Smartphone challenge for banks in 2011
About IND Leading European Vendor Online Banking and Mobile Banking 14 years in business, 28 banking customers Key customers: Raiffeisen Bank, Erste Bank, Intesa SanPaolo, Unicredit Bank Key differentiator is User Experience
Mobile trends
Change in the Mobile Landscape Old-style phones Phone calls SMS texting Smartphones Phone calls SMS texting Web browsing Games Weather Music Banking!
Mobile trends
Platforms ✖?✖? Android (HTC, Samsung, etc.) Blackberry iOS (iPhone, iPod, iPad) Symbian (Nokia) Windows Phone 7 (HTC, etc.)
Mobile Banking Technologies Android Blackberry iOS Symbian Windows Phone 7 Browser (?!) + Apps (faster, richer, better UX)
Mobile Banking Services Pay Check balance and history Download teaser app
Smartphone specific features Always- on Location Code reader Touch- to-call
Payments One-time money transfer Bill payments Photo-a-bill and NFC payments are coming
Bank Feed Feed the Information Like the facebook Marketing possibilities
Budgeting
Spending Categories
Killer apps (why use it?) Balance check Locations Payments
Bill Payment Only 1 photo and 2 clicks DONE
IND Mobile Token Functions: - One-Time Password generation - Challenge/Response - Transactions signing
IND Internet Banking
References National Bank of Oman CIB MKB FHB ZUNO Banca Transilvania
Speakerwiki oldal
Dr. Balázs Vinnai CEO