Contact Information for Presenters
Identify Risk Invent Solutions Integrate Inspire WELCOME: We’re Glad You’re Here! Leveraging Campus Resources to Effectively Manage Employment Practices Risks Please sign in and be seated
Identify Risk Invent Solutions Integrate Inspire Campus Resources UCLA Campus Human Resources Employee & Labor Relations; Staff Affirmative Action Office (SAAO); Sexual Harassment Prevention and Title IX Office; Administrative Policies & Compliance/LDO; Campus Counsel, UCLA Office of the Chancellor; Office of Ombuds Services; Office of Insurance and Risk; and Ballard Rosenberg Golper & Savitt, LLP (outside panel counsel) You are not alone!
Identify Risk Invent Solutions Integrate Inspire Some Examples of Employment Practices Liability Claims Sexual harassment; Discrimination; Wrongful termination; Breach of employment contract; Negligent evaluation; Failure to employ or promote; Failure to accommodate; Wrongful discipline; Deprivation of career opportunity; Wrongful infliction of emotional distress; and Mismanagement of employee benefit plans
Identify Risk Invent Solutions Integrate Inspire Overview- The Risk Management Process Identify the potential loss exposure(s); Examine alternative risk control methods; Select and implement the appropriate method; Monitor results, make changes as needed; Everyone needs to be a Risk Manager!!
Identify Risk Invent Solutions Integrate Inspire Methods for Managing Risk Avoidance - don’t do the activity; Loss Control -mitigate damages or prevent loss; Risk Financing - obtain insurance or self-insure to finance losses that occur; Risk Transfer - transfer financial responsibility for risk by indemnification, hold harmless–
Identify Risk Invent Solutions Integrate Inspire Office of Insurance & Risk Management Employee Disability Management Services Transitional Return To Work Programs The Interactive Process (IP) & Evaluation of Job Accommodations
Identify Risk Invent Solutions Integrate Inspire Methods of Risk Financing at UCLA: Self-Insurance Programs How does UCLA pay for its insurance programs? University self-insures most of its exposures – there is no insurance policy (self-insurance programs contained in BUS bulletins – BUS 1, BUS 28, BUS 75 ) Program costs are allocated by UCOP to each UC location Claims are administered by Sedgwick Claims Management Services, a contract third party claims administrator (TPA). The UCLA Campus further allocates costs to responsible departments UCLA Campus Departments are responsible for deductibles of 20% of the amount of any claim settlement or judgment, up to $50,000, for some liability claims Not everything is covered - criminal and civil fines, penalties & back wages & benefits to $50k, claim deductibles, punitive damages
Identify Risk Invent Solutions Integrate Inspire EMPLOYMENT PRACTICES LIABILITY PROGRAM
Identify Risk Invent Solutions Integrate Inspire EMPLOYMENT PRACTICES CLAIMS DEDUCTIBLES Premiums for departments are determined by an actuarial study and based on a combination of loss history and exposure. The deductible equals 20% of any claim settlement or judgment, but the minimum is $7,500 and is capped at $50,000. If the total settlement or verdict is less than the established minimum, the department pays the actual amount of the damages. Departments are fully responsible for all liability for fines, penalties and back wages and benefits.