THE TRANSFORMATION OF PAYMENTS

NFC Hosted Payments EMV in the US End-to-End Encryption Mobile POS

VERISHIELD TOTAL PROTECT VeriShield End to End Encryption and Tokenization: Removes All Cardholder Data From Your Retail Environment Protects Your Customers And Their Brand Reduces PCI Scope & Costs

VERISHIELD TOTAL PROTECT | SECURED BY RSA Combines the leading payment protection technologies – end-to-end encryption and tokenization – into one Protects data in transit, in use and at rest Format-preserving technology works with existing application and systems Encrypts data, protecting it from the payment device to the processor and beyond Tokenization offers all the benefits of storing the actual PAN without the associated risks In 2010, VeriShield Protect became the industry standard for end-to-end encryption (E2EE) with major processors

VERISHIELD TOTAL PROTECT ARCHITECTURE 5

PAYWARE MOBILE ENTERPRISE A New Generation of Fast and Secure Payments

THE NEXT WAVE OF PAYMENT ACCEPTANCE IS HERE Create a checkout wherever, whenever with PAYware Mobile Enterprise’s game-changing approach to accepting payments. Speed transactions Tap new revenue opportunities Increase customer loyalty PAYware Mobile Enterprise offers customizable, flexible applications to meet your unique retail needs. Built-in bar code scanner Encrypted card reader PIN pad PAYware Mobile Enterprise offers end-to-end security, sensitive cardholder data never enters your system. Featuring VeriShield Total Protect and a PCI 2.1 PIN pad for the ultimate protection and peace of mind. 7

VTP Processing on the PIN Pad MSR w/ Ledge Integrated Battery: 10+ Hours of iPod and PIN Pad Operation Gang Charging Connectors 128 x 32 LCD Display CTLS / NFC Antennae Capacitive Touch PCI Compliant PIN Pad PAYWARE MOBILE ENTERPRISE (IPOD TOUCH) PIN PadReverse Side iPod touch 2D Bar Code Imager Landed Smart Card Reader CTLS LEDs 2 SAM Slots Power/Battery Meter Button MicroUSB Data/Power Charge Port

NEAR FIELD COMMUNICATION (NFC) NEAR FIELD COMMUNICATION (NFC)

WHY ARE WE TALKING ABOUT NFC? 10 NFC phone shipments could approach 100 million units in 2011 alone 1 in 6 users worldwide will have a NFC-enabled phone by 2014 By 2015 NFC technology will be the most used solution for mobile payments Google added NFC support to Android and launched Nexus S with NFC Most major smart phones to support NFC in 2011 (and more to come…) The top US carriers created ISIS to offer NFC mobile payment services 2011 IS the Year of NFC! + + = Projections: Facts:

VERIFONE PARTNERS WITH GOOGLE AND LEADING RETAILERS TO POWER NFC-BASED MOBILE PAYMENTS VeriFone and Google come together to make phone payments a reality by enabling several major retailers coast-to-coast with Google Wallet technology Trial to go far beyond traditional transactions to include loyalty, couponing, social programs, gift cards, ticketing – all with just a tap from a phone to a VeriFone device with NFC

VERIFONE IS NFC READY 12 In production ISO capable ISO capable MiFare capable Scheme agnostic Scheme insulation

WHY PARTNER WITH VERIFONE? End-to-End Encryption  Secured by RSA, VeriShield Total Protect provides format preserving encryption with tokenization to bring you closer to PCI DSS compliance and help reduce your merchants PCI scope. We offer the most secure Mobile Payment Solutions  Expand your offerings to include mobile POS, line busting, and inventory management with VeriFone’s PAYware Mobile devices. We are ready for NFC now  Future-proof your customers by selling the MX800 Series with the NFC contactless module. With over 1 million devices sold, NFC can be easily be added to any MX800 Series Device. WE’VE GOT YOUR BACK….AND FRONT!.  With the widest selection of front-end devices and back-office software, VeriFone offers the solutions to better service your customers, keep up with the ever changing payment trends, and grow your bottom-line.

QUESTIONS???