Peeter kõbu Andrei Senkiv

Slides:

Advertisements

Similar presentations

Cost of Credit Essential Question What main factors are included in calculating cost of credit? 1 1.

Advertisements

Banking in Todays Environment. Dave Orr Banking Professional for 22 years Expertise in Commercial Lending Employed at West Suburban Bank.

Personal Finance Credit Review JEOPARDY 100 Definitions Types of Types of Credit 4 C’s of 4 C’s of Credit Your Rights Credit Report Potpourri

Secured Transactions UCC Title 9. Security Interest An interest in personal property or fixtures that secures payment or performance of a obligation.

Understand business credit and risk management.

Bootstrapping and Financing the closely held company

Teacher Instructions 1.Print the lesson, 2.Display slides 2 and 3 with Procedure steps 1 in the lesson. 3.Display slide 4 with Procedure step 2. 4.Display.

1. Is a challenging task Requires a great amount of work and time Involves numerous steps, which include*: 2 – write a business plan – obtain business.

Promissory Note. A promissory note is a legal document (more particularly, a financial document), in which one party (the maker or issuer) promises in.

CONSUMER CREDIT LEGISLATION Carl Johnson Financial Literacy Jenks High School.

OLA {DRAFT} BEST PRACTICES Revised 6/25/2013. Payments Landscape Update Ever increasing scrutiny and pressure from every agency OCC (J LaRoche, May, 2013)

Agribusiness Loans: Legal Issues, Terms, and Interest Rates Chapter 2.

0 Refinancing Section 95 co-ops - Co-op housing refinancing partnership.

S ECTION 10.2 H OW TO Q UALIFY FOR C REDIT Goals: Explain how lenders judge your creditworthiness. Describe factors that determine your credit rating.

Patty Bartlett Logan County Treasurer / Public Trustee.

Understand business credit and risk management. 1.

Medical Care Provider Loan Program

CHAPTER 27 OTHER CREDIT TRANSACTIONS DAVIDSON, KNOWLES & FORSYTHE Business Law: Cases and Principles in the Legal Environment (8 th Ed.)

Learning About Credit Advantages and Disadvantages.

Types of Loans and Procedures for Borrowing Money Unit C Basic Business Law Objective 6.02.

Unit 7: Credit- You’re in Charge?

Personal Financial Management for Underclassmen. Learning Topics Importance Introduction College Life Expenses Stipend Wasting Money Loans Debt Interest.

Introduction to Business Ch 26: The Cost of Credit.

End Use and User of Ammunition AT05 Slide 1. Types of End Use Documents  End User Certificate (EUC)  Delivery Verification Certificate (DVC) AT05 Slide.

Financial plan. Forms of Financing  Major categories of financing: 1) debt 2) Equity.

Buy Now, Pay Later – Where’s the Catch?. What do you think...  If you ever wanted to get a loan or a credit card what would you have to do?  Could you.

Definition: financial assets - An asset that derives value because of a contractual claim. Definition: real/physical assets - An asset that has physical,

Objective 5.01 Understand credit management 1. Main types of credit 2.

Consumer Credit Licensing Jessica Lockley Solicitor Trowers & Hamlins.

Credit, Credit Cards, Scores and Compound Interest Today, you will need: Spirals, writing utensils, brains. Please, and thank you.

Checking Savings BANKING. Checking Account 90% of transactions involving money are made through some form of debit.

Essential Standard 5.00 UNDERSTAND BUSINESS CREDIT AND RISK MANAGEMENT. 1.

Banking and Financial Services. “Copyright and Terms of Service Copyright © Texas Education Agency. The materials found on this website are copyrighted.

Objective 5.01 Understand Credit Management 1. Main Types of Credit What is credit? –Credit is an agreement to obtain money, goods or services now in.

 Explain how asymmetrical information creates economic problems  Understand how the subprime mortgage crisis was a moral hazard issue  Explain how.

Shopping for an Automobile Loan What Do I Need to Know? Using Financial Calculators.

IL Credit Unit Spring March 19, 2015 Early Work: How do you obtain a credit report? Schedule –Pre Test –Credit notes Target: Understand the risks.

6.03-D Getting A Loan Students will understand the loan process related to home ownership.

Your Own Home The benefits and pitfalls of renting versus owning Renting Owning Mortgage 3 C’s Pre – Qualification Shop for a Loan Pre-Approval On-Approval.

 Explain how asymmetrical information creates economic problems  Understand how the subprime mortgage crisis was a moral hazard issue  Explain how.

What is Credit? Who are the 2 parties involved?

