Social service agencies

 Bank statement  Pay stub  SDG Learner Benefits  Notice of Assessment

 All Canadians do their taxes every year  You can get in trouble with the government if you don’t file your taxes  Immigrant Services Calgary can help fill out the form

 Usually need id  REFERRAL is from a counselor or advisor  Proof of income  What kinds of things do we need help with?

 Think about how much money you bring in and how much money you spend every month.  Are you having trouble buying what you need?  How can you spend less so you will have more money?  Talk with your table.

 Shopping tips  Look in flyers for sales  Compare prices  Don’t eat out – very expensive!  What other ways can you save money on food?

 Should only be emergency,  Not every month  Need id for every person in  your family  You can go three times a year on your own  You can go seven times a year with a referral total

 Works best for single mothers with children  Gives housing with a lower rent  There is a waiting list  CIWA and CCIS can  help with paperwork  Cooperative Housing people together run building, buy a share/deposit

 Saving money on clothing is the easiest way to save money  Where do you shop for clothes? Talk with your table.  Have you ever bought used clothing?

 Clothing is used and cheaper  Sometimes really nice clothes but you have to look, like dresses  Used clothing  eg. Value Village  Good for children’s clothes because they grow so quickly

 Project Warm – winter clothing, coats for kids, Ashley can help, ELL office 645N, no proof of income but may be a wait  Conditions  Need proof of income & expenses for last 30 days  Proof of expenses  They also give vouchers to shop For clothing

 AB Child Health Benefit – medical coverage for children under 18 years old  Reduced fee dental clinic  Health Link

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 What are other ways to save money?  Do you save money now?  Why would you want to save money?  Have you ever had an unexpected expense that you couldn’t pay for?  Have you ever had an emergency that you needed money now?  What would you like to buy  in the future?

Social service agencies

GETTING HELP

 What kinds of things do we need help with?

 How can you save money on food?  What were the CONDITIONS for getting food from the Food Bank?

 Did you study a program for low income housing last week?

 What ways can you save money on clothing?

 What did you learn last week about saving money?  Do you want to try any of these ideas?  What would you like to save money for?

 Could you do this at home?