E-business models * Wednesday * Niina Aaltonen Jonna Kalermo.

Slides:



Advertisements
Similar presentations
What is E-Commerce???.
Advertisements

Suppose the employees of the university are not billed for
Credit. 1. WRITE YOUR OWN DEFINITION FOR CREDIT ON YOUR PAPER. SENTENCES: 1.I RECEIVED CREDIT FOR TURNING IN THE ASSIGNMENT. 2.WHEN THE PIZZA DUDE MESSED.
Debits versus Credits By Michael Reimer. Left Side is the debit side Right side is the credit side.
Residential Mortgage Loans
LeaseOwn Homes We invest in real estate without risk or liability and create homeownership opportunities for those who don’t qualify for traditional financing.
LeaseOwn Homes We invest in real estate without risk or liability and create homeownership opportunities for those who don’t qualify for traditional financing.
Your Team Members’ Names Here.  Briefly describe the type of business you plan to start  Mission Statement.
Navigating your entitlement to buy and/or sell a residence under Permanent Change of Station orders.
Shopping for an Automobile Loan What Do I Need to Know? Using Standard Calculators.
GLOBAL NETWORK Buying Your New Home. Congratulations! When using a Coldwell Banker® Sales Associate, you will feel confident your search for a new home.
TJT V12 E-business models Wednesday 25 April 2001 Group 7 Minna Karhu, Jarmo Huttunen.
Ebusiness Model Anicet Yalaho Chaoyang Wang. E-loan.com Marketplace providing loans No control of inventory Make revenue by selling online No price setting.
Group 10 Juhamatti Muuraiskangas Soile Oikkonen Tuomo Laine.
E-business models * Thursday * Niina Aaltonen Jonna Kalermo.
Group assignment 2: Wednesday Group 9 Matti Arkko Sebastian Löfhjelm Ville Seppänen.
3 types of mortgage loans for homebuyers -Fixed Rate Mortgage -fixed interest rate -front loaded interest -10, 15, 20, 30 -Adjustable Rate Mortgage -Rate.
TJTV12 E-Business Models Home exercise 1 Group 7 Minna Karhu, Jarmo Huttunen.
MODELS. Creators, Producers, Distributors, Users.
Eloan.comInsweb.comFreemarkets.com B2C vertical portal marketplace & infomediary no control inventory sell online price not set online service commissions.
Business Models for Networked Infrastructure Ken Peffers UNLV September 2004.
TJT V12 E-business models Thursday 26 April 2001 Group 7 Minna Karhu, Jarmo Huttunen.
TJTV12: E-Business models Tuesday April 24 Group3: Jari Lehmonen,Ville Kiviranta.
The Value Chain Support activities Primary activities Inbound logisticsMaterials receiving, storing, and distribution to manufacturing premises Operations.
Web Analytics: SEO/SEM, PPC, and Clickstream Debbie L. Johnsen January 28, 2014 Products and Services Mira Ness September 11, 2014.
Bank Vs. Credit union September 12, 2014.
Solid Finances Sponsors MSU Extension MSU Human Resources This program is made possible by a grant from the FINRA Investor Education Foundation through.
BUYING VS RENTING. BUYING Homeowner Advantages  Freedom of use  Pride of ownership  Greater Privacy  Income tax benefits  Opportunity to build credit.
Financing Your Home The Process and Options Presented by Heartland Realty.
FINANCIAL STATEMENTS. Why Use Financial Statements? Investors and bankers Investors and bankers Suppliers and creditors Suppliers and creditors You and.
Stock Market Analysis and Personal Finance Mr. Bernstein Sources of Consumer Credit, pp March 12, 2013.
AP Economics Mr. Bernstein Sources of Consumer Credit June 2015.
SEPTEMBER 11, 2014 BANK VS. CREDIT UNION. INTRODUCTION VIDEOS
What is the difference between savings and investments?
Home buying Case Study By Arthur Espinoza.
Brokerage Model Unit Managing the Digital Enterprise By Professor Michael Rappa.
