This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health,

Slides:



Advertisements
Similar presentations
Commonwealth of Massachusetts Executive Office of Health and Human Services Universal Coverage in Massachusetts: Resource Allocation and the Care of Disadvantaged.
Advertisements

Overview of Health Care Coverage and Cost Trends in Minnesota Presentation to the State Budget Trends Study Commission April 22, 2008 Julie Sonier Director,
Oklahoma’s Employer/Employee Partnership for Insurance Coverage (Insure Oklahoma/O-EPIC)
Prepared for the Committee for Health Care for Massachusetts December 14, 2005 ACTION COSTS LESS The Health Care Amendment Standards and Options for Reform.
This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health,
 Medicare Drug Rebates  Medicare patients who face a gap in prescription drug coverage would received a one-year, $250 rebate to help pay for medication.
Medicare & Medicaid. 2 Medicare – Medical Care for the Elderly l Institutional features – Part A—Hospital insurance – Part B—Physician, Outpatient hospital,
The Michigan Healthcare Marketplace Eileen Ellis Health Management Associates Initial Observations.
Overview of the U.S. Health Care System American Medical Student Association.
This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health.
— A Proposal to Cover All Americans —. 2 Health Coverage Passport Charles N. Kahn III President Federation of American Hospitals National Congress On.
MEDICARE: PAST, PRESENT AND FUTURE James G. Anderson, Ph.D. Department of Sociology & Anthropology.
This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health.
This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health,
This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health.
Household Insurance Coverage in Hawaii: Estimates from the Current Population Survey and the Hawaii Health Survey Gerard Russo, Ph.D.
This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health.
This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health,
This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health,
This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health.
This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health.
This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health.
Congressional Budget Office Presentation to The Tax Policy Center and the American Tax Policy Institute Taxes and Health Insurance February 29, 2008.
Health Care Financing and Managed Care. Objectives  To understand the basics of health care financing in the United States  To understand the basic.
Health Insurance Coverage of the Nonelderly, 2010 * Medicaid also includes other public programs: CHIP, other state programs, Medicare and military-related.
WISCONSIN HEALTH PROJECT Expanding accessControlling costs
Health Insurance for Utah Children and Small Businesses November 15, 2006 Expanding Health Insurance Coverage for Utah’s Uninsured Citizens.
(c) 2012 Cengage Learning. All Rights Reserved. May not be copied, scanned, or duplicated, in whole or in part, except for use as permitted in a license.
Excess cost growth in Medicare, Medicaid, and all other health care spending Source: CBO, A Federal Perspective on Health Care Policy and Costs, 2008.
Health Care Reform in America Facing Up:. President Obama and Healthcare Reform “Health care reform is no longer just a moral imperative, it’s a fiscal.
Exhibit ES-1. Synergistic Strategy: Potential Cumulative Savings Compared with Current Baseline Projection, 2013–2023 Total NHE Federal government State.
Spotlight on the Federal Health Care Reform Law. 2. The Health Care and Education Affordability Reconciliation Act of 2010 was signed March 30, 2010.
Health Insurance Mr. Peterson.  st=PLAEF1F13C29ACCC01&index=1&feature=plpp_vide o
Available Data on Alaska’s Uninsured December 2006 Health Planning & Systems Development Unit Office of the Commissioner Alaska Department of Health &
Nongroup Health Insurance Gary Claxton Vice President Kaiser Family Foundation.
3 August 2006 State Coverage Initiatives Workshop for State Officials 1 Session 3: Coverage Mandates Panelist: Jerry Russo Department of Economics University.
The Tax Expenditure for Health: Update for 2007 John Sheils April 29, 2008.
Return to Tutorials Tricia Neuman, Sc.D. Director, Medicare Policy Project Vice President, Kaiser Family Foundation For KaiserEDU June 2009 Medicare 101:
This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health.
Chart 1.1: Total National Health Expenditures, 1980 – 2011 (1) Source: Centers for Medicare & Medicaid Services, Office of the Actuary. Data released.
This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health.
Ultimate Source of Funding in the United States, Presented by Cathy A. Cowan National Health Statistics Group Office of the Actuary Centers for.
Wisconsin’s Challenges in Health Care Access and Cost: A Look at the Numbers March 22, 2006 Donna Friedsam, MPH Associate Director for Health Policy University.
UNDERSTANDING THE POLICY IMPACT OF SECTION 125 PLANS Lynn Quincy Mathematica Policy Research, Inc. (MPR) July 18, 2008 Lynn Quincy Mathematica Policy Research,
Comprehensive Health Care Reform in Vermont: The Policy and Politics Jim Maxwell, PhD Herb Olson, JD JSI Research & Training Institute, Inc. Vermont Department.
Dennis & Patten Participation in Government Mepham High School Health Care Reform in America.
This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health.
Rev. 22 May 2003 This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State.
Chapter 31 (cont.) Income, Poverty, and Health Care.
This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health,
This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health.
This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health,
This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health,
S OCIAL S ECURITY AND H EALTH C ARE LECTURE – ISSUES In the U.S., persons 65 years or older number more than 12% of the population—that is close to one.
This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health,
This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health,
This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health,
This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health,
This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health.
The Cost of Health Insurance Coverage in New York James R. Tallon, Jr. United Hospital Fund October 25, 2005.
A Summary of Insurance Coverage Chapter 2. 2 Overview Extent and nature of coverage Extent and nature of coverage Employer sponsored Employer sponsored.
Chapter 5 Healthcare Reform. Objectives After studying this chapter the student should be able to: Describe the expansion of healthcare insurance under.
California Health Reform Proposal
Estimates of the Uninsured Population: CPS ( )
Uninsured Population Hawai`i: Adults Age 19-64
Uninsured Hawai`i Children Age 0-18
UNDERSTANDING THE POLICY IMPACT OF SECTION 125 PLANS
Uninsured Population: Hawai`i
Katerina Sherstyuk, Ph.D Gerard Russo, Ph.D.
Uninsured Hawaiians and Pacific Islanders
Presentation transcript:

