Resident Orientation July 30, 2014, McGill University Sarah Lowden

MDPIM US EQUITY POOL The Canadian Medical Association (CMA) The CMA is a national organization that ensures Canadian physicians have a powerful, unified voice to effectively advocate on national issues that are important to them. It provides a host of member benefits, including access to medical tools, libraries, education and conferences.

MDPIM US EQUITY POOL The Canadian Medical Association (CMA) ▸ CMA member benefits to students and residents include: PEPID Clinical Rotation Companion Suite Free subscription to this point-of-care decision support tool. Educational Resources: ▸ 1,000 full-text journals ▸ 900 drug monographs ▸ 10,000 patient handouts ▸ Diagnostic calculators ▸ Much more!

MDPIM US EQUITY POOL The Canadian Medical Association (CMA) CMAJ Free subscription to Canada’s leading medical journal.

The Canadian Medical Association (CMA) MD Physician Services Comprehensive wealth planning and incorporation advice from Canada’s only financial service company focused solely on physicians. Exclusive CMA member discounts Save on fitness, travel and recreation, communication, computer services and much more.

MDPIM US EQUITY POOL About MD Physician Services ▸ Wealth management solutions engineered exclusively for physicians Over 40 years of experience working for physicians, medical students and residents and their families to provide expert, best-in-class advice and solutions. ▸ Top scores in overall customer satisfaction A 5 out of 5 Power Circle rating from J.D. Power = “among the best” in full-service firms ― the only firm to receive this prestigious ranking three years in a row. 1 ▸ Free, objective financial advice Cash flow, debt management, incorporation and integrated wealth management solutions 1 Source: J.D. Power and Associates, Canadian Full Service Investor Satisfaction Survey, 2010, 2011, 2012

MDPIM US EQUITY POOL How MD Can Help You ▸ Financial Planning Budgeting and cash flow, debt minimization, investing, estate and trust services (wills, powers of attorney). ▸ Banking 1 Student and resident lines of credit, mortgages, credit cards, basic banking services. ▸ Insurance Options for protecting your future income, your assets and your family’s lifestyle. ▸ Practice Management Solutions to help you manage your practice, optimize revenues, decrease expenses and improve office efficiency. 1 Banking products are offered by National Bank of Canada's Partnership Branch through a relationship with MD Management Limited. Subject to credit approval by National Bank of Canada.

What’s on Your Mind ▸ Debt consolidation ▸ Income Tax ▸ Personal Insurance ▸ Buying vs. Renting ▸ Learning about investments ▸ And sometimes…..Incorporation

Where to Start? 1.Contact your financial advisor 2.Schedule a meeting or phone call 3.Discuss YOUR issues and YOUR goals 4.Develop a plan 5.Meet regularly to check up on the plan 6.Make adjustments 7.Repeat steps 5 & 6

Want to book a meeting?

Contact Information MD Management ▸ Website: mdm.ca ▸ Facebook: facebook.com/MDPhysicianServices ▸ Follow us on Marie Josee Hamel ▸ ▸ Phone: Canadian Medical Association (CMA) ▸ Website: cma.ca ▸ Phone: MD Management Limited. Member - Canadian Investor Protection Fund.