ros.gov.uk Recording and safeguarding your rights CROBECO 25 November 2010 Kevin Ramsay Legal Services Registers of Scotland ARTL

ros.gov.uk Recording and safeguarding your rights Introduction: Who am I? Why am I here talking to you? Automated Registration of Title to Land (ARTL) ARTL

ros.gov.uk Recording and safeguarding your rights What is ARTL? Web based Secure Paper free Cheaper (33%) Registration within 24 hours One-stop-shop for payment of Stamp Duty Land Tax ARTL

ros.gov.uk Recording and safeguarding your rights What’s it look like? ARTL

ros.gov.uk Recording and safeguarding your rights Body Text Title

ros.gov.uk Recording and safeguarding your rights Body Text Title

ros.gov.uk Recording and safeguarding your rights Body Text Title

ros.gov.uk Recording and safeguarding your rights Body Text Title

ros.gov.uk Recording and safeguarding your rights Body Text Title

ros.gov.uk Recording and safeguarding your rights Body Text Title

ros.gov.uk Recording and safeguarding your rights Body Text Title

ros.gov.uk Recording and safeguarding your rights Body Text Title

ros.gov.uk Recording and safeguarding your rights Who is using ARTL? 492 Solicitors out of about Lenders 13 Local Authorities Over 35,000 applications Increasing pressure from Lenders ARTL

ros.gov.uk Recording and safeguarding your rights Crucial Role Of Strong Authentication: Around €1.6 billion of mortgages processed through ARTL Guaranteed by State Legal admissibility of digital deeds Strong audit trail ARTL

ros.gov.uk Recording and safeguarding your rights Three factors: Not Just Technology! ARTL

ros.gov.uk Recording and safeguarding your rights Three factors: Not Just Technology! ARTL

ros.gov.uk Recording and safeguarding your rights Three factors: Not Just Technology! ARTL

ros.gov.uk Recording and safeguarding your rights Legislative framework: EU Directive 93/1999 on a Community Framework for Electronic Signatures Electronic Communications Act 2000 The ARTL (Electronic Communications) (Scotland) Order 2006 Land Registration (Scotland) Act 1979 Requirements of Writing (Scotland) Act 1995 Land Registration (Scotland) Rules 2006 Bankruptcy and Diligence etc (Scotland) Act 2007 Keepers Direction No ARTL

ros.gov.uk Recording and safeguarding your rights EU Directive 93/1999 "advanced electronic signature" means an electronic signature which meets the following requirements: (a) it is uniquely linked to the signatory; (b) it is capable of identifying the signatory; (c) it is created using means that the signatory can maintain under his sole control; and (d) it is linked to the data to which it relates in such a manner that any subsequent change of the data is detectable; ARTL

ros.gov.uk Recording and safeguarding your rights Policy Framework: ARTL Licence - Firm ARTL terms and conditions agreed to at sign up – User ARTL PKI terms and conditions agreed when smartcard issued – Deed Signatory ARTL

ros.gov.uk Recording and safeguarding your rights PKI Policies: Policy documents cover about 80 topics About 60 of those are publicly availablepublicly available Split into Policies, Procedures and Worksheets Audited by tScheme – 3 year cycle ISO27001 ARTL

ros.gov.uk Recording and safeguarding your rights Policy: Procedure: Worksheets: ARTL

ros.gov.uk Recording and safeguarding your rights But what about the Technology? PKI was best fit Enables Advanced Electronic Signature Smartcard based ARTL

ros.gov.uk Recording and safeguarding your rights Lessons Learned: It takes more time and senior resource than you think. Technology is the easy bit. Never overestimate the abilities of your users – keep it very simple! ARTL

ros.gov.uk Recording and safeguarding your rights Questions?