´´ We commit to set the Greek economy in motion΄΄

2 EXTROVERSION REVIEW 2011 Since June 2009, Eurobank EFG undertook a series of initiatives to support a new model for the development of the Greek economy, which promotes, at the same time, the country’s competitiveness, extroversion of enterprises, innovation, the improvement of the quality of domestic production in sectors were we have strong comparative advantages. Eurobank EFG new initiatives include actions such as : Funding and Insurance of the Exporting Transaction Cycle and the Exporters’ Investments Funding of the Tourism Industry Funding of Infrastructure Projects, Public and Private Co-funded Projects and Investments in Renewable Energy Creation of Internal Investment Capital in order to participate in equity or funding Actions to support the extroversion of exporting companies, in cooperation with public and private stakeholders Actions to support Applied Research & Innovation aimed at their bridging with entrepreneurship, in cooperation with other corporate bodies Actions to support Tourism and industry, in close cooperation with other corporate bodies

3 Funding companies through the programs O.A.E.P/E.T.E.A.N Programme OAEP ( Export Credit Insurance Organisation) - “Extroversion” Features: Provide funding for export companies at 80% of the invoiced amount up to € 500k per company, with favorable 3-month Euribor rate (plus 5.50% rate, plus 0,6% contribution of Law128). OAEP insurance covers by 80% specific trade risks. Programme E.T.E.AN (National Fund for Entrepreneurship and Development) - Extroversion Funding exclusively by Eurobank EFG Features: Provide funding to companies for actions that promote extroversion, increase their competitiveness and facilitate their penetration into existing or new markets. E.T.E.A.N will contribute € 70 million and Eurobank € 140 million so as to provide within the next 24 months, Small-Medium Companies with lending up to the amount of € 210 million, with a favorable (average) interest rate of 4.23%. The loan amount ranges from € 50 to € 500k per company

4 «Go International» An Economic Cooperation Programme “Go International” is an initiative implemented by Eurobank EFG group in cooperation, with the three main export associations of Greece, the Greek International Business Association (SEVE), the Panhellenic Exporters´ Association (PSE) and the Exporters´ Association of Crete (EAC). It operates under the auspices of the Hellenic Ministry of Foreign Affairs. “Go International” is a major initiative, in its design and scope. It is an innovative Economic Cooperation Programme that aims to create a strong and extensive network of contacts for the promotion of bilateral trade in the wider region of South Eastern Europe. The “Go International” Programme is structured in a series of events, each of which includes a networking framework (Partenariat format on a B2B basis) for bilateral or multilateral business meetings focused on the conclusion of business and trade agreements The program was designed to evolve gradually over a wide geographical area in the countries of Central and Eastern Europe where Eurobank EFG group has an established presence: Bulgaria, Romania, Serbia, Poland, Ukraine, Turkey and Cyprus Under the auspices of The Hellenic Ministry of Foreign Affairs

1 st Economic Cooperation Programme, Bucharest (February 2010)  The 1 st business delegation in the form of a “partenariat – B2B event”, took place in Bucharest in February 2010, under the title “Business Forum and Exhibition for Food & Drinks”. The event was organised by Eurobank EFG, Bancpost SA and the Greek International Business Association (SEVE) together with the co-operation of the Romanian Chamber of Commerce. The initiative was set under the auspices of the Hellenic Ministry of Foreign Affairs  More than 350 pre-arranged business meetings took place between 32 Greek & 40 Romanian companies in special stalls created specifically for the event GO INTERNATIONAL, Nicosia (February 2011)  The first delegation of the “Go International” Economic Cooperation Programme took place in Cyprus on the 7 th and 8 th of February, 2011 and was characterized by absolute success as close to business meetings between companies of the wider region took place.  More than 240 companies attended, of which:  90 were Greek companies  and 151 companies from Cyprus and five Arab countries: Iraq, Jordan, Lebanon, Syria, Egypt. GO INTERNATIONAL, Belgrade (October 2011)  Following the successful outcome of the ‘Go International’ Programme in Cyprus -Nicosia, Belgrade was the next “Go International” destination, on October, 24 th – 25 th  On the grounds of the Programme, business meetings took place.  Representatives of 105 Exporting businesses and 2 Research Centers from Greece and Cyprus as well as more than 300 foreign representatives of import companies participated «Go International» An Economic Cooperation Programme N E X T : GO INTERNATIONAL, Bucharest (June 2012)

6 «Go International» An Economic Cooperation Programme BUSINESS DELEGATION: NICOSIA (02/2011) STATISTICAL DOCUMENTATION OF EFFICTIVENESS The effectiveness of the program both in Cyprus and Serbia, and its contribution to the further development of the Greek market is confirmed statistically: 1)Regarding the target markets of “Go International Cyprus”, the Greek exports increased significantly throughout In specific markets the increase reaches 401,5%, considering the low initial base. For instance: 1.In Egypt exports increased by 65,9% and Greek exports to the country increased from € 208,7 million to € 346,1 million 2.In Lebanon exports increased and exceeded € 152 million (€ 33 million during 2010), reaching total increase by 401.5% 3.Increase in the Syrian markets, at 109,8%, to € 61,7 million from € 29,4 million recorded in In Cyprus exports recorded and increase of 15,8%, reaching € 1,36 billion from € 1,18 billion during )Regarding the target markets of “Go International Serbia”, the Greek exports increased significantly throughout 2011 For instance: 1.In Serbia-Montenegro exports increase by 54,5% to € 417,8 million from € 270,4 million during Even greater was the rise in Slovenia in which exports grew by 57,4% to € 143,1 million from € 91 million during Exports to Croatia increased by 27,2% to € 67.1 million from € 58,8 million 4.Exports to Bosnia and Herzegovina increased by 14,9%, to € 51.3 million from € 44,7 million 5.Exports to Hungary increased by 17,6%, to € 106 million from € 90,1 million 6.Exports to Russia increase remarkably by 22,5%, to € 394,30 million from € 321,8 million (Panhellenic Exporters Association, 2012)

´´ We commit to set the Greek economy in motion΄΄