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Presentation transcript:

© AN ATM COUNTER

© INTRODUCTION An Automated Teller Machine is a self service banking machine attached to a host computer through a telephone network. Services available through an ATM include: Make deposits of cash and checks. Withdraw cash. Transfer money between accounts. Obtain account balance.

© HISTORY Don Wetzel, vice-president of product planning at Docutel (USA), was the chief conceptualist of ATM. He along with Tom Barnes and George Chastain began work in The working prototype came about in The first ATM was installed at the Rockville Centre(New York) based Chemical Bank.

© PARTS OF AN ATM Two input devices: Card reader & Keypad Four output devices: Speaker, Display screen, Receipt printer & Cash dispenser

© PARTS OFATMPARTS OFATM

CASH DISPENSER

© WORKING OF ATM

© TYPES OF ATM CONNECTIVITY An ATM connects and communicates through a host processor. Two types of connectivity Leased line Dial-up Line

© Leased Line: ATM connects directly to the host through a 4 wire point-to-point dedicated phone line. Dial-up Line: ATM connects to the host through a normal phone line using a modem and a toll free number. or Through an ISP using a local access number.

© DIFFERENCE BETWEEN LEASED AND DIAL-UP LINE Leased line: Initial cost of setting up very high. Monthly operating costs very high. Dial-up line: I nitial cost of setting less than half of leased line. Monthly operating costs fraction of that of leased line.

© BENEFITS OF ATM FOR THE BANK: Increases existing business. Generates new business. Provides additional revenue streams. ATM pays for itself. FOR THE CUSTOMER: Saves time and money. Can get cash whenever and wherever required.

© SAFE USAGE Don’t scratch or bent your ATM card. Don’t write down your PIN anywhere. Make your PIN a series of numbers or alphabets that you can easily remember. Cover the ATM keypad when you type your PIN so that other people cannot see it.

©

It is important to use a well-lit,public ATM at night.

© SECURITY FEATURES INSIDE AN ATM FACILITY Surveillance camera. Doors that automatically lock if there is an attempt to break open the machine. Alarm system that connects to central monitoring point.

© NEW INNOVATIONS PC- based ATM. ATM with keypad having Braille letters and numbers. Wireless ATM Mobile ATM Floating ATM

© ATM WITH BRAILLE KEYPAD

© PC-BASED ATM

© MANUCTURES OF ATM IBM DIEBOLD WINCRO TRITON TIDEL

© CONCLUSION – The result suggest that we can use ATM whenever & wherever we need. – ATM is very popular among us.