This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health, Prime Contract No. 1 P09 OA Sub-Contract Research Corporation of the University of Hawaii, Project No Research conducted by the University of Hawaii, Social Science Research Institute in collaboration with the Hawaii State Department of Health, Hawaii Institute for Public Affairs/Hawaii Uninsured Project and the Hawaii Health Information Corporation. Uncovered Worker Pool: Coverage & Costs Gerard Russo Sang-Hyop Lee Lawrence Nitz University of Hawai`i at Mānoa Hawai`i Coverage For All Project Technical Workshop IV September 26, 2003

26 September 2003 Preliminary results. Please do not quote. POLICY SCENARIO Imposition of an individual mandate for the self-employed and part-time workers under a publicly-sponsored, privately-financed, privately-underwritten insurance pool.

26 September 2003 Preliminary results. Please do not quote. Design Features Mandatory Mandatory: without selectivity Single Coverage Family coverage to be modeled later. Private Financing Premiums Federal Tax Deductions

26 September 2003 Preliminary results. Please do not quote. Sub-Cases for Self-Employed & Part-Time Worker Health Insurance Scenario Voluntary Purchase Mandatory Purchase Standard Private Plan † Standard Public Plan Ultra-Basic Public Plan

26 September 2003 Preliminary results. Please do not quote. Uninsured Adults Age 19-64: BRFSS 2001 PersonsPercent Distribution Uninsured Self-Employed17,17527% Uninsured Employees16,74726% Other Uninsured Adults29,56647% Total Uninsured Adults63,488100%

26 September 2003 Preliminary results. Please do not quote. Uninsured Self-Employed Adults Age 19-64: BRFSS 2001, CPS Survey YearUninsured Self- Employed Persons BRFSS ,175 CPS ,838 Sources: Behavioral Risk Factor Surveillance System Survey 2001, Current Population Survey March Demographic Supplements

26 September 2003 Preliminary results. Please do not quote. Uninsured Self-Employed and Uninsured Part-Time Employees, Adults Age 19-64: CPS Worker StatusUninsured Persons Part-Time46,522 Self-Employed11,838 TOTAL58,360 Source: Current Population Survey March Demographic Supplements , 7-year Average.

