ATM : A.T.M Done by Shakila Sattar. What is an A.T.M.? Automated teller machine Or Automatic teller machine.

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Presentation transcript:

ATM : A.T.M Done by Shakila Sattar

What is an A.T.M.? Automated teller machine Or Automatic teller machine

An A.T.M. machine consists of: CPU Magnetic or chip card reader Pin pad Secured cryptopprocessor Display Function key or touch screen Record Printer Vault Housing

What is the usage of A.T.M.: The customer is identified by inserting a plastic card with a magnetic strip Or A plastic smartcard with a chip that contains the card number and security information. Upon successful entry of the PIN, the customer may perform a transaction.

Alternate uses of A.T.M.: As it was basically invented as a cash dispenser, they now have evolved to include many other bank-related functions. Depositing currency Recognition, acceptance, And recycling Games and Promotional freatures Postal stamp purchase Printing bank statements Donation to charities Ticket Purchases Paying routine bills, Fees and taxes Loading monetary Value into pre-paid cards Purchase of Lottery ticket Updating passbooks

Different types available: Installation location – on and off premise And Physical characteristics – mono and multi function

Why do we use an A.T.M.? Convenient? Enable us to check our account balance, withdraw cash, or make any type of bank transaction any time?

Negative aspects: Unemployment? Instead of talking to a person we are confronting a machine? Could be confusing to operate at times? We could forget our passwords? We might have questions that it is unable to answer unlike a human would? Crime? Robbing? Stolen or counterfeit ATM cards? ATM fraud? Loss of privacy? Error of the computer program?

Positive aspects: More job opportunities at a computer store? How do computers change the work environment and the structure of business? Alienation? Customer service? Banking industries developed may approaches to reducing fraud and ATM crime? Loss of privacy but helps control crime?

Work cited: r_machine#Global_use r_machine#Global_use html html

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