Personal Investing Options Techy1: Sean Husband Techy1: Sean Husband Techy2: Soe Fong Techy2: Soe Fong Organizer1: Hochan Chung Organizer1: Hochan Chung Organizer2: Albert Tampi Organizer2: Albert Tampi Summarizer: Charlie Benjauthrit

Two Scenarios Two Scenarios Straight to the work force Straight to the work force VS. VS. Graduate School Graduate School Comparison done over a 10 year cycle

Work Force 1. Recent Graduate of Cal Poly Pomona 2. Age of Graduation: Job: Electrical Engineer 4. Starting Salary: $55, Estimated Salary Increase Per Year: 5% Assuming undergraduate school is paid off

Graduate school 1. Two years of graduate school 1. $2600 per quarter totaling $15, Age of Graduation: Job: Electrical Engineer 4. Starting Salary: $63, Estimated Salary Increase Per Year: 7% Assuming undergraduate school is paid off

Savings 401k – 16% of base salary (pre-tax) 401k – 16% of base salary (pre-tax) Rate of return- 6% Rate of return- 6% For both cases For both cases

Which Scenario do you think would produce the best outcome???