100 200 300 400 500 100 200 300 400 500 100 Retirement Planning Miscellaneous Investing Basics Stocks and Bonds Mutual Funds Personal Finance Final Exam.

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Retirement Planning Miscellaneous Investing Basics Stocks and Bonds Mutual Funds Personal Finance Final Exam Review Game

The Answer is: A good reason for investing money.

The Question is: What are: achieving financial goals, increasing income, feeling financially secure, having money for retirement.

The Answer is: A portion of its earnings that a company pays out to its common stock shareholders.

The Question is: What is a dividend?

The Answer is: The name given for a period of time where security prices have risen 20% or more.

The Question is: What is a “bull market”?

The Answer is: Type of investment category where borrowers (e.g., bank, government entity, or a corporation) agree to pay periodic interest and typically return principal to an investor at a future date.

The Question is: What is a “loanership” investment such as bonds and CDs?

The Answer is: The risk that the value of an investment may drop due to events that affect all similar investments.

The Question is: What is market risk?

The Answer is: Shares of ownership in the assets and earnings of a business corporation.

The Question is: What is stock?

The Answer is: Interest-bearing certificate of long-term debt issued by a corporation, state or municipality, or the U.S. government.

The Question is: What is a bond?

The Answer is: Two ways to make money from common stock investments.

The Question is: What are receiving dividends (as cash or reinvested in additional shares) and increase in share prices?

The Answer is: Type of stock that may sell for less than the true worth of its assets.

The Question is: What is a value stock?

The Answer is: Current market price of a stock divided by its earnings per share over the past four quarters.

The Question is: What is the price-earnings ratio?

The Answer is: A legally required document that describes a mutual fund’s objectives, expenses, and performance that must be given to new fund investors.

The Question is: What is a prospectus?

The Answer is: The per share value of a mutual fund calculated by dividing the number of outstanding shares into the value of the fund portfolio.

The Question is: What is net asset value or NAV?

The Answer is: Type of mutual fund that provides tax- exempt income by investing solely in bonds issued by state and local government and government agencies.

The Question is: What is a municipal bond fund?

The Answer is: Type of mutual fund that invests in stocks from one industry sector (e.g., technology or health care).

The Question is: What is a sector fund?

The Answer is: A source of information about mutual funds.

The Question is: What are: The Wall Street Journal, financial magazines, Morningstar, and the Investment Company Institute?

The Answer is: The full retirement age for Social Security benefits for workers born in 1960 or later.

The Question is: What is age 67?

The Answer is: A personal retirement savings account for workers with earned income?

The Question is: What is an individual retirement account (IRA)?

The Answer is: An advantage of a tax-sheltered (tax-deferred) retirement savings account.

The Question is: What are: contributions may be tax deductible, earnings are tax- deferred, and possible employer matching.

The Answer is: The act of transferring retirement savings from one tax-sheltered account to another.

The Question is: What is a rollover?

The Answer is: The name given to the tax-deferred retirement savings plan offered to employees of schools, non-profit organizations, and universities.

The Question is: What is a 403(b) plan?

The Answer is: The practice of investing regular dollar amounts at regular time intervals.

The Question is: What is dollar-cost averaging?

The Answer is: Example of a tax break that increases investment returns.

The Question is: What are: long-term capital gains, tax-deferred investments, and tax- free investments.

The Answer is: Type of insurance that protects you from financial losses suffered when you are held responsible for injury to others.

The Question is: What is liability insurance?

The Answer is: The least expensive type of life insurance that provides coverage only for a specific period of time.

The Question is: What is term life insurance?

The Answer is: An example of a relationship between good health and increased wealth.

The Question is: What are decreased medical expenses, increased work productivity and/or income, and living long enough to collect Social Security, etc.?