[SFL] Business Plan

Mission  Identify Investment areas  Risk v/s Return Analysis of Investments  Optimize returns on Investments  Transparency in Investments done  Assured Returns

Investment Areas  Properties (Land, Flat, Project)  Direct Equity  Debt Instruments  Commodities  Loan Against Shares  Unlisted Company with the object to list it  Buying & Selling of a Listed Company  Partner with somebody in his Business

Risk v/s Return Analysis  Investment in Properties –Investment only in Property with Clear title and Bank approved project –Investment in Flat /Shop in Pre construction stage (Time frame of Investment - 2 years) –Buying of Land in growth expected areas (Time frame of Investment – 3 years)

Direct Equity  Investment in Direct Equity can be in –Public Issues –Shares where Buy back is announced –Shares likely to announce Buy Back of shares –Shares where Merger- De merger is announced / to be announced –Shares with attractive valuation and available at attractive rates in Bad Market days –Rights Issues

Debt Instruments  Investment in Debt Instruments can be in –Listed Non Convertible Debentures –Mutual Fund – Gilt Scheme –Inter Corporate Deposits –Fixed Deposits of Corporate

Commodities  Arbitrage opportunities in Agro & Non Agro Commodities traded in MCX/ NCDEX/ National Spot Exchange  News based Trading /Investment on very selective basis

Loan Against Shares  Clients to whom Loan will be given will be strictly only if following conditions are met –Client Directly known to us –It will be secured with minimum 50% Margin –Minimum Interest rate will be Bank Fixed Deposit Rate +3% (Minimum 12%p.a.) –Period of loan will be maximum 6 months

Unlisted Companies  We will identify Company which is suspended from trading and is likely to be removed from suspension shortly  In case Investment amount is big then we will invite others for doing Investment on profit sharing basis  Investment period in such Companies will be of 1 year to 2 year  Return expected will vary anywhere between 15% p.a. to 18% p.a.

Buying & Selling of a listed Company  If an opportunity exists where we have a buyer of a listed Company and also a seller of a listed Company then we will buy such Company first and then sell  In such case the Profit Margins will be high say anywhere between 20% p.a. to 30% p.a.  Also the period of Investment in such cases will be lower say between 1 month to 3 months  It will be risk free as Margins in some cases will be collected from the prospective Buyer

Partnership in other Business  This will be done on very selective business  Normally it will be done only in following types of business –School / Coaching –Trading in textiles –Imitation Jewellery –Antique Collection

Capital commitment  Minimum Investment from each Investor will have to Rs.10 lacs  Minimum period for Investment will be locked in will be 1 year ( so that Investment decisions can be taken accordingly)  Minimum Rs. 1 crore commitment from your group of Investor

Our Fees  Our Advisory Fees will be upfront 1%  On return above 12% it will be shared as under –Return between 12% p.a. to 50% p.a.(25% of Return in excess of 12%p.a.) –Return above 50% p.a.( 50% of return in excess of 50%p.a. –In case of negative returns the same shall be borne by the Investor

Assumptions  Commitment of funds will have to be made so that accordingly we can evaluate the proposals with time frame  If you wish to do not take any risk and want to only lend us purely then we can give Interest say anywhere between 9% to 12% p.a. depending on the time frame

 SHUKRIYA