net Banking? What is mobile banking?  What is E-corner (kiosks set up by SBI)  What is Microfinance?

Questions on Banking Bank Operations:  What are the risks of Internet Banking?  How is technology useful in Banking?  What are the different types of loans?  What is a Secured Loan? Unsecured loan?  What is the difference between Fixed Deposit and Recurring Deposit?

Questions on Banking Bank Operations:  How is NPA calculated? What are the norms for NPA?  Are there types of cheques?  How is Bio-metrics used at ATMs?  CRR, SLR: How will changes in these two affect the banking operations?

Questions on Banking Bank Operations:  Difference between Joint Account holder and nominee?  Who is a minor? Can a minor open or operate an account?  What are the activities of a bank apart from deposits and loans?  Explain difference: RTGS and NEFT

Questions on Banking Bank Operations:  What is plastic money?  What is proxy banking?  What is the maximum period for which a cheque / DD is valid?  What is a stale cheque?  What is the difference between a Credit Card and a Debit Card?

Other Questions  What is the role of the RBI in the banking industry?  Can I open an account in the RBI?  What is a clearing house in banks?  What is a Repo Rate? Why the name “Repo”?  What is a Reverse Repo Rate?

Other Questions  How can public sector banks compete with private sector banks?  What is monetary policy?  Who prints the currency notes?  What are the security features of a currency note?

Other Questions  What is financial inclusion?  What is Banking Ombudsman?  How does a Credit Card actually work?  Does a Credit Card make any profit for the bank?  What is money laundering?

Other Questions  What is Forex?  What is Sensex?  What is Balance of Trade?  What is a budget? Major provisions in the latest budget?  Visits by VIPs to India and from India

Miscellaneous GK Names of top officials  Prime Minister, President, Vice-President, CM of your state, Education minister, Finance Minister, Defence Minister, Home Minister (State + India), RBI Gov and Dy Gov, SEBI, IRDA and other bank heads, Finance Secretary, Mayor of your city,

Personal Questions Not commonly asked  What is your goal in life?  Do you think your goal in life will be achieved by working with a bank? How?  How would handle the pressure of counting notes when you are a cashier?  What is your experience with your bank?

This was just an indicative list and not exhaustive. Prepare as much you can. Hard work and faith can move mountains!

Best of luck!