The Paralegal Professional Package SELECT YOUR PLAN Errors & Omissions Life Insurance, Accidental Death Critical Illness Long Term Disability Health & Dental Directors & Officers Liability ENHANCED $147-$200 (S) $260-$299 (F) ENTRY $33/mo BASIC $44/mo

ENTRY LEVEL $33/mo Errors & Omissions The Paralegal Professional Package Errors & Omissions Coverage - $1 million/$2 million Deductible = $0 Estimated monthly cost = $33 *E&O + Additional insurance Commercial & Liability coverage available upon request and provided through Integro Insurance Brokers Entry Level Coverage to be included with Membership $33/mo ENTRY LEVEL Estimated Pricing Chart

The Paralegal Professional Package Estimated Pricing Chart BASIC $44/mo Errors & Omissions Life Insurance AD&D Critical Illness EAP Voluntary buy-up coverage $44/mo BASIC E&O Coverage - $1 million/$2 million; $0 Deductible Estimated monthly cost = $33 Life & AD&D Insurance Coverage equal to $25,000. Estimated monthly Cost with EAP = $4; Rate = $0.14 Critical Illness Coverage equal to $10,000 for 4 Illnesses: Cancer, Heart Attack, Stroke, Coronary Artery Bypass Estimated monthly Cost = $7 *E&O + Additional insurance Commercial & Liability coverage available upon request and provided through Integro Insurance Brokers

The Paralegal Professional Package Estimated Pricing Chart Voluntary buy-up coverage $147 - $260/mo ENHANCED (option 1) Life & AD&D Insurance Coverage up to $250,000 (minimum 100K) Estimated minimum monthly Cost at minimum coverage = $14; Rate = $0.14 Critical Illness Coverage equal to $25,000 for 4 Illnesses: Cancer, Heart Attack, Stroke, Coronary Artery Bypass Estimated monthly = $18 90% Extended Health, Drugs, Vision = Single $47, Family $119 90% Dental = Single $35, Family $76 Errors & Omissions - $1 million/$2 million; $0 Deductible Estimated monthly cost = $33 *E&O + Additional insurance Commercial & Liability coverage available upon request and provided through Integro Insurance Brokers ENHANCED $147 (single) $260 (family) Errors & Omissions Life & AD&D Critical Illness EAP Health plus Dental

The Paralegal Professional Package Estimated Pricing Chart Voluntary buy-up coverage $200 - $299/mo ENHANCED (option 2) Life & AD&D Insurance Coverage up to $500,000 (minimum 100K) Estimated Monthly Cost at minimum coverage = $14; Rate = $0.14 Critical Illness Coverage equal to $50,000 for 24 Illnesses Estimatd monthly = $62 or coverage for 4 Illnesses = $18 (included above) LTD Coverage = 66.67% up to a maximum of $10,000/month Estimated Monthly Cost at $3,000/month (average insured) = $29; Rate = $ % Extended Health, Drugs, Vision = Single $67, Family $ % Dental = Single $39, Family $79 E&O Coverage - $1 million/$2 million; Deductible = $0 Estimated monthly cost = $33 *E&O + Additional insurance Commercial & Liability coverage available upon request and provided through Integro Insurance Brokers ENHANCED $200 (single) $299 (family) Errors & Omissions Life & AD&D Critical Illness EAP Health plus Dental Long Term Disability

6 Life Insurance: Flat $25,000 Benefit reduces by 50% at age 65 and terminates at age 71 Accidental Death: Flat $25,000 Benefit reduces by 50% at age 65 and terminates at age 71 Critical Illness Flat $10,000 Heart Attack, Stroke, Cancer, Coronary Artery By-pass. Lump sum non-taxable Employee Assistance Plan In-person, telephonic, video & chat counseling available. Errors & Omissions $1 million / $2 million Deductible $0

7 Life Insurance: - 2 X Salary up to a maximum of $250K or - Minimum 100K Flat coverage - Salary definition includes dividends Accidental Death: - Same as Life schedule Errors & Omissions - Benefit identical to Tier 1 Critical Illness Flat $25,000 Heart Attack, Stroke, Cancer, Coronary Artery By-pass. Lump sum non-taxable Employee Assistance Plan - Benefit identical to Tier 1

8 Prescription Drugs - Coverage at 90% - Dispensing fee cap of $10 - $5,000 drug maximum - Includes over-the-counter vaccines Extended Health Care - Hospital Coverage: 100% semi-private room - Private Duty Nursing: $10,000 / year - Orthotic Inserts: $300 / benefit year - Orthopedic Shoes: $300 / benefit year Paramedical - 100% to a max of $350 per practitioner: Speech Therapist, Clinical Psychologist, Osteopath, Chiropractor, Physiotherapist, Naturopath, Acupuncturist, Chiropodist, & Massage Therapist Vision Care - 100% up to a maximum of $150 per insured, per calendar year - This benefit is also extended to dependents. - Eye exams: $80 / 2 benefit years

9 Dental Care Basic & Preventative - Coverage at 90% - $2,000 maximum/calendar year - Includes fillings, extractions, pit & fissure sealants, root canals, local anesthesia, treatment of gum disease etc. - Includes exams, x-rays, lab tests, cleanings, scaling and fluoride month recall Major Procedures - Coverage at 50% - $1,000 maximum/calendar year - Includes crowns, bridges, Inlays & Onlays, as well as other services..

10 Life Insurance: - 3 X Salary up to a maximum of $500K - Minimum of 100K - Salary definition includes dividends Accidental Death: - Same as Life schedule Critical Illness - Same benefit as Tier 2 Errors & Omissions - Same benefit as Tier 2 Long Term Disability % up to a maximum of $10,000/month - 90 day waiting period - 2 year own-occupation - Payable to age 65

11 Prescription Drugs - Covered at 100% - No Dispensing fee cap - Includes over-the-counter vaccines - Unlimited drug maximum with stop-loss Extended Health Care - Hospital Coverage: 100% private room - Private Duty Nursing: $10,000 / benefit year - Orthotic Inserts: $300 / benefit year - Orthopedic Shoes: $300 / benefit year Paramedical - 100% to a max of $500 per practitioner: Speech Therapist, Clinical Psychologist, Osteopath, Chiropractor, Physiotherapist, Naturopath, Acupuncturist, Chiropodist, & Massage Therapist Vision Care - 100% up to a maximum of $300 per insured, per calendar year - This benefit is also extended to dependents. Eye exams: $100 / 2 benefit years

12 Dental Care Basic & Preventative - Coverage at 100% - Unlimited maximum/calendar year - Includes fillings, extractions, pit & fissure sealants, root canals, local anesthesia, treatment of gum disease etc. - Includes exams, x-rays, lab tests, cleanings, scaling and fluoride month recall Major Procedures - Coverage at 80% - $1,000 maximum/calendar year - Includes crowns, bridges, Inlays & Onlays, as well as other services..

13 $5,000,000 per person per calendar year Out of Province Referral Services: $50,000 Coverage for: Traveling in Canada or the U.S Coverage for: Traveling outside/abroad Multilingual support

-$1,000,000 per claim and $2,000,000 Annual Aggregate Limits Errors & Omissions for Paralegals services and Support Staff -Higher limits are available on request -Cost Starting at $400 per professional with flexible pricing for corporate offices -Commercial General Legal Liability, Directors and officers liability and Property Insurance is also available on request -All Coverage bound through Integro Insurance Brokers