FINANCIAL ANALYSIS & STATEMENTS. Financial Analysis Methods to monitor the fiscal status of the organization over a period of time Monthly, quarterly,
Chapter 22: Buying a Home.
Stock Market Analysis and Personal Finance Mr. Bernstein Sources of Consumer Credit, pp April 1, 2015.
Credit and Insurance Project Student Name. Credit Card 1 Card Name: Introductory Period: Introductory APR: APR after Introductory Period: Annual Fee:
TRANSACTIONS THAT AFFECT REVENUE, EXPENSES AND WITHDRAWALS Chapter 5.
HOME BUYING CASE STUDY By: Russell, Aaron, Noman.
Compound Interest Home Buying Project College Prep Math Project Example.
CENTURY 21 ACCOUNTING © 2009 South-Western, Cengage Learning LESSON 18-1 Understanding Cash Flow Analysis.
Copyright © 2011 Pearson Education, Inc. Managing Your Money.
19-4. Selecting a house  Real estate- Land and anything attached to it.  Mobile home Cheaper than buying a house Usually in a park with other mobile.
Shopping for an Automobile Loan What Do I Need to Know? Using Financial Calculators.
Coming Soon No Credit Card Required Gives a taste of our technology Entices low cost paid membership 6 ways to revenue Disruptive Confidential Presentation.
Module 5: Financing Issues. Module 5: Financial Issues 2 Module 5 Content Affordability Financing Mechanisms (Eligible Use A) Types of Assistance Financing.
Chapter 14.   Retailer – a business that sells to the final user (consumer).  Wholesaler – a business that sells to retailers. The Operating Cycle.
DIGITAL BUSINESS MODEL PREPARED BY STEVEN RAJNI RAJNEET VIRAL TRADE ME.
Mortgages. A mortgage is a loan that is secured by property. Mortgages are large loans, and the money is generally borrowed over a large amount of time.
BUYING A HOUSE Affordability Guidelines The 2 most common guidelines for buying a house are:  Don’t pay more than 3 times your annual gross income.
Money Matters! Funding for NHS-seconded students starting in 2013 Simon Cox Head of Advice Team Student Services Department.
$$ ACCOUNTING $$. Accounting – Why It’s Important One of the reasons Franchises fail?  They DON’T KNOW if they are making a profit!
2 pt 3 pt 4 pt 5pt 1 pt 2 pt 3 pt 4 pt 5 pt 1 pt 2pt 3 pt 4pt 5 pt 1pt 2pt 3 pt 4 pt 5 pt 1 pt 2 pt 3 pt 4pt 5 pt 1pt Category 1 Category 2Category 3Category.
 October 20, 2011 Objective: Students will identify the types of credit available to consumers and the sources of credit.
Personal Finance Home Finance
Treasurer’s Report St. Mark’s Episcopal Church
Recommending a Strategy
Partnership Gathering

Wel Come TO PUTHRA A & M Pvt.Ltd.
Annual General Meeting
BUSINESS HIGH SCHOOL-RECORD KEEPING
Pre-medical Studies at Fresno State
Average Credit Card Debt Average Minimum Payment
Financial Literacy: Odds and ends
Interest Rates, Terms, Total Financed Amount
Budgeting for a Baby.
Presentation transcript:

E-business models * Wednesday * Niina Aaltonen Jonna Kalermo

Control inventory: E-Track Online Loan Status Sell online: yes Price set online: based on rates - fixed Physical Product/Service: a full range of mortgages, auto loans, credit cards and small business loans Likely Revenues: annual fee of $75 for the home equity line of credit Likely Costs: operating expenses, advertising, IT infrastructure

Control inventory: no Sell online: no Price set online: no Physical Product/Service: Insurances Likely Revenues: transaction fees, development and maintenance fees, referral fees Likely Costs: operating expences, IT infrastructure, advertising

Control inventory: should be Sell online: yes - auctions Price set online: yes - auctions Physical Product/Service: providing a marketplace – not a physical product Likely Revenues: transaction fees, referral fees Likely Costs: operating costs, advertising, staff support for auctions, R&D, technical infrastructure, granting program