26 September 2003 Preliminary results. Please do not quote. Persons Covered How many self-employed and part-time workers will be targeted under this initiative? 58,360, Based on CPS Of those covered, how many previously had health insurance? Switching from private to private Will the switch be to a more extensive plan or less extensive plan? How many self-employed and part-time workers will seek full-time employment to avoid the individual mandate? How many self-employed persons will become newly insured? 58,360, Assuming 100% Compliance and No Avoidance

26 September 2003 Preliminary results. Please do not quote. Cost What is the expected total expenditure per year per self-employed and part-time worker insured? What is the current expenditure level for medical services for uninsured self-employed persons? What is the economic cost (benefit) accruing to Federal Taxpayers State Taxpayers Health Care Providers Households with Self-Employed and Part-time Workers Others

26 September 2003 Preliminary results. Please do not quote. Incurred Per Capita Expenses 2001: Uninsured Self-Employed Adults Age Emergency Room & Hospital Inpatient Discharge $403 Hospital Operated Clinics? Private Physician Offices? Primary Care Facilities? Pharmaceuticals, etc.? TOTAL$403 Note: Imputed from the age-sex profile of expenses of the uninsured from the HHIC ER and hospital discharge data 2001 and BRFSS 2001.

26 September 2003 Preliminary results. Please do not quote. Per Capita Expenses: US 2001 Privately Insured Person$2,484 Full-year Uninsured Person $1,253 Source: Hadley and Holahan, “How Much Medical Care Do The Uninsured Use, And Who Pays For It?” HEALTH AFFAIRS-Web Exclusive 12 February 2003.

26 September 2003 Preliminary results. Please do not quote. Tax Issues What proportion of this cost will be borne by federal taxpayers via federal tax deduction for self-employed health insurance purchase? Adjustment to gross income 2002: 70%*Marginal Tax Rate Scheduled to rise to 100% How many newly insured self-employed persons will avail themselves of the SE Health Insurance Deduction? 20%?

26 September 2003 Preliminary results. Please do not quote. SE Health Insurance Deduction: Federal Marginal Tax Rate Medicare Hospital Insurance (HI) Federal Payroll Tax 2.9% Wage Tax (1.45% %) Social Security: Old Age Security and Disability Insurance (OASDI) Federal Payroll Tax 12.4% Wage Tax (6.20% %) Federal Income Tax 15.0% for a typical household TOTAL FEDERAL MARGINAL TAX RATE 30.3%

26 September 2003 Preliminary results. Please do not quote. Cost of Single Coverage Per Year: Based on 58,360 persons Per Capita Total Annual Single Premium Hawaii MEPS-IC 2001 $2698$157,455,280 Less Current Medical Expenses: US 2001 $1253$73,125,080 Less Federal Tax Deduction: 20%*30.3% (Self-Employed Only $163) $33$1,929,594 TOTAL$1412$82,400,606

26 September 2003 Preliminary results. Please do not quote. Possible Refinements Effective Tax Rates: Household Specific Estimate Moral Hazard Effect Medical Expenditures Incurred by the Uninsured Self-Employed and Part-Time Workers: Extend to All Hawaii Provider Types Premium Rates: Self-Employed/Part-Time Specific Bring Estimates Forward in Time: 2003, 2004 Extend Analysis to Family Coverage Voluntary Plan with Selectivity and Subsidy Equilibrium adjustment of employment and self- employment.