Larry Stokes Underwriting Manager, Zurich Municipal Chair Schools Working Group, Arson Prevention Bureau.

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Presentation transcript:

Larry Stokes Underwriting Manager, Zurich Municipal Chair Schools Working Group, Arson Prevention Bureau

Academies ALARM SE London 6 June 2007

Academies Introduction Blair’s big idea Opposition from- Politicians - Unions - Press - Customers ?

Academies 80 built / refurbished / renamed by September by 2010 Now part of BSF programme

Insurance Issues

Challenging environment Failing schools Budget pressures on build / facilities Size

Costs of Loss / Damage in Schools National Costs - Fire Losses

90,000 schoolchildren have education disrupted 80,000 families affected 320,000 people involved PLUS Resources diverted Education disrupted A Different Perspective …..

Case Study – West London Academy

Sedum Roof

Case Study

 Natural ventilation – Security Issues  External fire issues plus MD  Sprinklers – weight of pipes if lightweight construction  Sustainability – would this last?

 Detect a fire  Extinguish or control the fire  Raise the alarm What Can Sprinklers Offer ?

Pricing Challenges High Risk High EML Unknown risk management Limited risk appetite

Pricing Challenges (Continued) DfES paying premiums (for now) No sprinkler agenda Modern methods of construction Sustainability agenda

Claims - Higher Education Southampton University – 2005 £80m - £100m

BSF England’s Secondary Schools - £2.5Bn spend p.a. planned 3500 Secondaries 50% rebuild, 35% refurb, 15% remodelled ‘High quality, sustainable design’ 48 LEAs in waves 1-4 (out of 150) 22 LEAs in waves deals between LEA and LEP

The Future Pupil numbers down 400 Academies planned Federations - showing good practice LEA role changing

The Future Continue individual cover Buy-in to LEA schemes Government indemnity Part of Local Education Partnership