Presentation On Banking Prepared by …… Aparajita Deb sarkar. Gourab Deb. Gagan Babel. Nitish Sewariya Ritika Basu.

INTRODUCTION “A bank is a financial institution and a financial intermediary that accepts deposits and channels those deposits into lending activities, either directly or through capital market. A bank connects customers with capital deficits to customers with capital surpluses. ”

Types of banks Reserve bank of India Private banks Public banks

HISTORY OF INDIAN BANKING SYSTEM IN INDIA First Modern Bank:1688, Madras (Agency House) by Britishers Bank of Hindustan-1770, calcutta General bank of india-1786 Three Presidency banks -Bank of Calcutta(1806),Bank of Bombay(1840),Bank of Madras(1843) Imperial bank of India(1921)- which was nationalised in 1955. SBI Other banks.

ICICI BANK Chairman K.V. Kamath MD & CEO Chanda kochhar

HISTORY ICICI was formed in 1955 at the initiative of the World Bank, the Government of India and representatives of Indian industry. Objective was to provide financial assistance to Business projects Earlier known as “Industrial Credit and Investment Corporation of India”

ICICI bank India’s second largest bank With a network of 2,772 branches and 9,363 ATM's in India Has a presence in 19 countries, including India Biggest private sector bank Focus on retail banking as a driver for growth Introduced the concept of branding in Indian banking industry

Subsidiaries Domestic ICICI Lombard ICICI Prudential Life Insurance Company Limited ICICI Securities Limited ICICI Prudential Asset Management Company Limited ICICI Venture ICICI Home Finance ICICI direct.com ICICI fund

Cont.…… International ICICI Bank UK PLC ICICI Bank Canada ICICI Bank Eurasia LLC

Current position in 2012 Revenue US$ 14999.52 billion Operating Income US$ 2.117 billion Profit US$ 1.597 billion Total assets US$ 98.99 billion Total equity US$ 12.62 billion Employees 81,254

State Bank of India (SBI)

TYPE- PUBLIC FOUNDED- 1st JULY 1955 HEADQUARTERS- MUMBAI, MAHARASHTRA CHAIRMAN- PRATIP CHAUDHURI

Revenue  US$ 36.950 billion (2012) Profit  US$ 3.202 billion (2012) Total assets  US$ 359.237 billion (2012) Total equity  US$ 20.854 billion (2012) Owner(s) Government of India Employees 292,215 (2012) Website www.sbi.co.in

Associate Banks SBI has five associate banks; all use the same logo of a blue circle and all the associates use the "State Bank of" name, followed by the regional headquarters' name: State Bank of Bikaner & Jaipur State Bank of Hyderabad State Bank of Mysore State Bank of Patiala State Bank of Travancore

Non-banking Subsidiaries Apart from its five associate banks, SBI also has the following non-banking subsidiaries: SBI Capital Markets Ltd SBI Funds Management Pvt Ltd SBI Factors & Commercial Services Pvt Ltd SBI Cards & Payments Services Pvt. Ltd. (SBICPSL) SBI DFHI Ltd SBI Life Insurance Co. Ltd. SBI General Insurance

Other Facts about SBI SBI has about 27,000+ ATMs SBI group(including associate banks) has about 45,000 ATMs. SBI has become the first bank to install an ATM at Drass in the Jammu & Kashmir Kargil region. SBI has 99000 offices in India. SBI has 14,119 branches, including 173 foreign offices in 37 countries across the globe.

Current Trends in banking Industry ATM (Automated Teller Machine) Introduction. Security. Speed. Time. Global Use. Biometric ATMs. Alternate Uses of ATM Cards.

Cont.…. Frauds and Preventions. Internet Banking. Mobile Banking. Various Technical Advancements. Use of high speed computers. Use of various Software . Investment policies.