A SUCCESS STORY WITH 19 YEARS FULL OF TRUST & STRENGTH Kuwait Turkish Participation Bank The 3 rd Turkish- Arab Economic Forum June 2008

KUWAIT TURKISH PARTICIPATION BANK  Established : 1989  Number of Domestic Branches : 97(Istanbul: 46,Other: 51)  Foreign Branch : Bahrain  Number of Employees: 1991  International Presence : Links with 300+ banks in 75 countries  Subsidiaries: Körfez Real Estate and IIRA  Rating (FitchRatings) AAA (National); BB (Foreign Currency, Long Term)

Distribution of YTL500 Million Capital among the shareholders is as follows: KUWAIT TURKISH PARTICIPATION BANK

KFH NETWORK Pop.:74 m GDP 3 (US$): 659 bn Turkey Pop.:3 m GDP 3 (US$): 114 bn Kuwait Pop.:27 m GDP 3 (US$) :156 bn Malaysia Pop.:0.7 m GDP 3 (US$):20 bn Bahrain  Established in Kuwait in 1977, as the first Islamic Bank.  42.7% owned by Kuwaiti government agencies  Second-largest bank in Kuwait 1 with a local network of 44 branches and operates under the purview of the central bank  Assets total KD8.9 bn (US$32.6 bn) and deposits amount to KD5.3bn (US$19.4 bn), representing 25% of the total deposits in the Kuwaiti market 2 as per the balance sheet of December Source: EIU, Central Bank of Kuwait (1)Total assets as at December 2007 (2) As at 4Q 2007 (3)Nominal GDP - Provisional Main Shareholder Company - Kuwait Finance House K.S.C.

TURKISH BANKING SECTOR

* SDIF Bank is excluded.

The Banking Sector In Figures ( ) The Banking Sector In Figures ( ) Total Assets: US$ 485 billion Total Deposits : US$ 298 billion Number of branches : 8,820 Number of employees: 182,973 Number of accounts: 92.6 million (Deposit Banks ) Asset / Employee : US$ 2.65 million Assets / Branch: US$ 55 million Loans / Deposits : 80 % Loans / Assets: 49 % Assets / GNP: 73.6 % Loans / GNP : 36 % Capital Adequacy Ratio: 17.2 % (Deposit Banks %) RoAE (2007): 24.8 % (Deposit Banks – 26.7 %)

HIGH POTENTIAL

ISLAMIC BANKING ASSETS SHARE IN BANKING SECTOR FROM SELECTED COUNTRIES PARTICIPATION BANKS FUTURE

HIGH GROWTH

* Participation Banks

HIGH GROWTH * Participation Banks

HIGH GROWTH * Participation Banks

HIGH RETURNS

THANK YOU... Ufuk UYAN Chief Executive Officer KUWAIT TURKISH PARTICIPATION BANK ADDRESS : BÜYÜKDERE CAD. NO: ESENTEPE-ŞİŞLİ İSTANBUL/TURKEY