2 June 2015FINANCING YOUR FUTURE © NATIONAL COUNCIL ON ECONOMIC EDUCATION, NEW YORK, N.Y.2 Why is K-12 financial education so important? More than ever there is a need for our citizens to have at least a basic knowledge of economics and financial management. It’s at the basis of everything we do. If people cannot make well-informed and sound personal finance decisions, how are they to make well-informed and sound public policy decisions?

2 June 2015FINANCING YOUR FUTURE © NATIONAL COUNCIL ON ECONOMIC EDUCATION, NEW YORK, N.Y.3 Why is K-12 financial education so important Americans have approximately $1 trillion in revolving credit card debt. - half make the minimum monthly payment. Nationally, those under 25 are the fastest- growing age group filing or personal bankruptcy.

2 June 2015FINANCING YOUR FUTURE © NATIONAL COUNCIL ON ECONOMIC EDUCATION, NEW YORK, N.Y.4 Personal Finance Video Series on DVD Developed by NCEEDeveloped by NCEE Funded by the Citigroup FoundationFunded by the Citigroup Foundation

2 June 2015FINANCING YOUR FUTURE © NATIONAL COUNCIL ON ECONOMIC EDUCATION, NEW YORK, N.Y.5 Aimed primarily at High School Students Helps students develop sound financial life skills Illustrates how sound choices can Build financial success and Lead to a more satisfying life

2 June 2015FINANCING YOUR FUTURE © NATIONAL COUNCIL ON ECONOMIC EDUCATION, NEW YORK, N.Y.6 The Teacher’s Guide includes: 15 lessons – 3 for each of the 5 videos Tables of Correlation with NCEE Economics Standards Jump$tart Personal Finance Standards, National Council of Teachers of Mathematics Standards A glossary of terms Pre- & post-test questions for classroom use

2 June 2015FINANCING YOUR FUTURE © NATIONAL COUNCIL ON ECONOMIC EDUCATION, NEW YORK, N.Y.7 The first lesson for each video includes a short true/false and a short activity The remaining two lessons feature role plays and group work to develop content introduced in the videos

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2 June 2015FINANCING YOUR FUTURE © NATIONAL COUNCIL ON ECONOMIC EDUCATION, NEW YORK, N.Y.11 Video Summaries

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2 June 2015FINANCING YOUR FUTURE © NATIONAL COUNCIL ON ECONOMIC EDUCATION, NEW YORK, N.Y.13 Video 1 – Get a Financial Life Introduces basic vocabulary and key concepts such as wealth building, savings and an important rule “Spend less than you earn”

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2 June 2015FINANCING YOUR FUTURE © NATIONAL COUNCIL ON ECONOMIC EDUCATION, NEW YORK, N.Y.15 Video 2 – Get Smart Decisions Have Consequences Covers trade-offs and opportunity costs related to decisions, both small, e.g., “What to wear?” and large, e.g., “How much time and income to devote to investing in one’s own human capital?”

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2 June 2015FINANCING YOUR FUTURE © NATIONAL COUNCIL ON ECONOMIC EDUCATION, NEW YORK, N.Y.17 Video 3 – Get Banked The Banking Advantage Illustrates how vital it is to have a banking relationship Reveals the surprisingly high cost of being “unbanked” Warns of the pitfalls of frequenting pay-day lending and check- cashing establishments

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2 June 2015FINANCING YOUR FUTURE © NATIONAL COUNCIL ON ECONOMIC EDUCATION, NEW YORK, N.Y.19 Video 4 – Get the Credit You Deserve Demystifies credit and debt Shows that smart decision-making can enable a more fulfilling life Discusses APR calculations and credit scores in detail

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2 June 2015FINANCING YOUR FUTURE © NATIONAL COUNCIL ON ECONOMIC EDUCATION, NEW YORK, N.Y.21 Video 5 – Get a Financial Plan Stresses the importance of budgeting and planning, saving early and often Discusses compound interest “paying yourself first” various investment instruments risk tolerance

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2 June 2015FINANCING YOUR FUTURE © NATIONAL COUNCIL ON ECONOMIC EDUCATION, NEW YORK, N.Y.23 Video 1 – Get a Financial Life

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2 June 2015FINANCING YOUR FUTURE © NATIONAL COUNCIL ON ECONOMIC EDUCATION, NEW YORK, N.Y.30 Video 2 – Get Smart

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2 June 2015FINANCING YOUR FUTURE © NATIONAL COUNCIL ON ECONOMIC EDUCATION, NEW YORK, N.Y.34 Financing Your Future

2 June 2015FINANCING YOUR FUTURE © NATIONAL COUNCIL ON ECONOMIC EDUCATION, NEW YORK, N.Y.35 Financing Your Future

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2 June 2015FINANCING YOUR FUTURE © NATIONAL COUNCIL ON ECONOMIC EDUCATION, NEW YORK, N.Y.39 Video 3 – Get Banked

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2 June 2015FINANCING YOUR FUTURE © NATIONAL COUNCIL ON ECONOMIC EDUCATION, NEW YORK, N.Y.46 Video 4 – Get the Credit you Deserve

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2 June 2015FINANCING YOUR FUTURE © NATIONAL COUNCIL ON ECONOMIC EDUCATION, NEW YORK, N.Y.50 Video 5 - Get a Financial Plan

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