College Planning “The Gerber College Plan.com”

Introduction Saving for college is easier than you think. All you need to do is have plan, take action and stick with it. It will take you less than five minutes to read this guide when you get done, you’ll have an action plan that you can start implementing today without spending a dime.

Table Of Contents 1.Things To Do Today 2.Why College Is Important 3.What it’s Going to Cost 4.Action Steps 5.Resources

When Should I Start Saving The Sooner The Better! - When it comes to saving for college, every little bit helps. Each dollar you save is one dollar you won't have to borrow or rely on someone else to provide. So even if you get a late start or are only able to save a small amount each month, you'll still be better off than not saving at all.

Getting Started The decisions you make now can have a significant impact on how much money is available for tuition payments in the future. In this tutorial, we provide you with common components of a sound college savings plan and simple Action Steps that you can take to help give you and your future college student a high degree of financial security and the confidence that you can afford the college of choice

Get a quote – Gerber offers children’s insurance plan that provides you with cash value that you can use for college. It’s inexpensive it protects your family and the plan provides guaranteed savings. Plus coverage is affordable and costs less than you pay for a cup of coffee per day. Getting a free quote to see if this will work for your family is a no-brainer. Click Here to Get Your Free Quote From Gerber Life Insurance Do This Today

Join Upromise - Upromise helps families earn, save and pay for higher education while making everyday purchases at grocery and drug stores, gas stations, restaurants, retail stores and online shopping sites. Members have earned nearly $800 million dollars. If you focus on this plan you can create real savings, it doesn’t cost anything, just sign up your credit card and then use it for everything you buy. The dollars can really add up. Get your friends and family involved too it’s fun. Click Here to Sign Up for Upromise -it’s Free! Do This Today

College Graduates Earn More Money It’s a fact in 2011, males ages 25 to 34 with bachelor's degrees made 69 percent more in median earnings than did high-school graduates in the same age range; the figure was 70 percent for women. In comparison the 1991 report showed male and female bachelor's-degree holders ages 25 to 34 made 56 percent more than their counterparts with only high-school diplomas. The findings were published in "Education Pays 2013: The Benefits of Higher Education for Individuals and Society,“ Why College Is Important

A College Degree=Double the Lifetime Earnings! On average, a college graduate earns twice as much during their lifetime as someone without a degree. The higher the education level the greater the difference. Why College Is Important

College Graduates Are Happy! In a perfect world, college equals success, success equals money and money equals happiness. Statistics from the Pew Research Center and the University of Virginia show correlations between happiness and a college education. An article analyzing the statistics from the Kalamazoo Gazette reported that people who were happy were more likely to have at least a bachelor’s degree than those who did not. Why College Is Important

In the academic year, the average net cost for a full-time student at an in-state public university was about $15,000 for tuition, fees, room, board, books and incidental expenses, according to the College Board Your child will have lots of choices, there are more than 4,400 colleges in the U.S. and price ranging from zero to more than $60,000 per year. College is Expensive! What’s It Going To Cost

How Much Will College Cost Me? That depends on when your child will be attending, what type of school and the location of the school. It is predicted that by 2013 (in 18 years)the cost for a college tuition in a four year program will range from $92,200 for an instate public school to over $300,000 for a private institution. You can get an estimate for your costs by using this free calculator. College Cost Calculator

Ways To Pay For College Pay as You Go - Your child could help pay for college by getting a job, but students must already juggle studies and other college activities. Even a part-time job might detract from their primary focus – getting an education. You can also plan to pay college expenses out of your future income as long as you realize that doing so might require substantial cutbacks in other areas of your family budget. Pay Later - Some might suggest that you approach college tuition as you would buying a home – borrow the money to pay for college and simply repay the debt with higher earnings after graduation. Though many parents see advantages in having children contribute to their education expenses, a college education can be as costly as buying a home. How many parents want their children to start out with such substantial debt?.

Ways To Pay For College Find Someone to Help Pay - Scholarships and grants are the ideal financial aid. They don’t have to be paid back. But according to the College Board, less then $50 billion of the $170 billion in federal financial aid for the school year came in the form of grants, while over $101 billion was loans. (The rest was federal work-study and the value of education tax benefits.)* The states, employers, private organizations, and colleges themselves provided an additional $69 billion in scholarships and grants in

Ways To Pay For College Save Now - Saving now is the best way to ensure that you have options later. After all, you would like your child to select a college that offers the best education and not necessarily the best financial aid. You probably also want the comfort of knowing that you won’t be dependent on outside sources like loans or scholarships to meet college expenses. Many strategies and investment vehicles are available to help you maximize your college savings. Selecting a suitable strategy and the best combination of investment vehicles is critical. For each option, you face the task of evaluating key characteristics including: The potential for growth, Risk of loss, Tax implications, Ownership and control, Ease of management, Fees and expenses, etc..

Learn About Scholarships - Scholarships.com is a free website that helps students locate scholarship opportunities. College education is a big ticket item. Many parents and students are unsure of how to find money to foot the tuition bill. Frequently, they are also unaware of the many resources at their fingertips - literally. All of the services at Scholarships.com are free we encourage you visit their site and take advantage of the free scholarship database, use the college search tool, and read through their helpful articles. Click Here to Visit Scoholarships.com Things To Do

Learn about 529 plans - A 529 Plan is an education savings plan operated by a state or educational institution designed to help families set aside funds for future college costs. It is named after Section 529 of the Internal Revenue Code which created these types of savings plans in Click Here to learn more about 529 Plans

Learn About Student Loans – Almost everyone will need a student loan. Finding the right type of loan and the best providers can be challenging. Getting help from a professional service is an inexpensive way to insure you are getting the best financial help for your child. Simple Tuition is dedicated to helping students and their families through the confusing education loan process by providing innovative and effective tools, resources, and most importantly, choices that help students and families make the best choice for them. Click Here to Visit Simple Tuition Things To Do

More College Resources Federal Student AidFederal Student Aid – The official site of the U.S. department of education National College Finance Center National College Finance Center - is a first- stop, one-stop, unbiased resource to help educate students, prospective students and families all across the country about their options for financing a college education The College Board The College Board – Everything college from planning, financial aid, entrance requirements etc.