Benefits Open Enrollment April 13 – May 1, 2009

Open Enrollment When is open enrollment? When is open enrollment? Starts Monday, April 13 th & ends Friday, May 1 st Starts Monday, April 13 th & ends Friday, May 1 st Online via Esther – Online via Esther – Rice Fest is Thursday, April 16 th in the RMC/Ley Student Center Rice Fest is Thursday, April 16 th in the RMC/Ley Student Center Talk with carriers Talk with carriers Ask benefits staff questions Ask benefits staff questions Free chair massage (but long lines!) Free chair massage (but long lines!) Free cholesterol screening Free cholesterol screening

Open Enrollment Who needs to enroll this year? Who needs to enroll this year? As always, only employees who are making changes or wish to continue flexible spending accounts As always, only employees who are making changes or wish to continue flexible spending accounts Can people enroll remotely? Can people enroll remotely? Yes! Esther is accessible from any internet connection, 24/7 Yes! Esther is accessible from any internet connection, 24/7 Changes are effective July 1 st Changes are effective July 1 st

Open Enrollment Benefits team will be available during open enrollment to answer questions and assist with actual enrollment if needed: Benefits team will be available during open enrollment to answer questions and assist with actual enrollment if needed: Employees can make appointments with HR staff. Employees can make appointments with HR staff. New location – great views! New location – great views! Packets mailed Monday (~ April 13 th ) via campus mail Packets mailed Monday (~ April 13 th ) via campus mail Packets will include individual Esther ID & PIN Packets will include individual Esther ID & PIN Please forward packets to employees who are not on campus as quickly as possible (or point them online to the benefits website) Please forward packets to employees who are not on campus as quickly as possible (or point them online to the benefits website)

Medical Same medical plans: Same medical plans: HMO, Flexplan (POS), PPO & Catastrophic HMO, Flexplan (POS), PPO & Catastrophic All plans still administered by Aetna All plans still administered by Aetna No plan design changes No plan design changes A 5.0% rate increase across all plans for employees and for Rice: A 5.0% rate increase across all plans for employees and for Rice: Some sample rate increases include*: Some sample rate increases include*: HMO, employee only = $1.50 more per paycheck HMO, employee only = $1.50 more per paycheck POS, employee + children = $7.50 more per paycheck POS, employee + children = $7.50 more per paycheck PPO, employee + family = $21 more per paycheck PPO, employee + family = $21 more per paycheck * Twelve month salary.

Medical Changes at Aetna include: Changes at Aetna include: M.D. Anderson is now in-network for all plans (HMO and POS included) M.D. Anderson is now in-network for all plans (HMO and POS included) HMO members who select Kelsey- Seybold for their PCP no longer need to stay within Kelsey-Seybold for their specialist care (although you will still need referrals for specialists except for well woman and routine eye exams) HMO members who select Kelsey- Seybold for their PCP no longer need to stay within Kelsey-Seybold for their specialist care (although you will still need referrals for specialists except for well woman and routine eye exams) Both of these items are effective today! Both of these items are effective today!

Wellness The healthier we stay, the lower our medical plan costs! The healthier we stay, the lower our medical plan costs! Continuing the screenings for Continuing the screenings for Coaching available to eligible employees Coaching available to eligible employees Based on the results of the healthy lifestyle screenings Based on the results of the healthy lifestyle screenings Continuing Weight Watchers subsidy and we have a new leader on campus Continuing Weight Watchers subsidy and we have a new leader on campus

Dental Same dental plans: Same dental plans: United Concordia Indemnity Dental Plan United Concordia Indemnity Dental Plan Aetna DMO Aetna DMO Same dental plan designs Same dental plan designs Slight rate increases in the DMO (~5%) and a rate decrease for indemnity plan Slight rate increases in the DMO (~5%) and a rate decrease for indemnity plan Continuing 50% dental subsidy for employees earning less than $35,000 (as of April 1 of each year, on a full-time equivalent basis) Continuing 50% dental subsidy for employees earning less than $35,000 (as of April 1 of each year, on a full-time equivalent basis)

Flexible Spending Accounts Flexible Benefits (still with WageWorks) Flexible Benefits (still with WageWorks) Medical Spending Account ($5,000 max, per employee) Medical Spending Account ($5,000 max, per employee) Childcare Spending Account ($5,000 max, per family) Childcare Spending Account ($5,000 max, per family) New plan year extension for this plan year New plan year extension for this plan year You now have until September 15, 2009 to incur expenses in both the medical and dependent care spending accounts – an extra 2 ½ months! You now have until September 15, 2009 to incur expenses in both the medical and dependent care spending accounts – an extra 2 ½ months! Please note that for the medical spending account, the WageWorks Visa card will only apply to the new plan year on July 1, 2009 Please note that for the medical spending account, the WageWorks Visa card will only apply to the new plan year on July 1, 2009 You have until November 30, 2009 to file for reimbursement for claims in the plan year (now, July 1, 2008 through September 15, 2009) – but don’t wait until the last minute! You have until November 30, 2009 to file for reimbursement for claims in the plan year (now, July 1, 2008 through September 15, 2009) – but don’t wait until the last minute!

Other Other benefits remain the same: Other benefits remain the same: Life insurance – rates the same Life insurance – rates the same Accidental Death & Dismemberment (AD&D) Accidental Death & Dismemberment (AD&D) Short-Term Disability Short-Term Disability Long-Term Disability Long-Term Disability Long-Term Care Long-Term Care Other voluntary benefits through Answer Financial Other voluntary benefits through Answer Financial Auto, home, and even pet insurance Auto, home, and even pet insurance Travel Insurance Travel Insurance Tuition Benefits Tuition Benefits

Other Retirement plan changes approaching Retirement plan changes approaching Retirement plan contributions will be sent weekly starting this summer Retirement plan contributions will be sent weekly starting this summer We will be adding Fidelity Investments to the Rice Retirement plan this summer We will be adding Fidelity Investments to the Rice Retirement plan this summer Look for more information on these enhancements soon… Look for more information on these enhancements soon…

Benefits Reminders Update beneficiary information!!! Update beneficiary information!!! Life Insurance Life Insurance AD&D AD&D TIAA-CREF and Fidelity TIAA-CREF and Fidelity Please review your benefits each year – our lives change and you should make sure your benefits match your current needs Please review your benefits each year – our lives change and you should make sure your benefits match your current needs