Essential protection for your loved ones

“It gives our personnel the option to take out insurance that is tailor-made to reflect the unique nature of what they do. Cover is available to each and every serviceman or woman across every unit, ship and regiment at every stage of their career” Armed Forces Minister – BBC News, May 2007 PROVIDER OF BESPOKE SERVICE LIFE INSURANCE CONTRACT Unique cover at an affordable price: Sterling Life Limited as provider of Service Life Insurance to members of HM Armed Forces SLI pays independently of MOD

Unique cover at an affordable price Up to £200,000 life cover – means a lump sum and peace of mind for your loved one Acceptance a certainty – no lengthy questionnaire Monthly premium – will stay fixed throughout your policy Terminal illness cover – automatically included at no extra cost War and terrorism cover – for Regulars and Reserves JPA Payroll deduction – monthly premium Why SLI?

Mum Dad Partner Son Essential protection for your loved ones Daughter Sister Brother Anyone of your choice! On death or terminal illness – Who will benefit?

Die on active military duty Die from natural causes, e.g. cancer, heart attack and stroke Someone dies from a heart attack every six minutes – that's 10 people every hour SLI

Age 18 – Under 45 Regulars or Reserves in HM Armed Forces Over 45s (see page 6 of the brochure or visit website for details) Who can apply?

Automatic acceptance War and CBRN Terrorism Your monthly premium will never increase No medical required What makes SLI different?

£100, year old Smoker £11.87* per month £100, year old Non-smoker £9.27* per month £60, year old Non-smoker £5.56* per month Less than 19 pence per day SLI is Value for Money (10 year term) * Examples shown exclude £1.50 policy fee

18 to 30 Years get the Best Deal 5 Year Term 100K-£9.27 per month 10 Year Term £100K-£9.27 per month 15 Year Term £100K-£9.76 per month Examples based on £100K Life Cover for Male Non-Smoker and excludes the £1.50 Policy Fee.

NO! Should I Cancel SLI when I return from deployment?

When you leave the Armed Forces SLI can continue Reasons to keep cover: a) Re-deployment b) Can’t re-apply for 3 years c) May cost more as you get older d) More than half of deaths are peace time accidents or natural causes Why Not?

Same premium even for: Air Crew Special Forces Bomb Disposal Hazardous Sports ON & OFF Duty SLI Covers All

JPA Payroll Deduction NB. Reservists – Direct Debit Payments Method of payment

On tour

After tour

What makes SLI different from other insurers: Automatic Acceptance Monthly Premium will never increase JPA Payroll Deduction Worldwide protection, including war and terrorism: 24 hours a day/365 days a year On and Off duty SLI Summary SLI 02/04/12