Washington State Department of Commerce FINANCING YOUR BUSINESS VENTURE Layoff Aversion & Response Conference August 3, 2011.

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Presentation transcript:

Washington State Department of Commerce FINANCING YOUR BUSINESS VENTURE Layoff Aversion & Response Conference August 3, 2011

How to get Started Who has money to lend? Where to go for help? Knowing how to approach lenders BE READY!

Who has money to lend? Patient Money Traditional Financing Non-traditional Lenders

Patient Money Your money Family Friends Other business owners

Traditional Money Credit cards Bank financing Credit union financing Other businesses

Non-Traditional Lending Programs Local Revolving Loan Funds Washington Development Network State Revolving Loan Funds Grants Dedicated Revolving Loan Funds-Specific Goals

State Business Lending Programs Rural Washington Loan Fund Float Loan Program HUD Section-108 Loan Guarantee Program Forest Products Revolving Loan Fund Childcare Facilities Fund

State Business Lending Programs (Continued) Community Economic Revitalization Board EPA Brownfields Revolving Loan Fund WA Economic Development Finance Authority WA Public Ports Association

Where to Get Help Economic Development Councils Associate Development Networks Small Business Development Councils Chambers of Commerce U.S. Dept of Commerce, Economic Development Admin. Colleges and Universities Export Finance Assistance Center

Contact Information Kenneth R. “Kenny” Spain PO Box Olympia, WA (360)