Credit. credit is money loaned in exchange for your promise to pay it back later with interest. interest is a amount of money paid to use someone else’s.

October 25, 2011 Objective: Students will examine the concept of creditworthiness.

Will you get credit?.

CREDIT By: Shekaib Rashidi. WHAT IS CREDIT?  The ability to obtain goods or services before payment, based on the trust that payment will be made in.

Credit: “confidence in a purchaser's ability and intention to pay, displayed by entrusting the buyer with goods or services without immediate payment.”

Objective 5.01 Credit Management 1. Topics Main types of credit Common advantages and disadvantages of businesses using credit Cost of credit Main factors.

© 2010 South-Western, Cengage Learning Chapter © 2010 South-Western, Cengage Learning Credit in America 16.1 Credit: What and Why 16.2Types and Sources.

Tips Of Using Hard Money Loan. Ways to get loan There are many ways to getting loan. Banks, financial organizations and private money loans are the well.

Essential Standard 5.00 Understand business credit and risk management. 1.

news/video-credit-card-basics-1264.php news/video-credit-card-basics-1264.php.

Hard Money Lending If you have available capital in your Strategic Affluence 401k… or even if you choose to borrow capital… Hard Money Lending can be very.

ESSENTIAL STANDARD 5.00 Understand business credit and risk management. 1.

RURAL CREDIT IN ROMANIA - PRE - ACCESION PERIOD- Brussels, January 27, 2011 MINISTRY OF AGRICULTURE AND RURAL DEVELOPMENT.

Advanced Level CREDIT BASICS G1 © Take Charge Today – August 2013– Credit Basics – Slide 2 Funded by a grant from Take Charge America, Inc. to.

Objective 5.01 Credit Management 1. Topics Main types of credit Common advantages and disadvantages of businesses using credit Cost of credit Main factors.

Goal 7.3 Debt and Credit Objective: Summarize the impact and risks of credit.

Wegus InfoTech Pvt. Ltd. Wegus InfoTech Pvt. Ltd. Inspiring Business Performance SMS for Banks and Insurance Companies.

Overview of the Loan Process

Main factors examined for granting credit

Resource Sharing Request Renew

What is a Credit Bureau? A cooperative repository of information

FEI Professional Development Session September 21, 2017

Registration Renewal Customers are solely responsible for ensuring that any and all domains and additional services are renewed prior to their expiration,

5.01 Understand credit management.

HARD MONEY LOANS DALLAS ARE IDEAL FOR SHORT TERM FINANCING.

What It Takes To Be a Revenue Officer

5.01 Understand credit management.

Loan Processing Software Introduction Loan origination process is designed to meet online lenders requirements for automated and instantaneous loan processing.

Presentation transcript:

Peeter kõbu Andrei Senkiv Loan service Peeter kõbu Andrei Senkiv

Introduction An intelligent loan service is a software agent that can perform loan services for an individual.

Goal model

Role models There are 6 different roles in the system: borrower, lender, assistant, collector, Informer manager.

Borrower, Lender, Manager Role name Borrower Description A person that has applied, met specific requirements, and received a monetary loan from a lender. Responsibilities Register in systems. The borrower is legally responsible for repayment of the loan and is subject to any penalties for not repaying the loan back based on the lending terms agreed upon. Follow messages/instructions given by the informer. Constraint 18+, working. Not organisation. The borrower have to authenticate. Role name Lender Description A lender gives money to a borrower with the expectation of repayment in a timely manner, almost always with interest. Responsibilities Register in systems. Proper information. Invest money. Constraint A private person makes a loan. The lender have to authenticate. Role name Manager Description Analyse Collected information and makes decision - Can Borrower take loan or not. Responsibilities Make decision. Send decision to borrower. Respond to collector request. Constraint Up to date data. Borrower profile should be filled and verified prior to giving loan.

Collector, Informer, Assistant Role name Collector Description Collects the information about borrower with borrower profile data. Responsibilities Identify and collect up to date information about borrower. Salary, Obligation, Real estate seizure and Credit history. Constraint Up to date data. Role name Informer Description Notify borrowers about debts if borrower has any. Responsibilities Notify about payment day (SMS, e-mail). Notify borrowers about debts, partial payment. Keep manager informed. Constraint Up to date data. Notification messages must be accurate and immediate. Role name Assistant Description Register parties and give information Responsibilities Register borrower & lender Edit profile Respond to customer request Reporting Give information about parties profiles and investments. Constraint Up to date data.

Organisation model

Domain model

Thank you for listening Questions?