Top 5 Funeral Questions Dale Clock President Clock Life Story Funeral Home Husband, Father, Funeral Director, Pretty good singer and piano player, lousy golfer, decent handyman, all around nice guy

Top 5 Funeral Questions 1.What does a funeral cost? 2.What does a cremation cost? 3.What do we do when my mom, dad, husband, wife … dies 4. The nursing home told us we should get our funeral plans in order, how do we go about doing that so we can qualify for Medicaid? 5. How do I plan my own funeral so my children won’t have to?

Answer Well …… That Depends What do you want to do? What is important to you and your family? What is your budget? What options are available? And on and on and on

You don’t know What you don’t know. The Funeral Home’s job is to Ask questions and Listen to the answers Educate You based on your answers Show you the Options Find the best Solution for you

Top Three Decisions Burial or Cremation Viewing The Body Visitation and Services

Burial or Cremation Where –Which Cemetery or Crematory When –Before or After Services,Visitations, & Gatherings In What –Casket, Vault, Cremation Casket, Cremation Urn Will You Be Present –Graveside Service, Witness Burial, Witness the Start of the Cremation

Viewing The Body No Viewing –Final Goodbyes at the Place of Death Private Family Viewing –Takes place at Funeral Home, Body not embalmed, Limited Time, Limited Attendance, Final Good-Byes, for Burials & Cremations Public Visitation –At Funeral Home or Church, Body is Embalmed, Dressed & Casketed, Times are published, Public is invited, for Burials & Cremations

Visitations & Services Where –Funeral Home, Church, Clubs, Parks, Home When –Which day, What time, How long What Type –Traditional, Religious, Life Story Celebration, Farewell Party, Fraternal, Military or a Combination Who is Involved –Clergy, Speakers, Musicians, Family, Funeral Home, Military, Fraternal, Clubs

Top Three Decisions Burial or Cremation –Where, When, In What, Will You Be Present Viewing The Body –No Viewing, Private Family Viewing, Public Visitation Visitation and Services –Where, When, What Type, Who is Involved

Choose a Topic Burial CostsCremation Costs Nursing Homes and Medicaid Qualification When Death Occurs Pre-Planning A Funeral Service

Burial Costs There a 3 Basic Parts to the cost of any funeral plan 1.Services 2.Merchandise 3.Cash Advances

Burial Costs Service Charges Professional Services –Basic Services, Embalming & Body Preparation, Funeral Service Planning, Visitation & Funeral Directing, Administration and Filing, Follow-up, Insurance Facilities & Equipment –Offices, Visitation Rooms, Chapels, Reception Areas, Display Equipment, Audio Visual Transportation –Initial Transfer, Hearse, Limousines, Service Vehicle, Mileage

Burial Costs Merchandise Caskets –Wood, Steel, Copper, Bronze Burial Vaults –Liners, Sealing Vaults, Solid Bronze Life Story Products –Life Story Folders, Life Panels, DVD’s, Cards, Life Story Books Printed Materials –Register Books, Folders, Cards Flowers

Burial Costs Cash Advances Cemetery Costs –Spaces, Opening & Closing, Equipment, Markers, Engraving Death Certificates & Permits Newspaper Obituaries Clergy, Musicians, Church Staff Catering, Shipping Charges

Burial Costs It Can Be Complicated Lot’s of Options and Products Prices Vary Services $ $6500 Caskets $500 - $5000 Vaults $950 - $3800 Grave Space$100 - $2000 Grave Opening$150 - $1250 Newspaper free - $1000

Burial Costs Three Types of Funerals 1.Immediate Burial 2.Basic Funeral Service with Same Day visitation 3.Standard Funeral Service with Separate Day of Visitation

Immediate Burial Basic Professional Services and Facilities No Embalming, No Service or Visitation Cloth Covered Casket & Grave Liner Free Newspaper option Average Grave Opening (space provided by family) No flowers, No printed materials $

Professional Services, Funeral Planning, Administration, Permits Transportation, Facilities and Equipment Embalming, Body Preparation, Dressing, Cosmetics, Casketing Basic Steel Casket, Grave Liner, Flowers Standard Register Book, Cards & Folders Newspaper obituaries Average Grave Opening (grave space provided by family) $ Basic Funeral Service with Same Day visitation 1 hour prior to service

Professional Services, Funeral Planning, Administration, Permits Transportation, Facilities and Equipment Embalming, Body Preparation, Dressing, Cosmetics, Casketing Unlimited Visitation Funeral Service at Funeral Home or Church Standard Funeral Service with Separate Day Visitation and Catered Reception following Service

Procession to the Cemetery Mid Range Steel or Wooden Casket Top Sealing Burial Vault, Flowers Life Story Package; Life Panel, Memory Folders, Custom Book & Cards, DVD’s Reception After Service & Catering Newspaper & Online obituaries Average Grave Opening (grave space provided by family) $11,000 Standard Funeral Service with Separate Day Visitation

Burial Costs Immediate Burial $5000 Basic Funeral Service with Same Day visitation $8500 Standard Funeral Service Separate Day of Visitation Catered Reception Following $11,000

Cremation Costs There a 4 Basic Parts to the cost of any cremation plan 1.Services 2.Merchandise 3.Cremation 4.Cash Advances

Cremation Costs Service Charges Professional Services –Basic Services, Body Preparation, Funeral Service Planning, Visitation & Funeral Directing, Administration and Filing, Follow- up, Insurance Facilities & Equipment –Offices, Visitation Rooms, Chapels, Reception Areas, Display Equipment, Audio Visual Transportation –Initial Transfer, Limousines, Service Vehicle

Cremation Costs Merchandise Cremation Caskets & Containers –Cardboard, Fiberboard, Wood, Rental Caskets Cremation Urns –Hundreds of Choices, Metal, Ceramic, Wood, Marble, Biodegradable, Custom, Sharing, Engraveable

Cremation Costs Merchandise Cremation Jewelry –Necklaces, Bracelets, Thumbies Life Story Products –Life Story Folders, Life Panels, DVD’s, Cards, Life Story Books Life Story To-Go Kit Printed Materials –Register Books, Folders, Cards

Cremation Costs Cash Advances Newspaper Obituaries Death Certificates & Permits Clergy, Musicians, Church Staff Catering, Hall Rental Cemetery Costs

When Death Occurs

Nursing Homes & Medicaid Qualifications

Pre-Planning a Service There are 4 basic parts to pre-planning a service 1.Vital Statistics & Life History 2.Type of Services 3.Merchandise 4.Pre-Funding

Pre-Planning a Service Vital Statistics and Life History –Names, Parents, Dates, Numbers, Family members –Schools, Churches, Organizations –Work, Hobbies, Vacations, Sports –Great Stories and Significant Moments

Pre-Planning a Service Type of Services –Burial or Cremation –Viewing The Body –Visitations and Gatherings –Funerals, Memorial Services, Farewell Parties, Receptions –Processions & Graveside Services

Pre-Planning a Service Merchandise –Burial Caskets, Cremation Caskets –Burial Vaults, Urn Vaults –Cremation Urns & Jewelry –Life Story Suite of Products –Register Books, Folders, Cards –Video and Webcasting

Pre-Planning a Service Pre-Funding a Service –Funeral Insurance –Final Expense Insurance –Trusting Options –Nursing Home & Medicaid –Asset Protection