Life Insurance Comparison Group #6 Tewabech Alemu Christopher Cabrera Eric Chan Jason Krefft Wilson Tam

Comparing $500,000 vs. $1,000,000 Comparing $500,000 vs. $1,000,000 Smoker living in California Smoker living in California Starting at 25 and paying insurance until 70 Starting at 25 and paying insurance until 70

Term Insurance Term Insurance Short Term Agreement Lower Price Short Term Agreement Lower Price Guaranteed Guaranteed Long Term, Set Price, Gain Cash Value Long Term, Set Price, Gain Cash Value

Option A - $500,000 Option A - $500, years Term, 35 Guaranteed 10 years Term, 35 Guaranteed Option B - $500,000 Option B - $500, years Term, 30 Guaranteed 15 years Term, 30 Guaranteed Option C - $1,000,000 Option C - $1,000, years Term, 35 Guaranteed 10 years Term, 35 Guaranteed Option D - $1,000,000 Option D - $1,000, years Term, 30 Guaranteed 15 years Term, 30 Guaranteed

Total Amount Invested $500,000 Policy 10 Years Term, 35 Years Guaranteed 10 Years Term, 35 Years Guaranteed $240,516 $240, Years Term, 30 Years Guaranteed 15 Years Term, 30 Years Guaranteed $391,716 $391,716 $1,000,000 Policy 10 Years Term, 35 Years Guaranteed 10 Years Term, 35 Years Guaranteed $295,382 $295, Years Term, 30 Years Guaranteed 15 Years Term, 30 Years Guaranteed $504,090 $504,090

Cash Value at Age 50 Cash Value Option A Cash Value Option A 50 = $80, = $80,640 Cash Value Option B Cash Value Option B 50 = $80, = $80,824 Cash Value Option C Cash Value Option C 50 = $97, = $97,574 Cash Value Option D Cash Value Option D 50 = $102, = $102,310

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